Larecoin Vs Visa & Mastercard: How Merchants Are Slashing Interchange Fees by 50%

Interchange fees are killing your margins. Every swipe. Every tap. Every transaction.

Visa and Mastercard take their cut. Processors take theirs. Banks get a piece too. By the time money hits your account, you've lost 2-3% or more.

For high-volume merchants, that's thousands, sometimes millions, vanishing into the legacy payment infrastructure.

Here's the thing: it doesn't have to be this way.

Web3 payments are rewriting the rules. And merchants who get it are slashing their interchange fees by 50% or more.

Let's break down how.

The Legacy Payment Problem

Traditional card networks were built decades ago. Multiple intermediaries. Outdated infrastructure. Bloated fees.

Here's what happens when a customer pays with Visa or Mastercard:

1. Card network takes a cut

2. Issuing bank takes a cut

3. Payment processor takes a cut

4. Acquiring bank takes a cut

Each layer adds cost. Each layer adds delay. Each layer adds friction.

The result? Merchants pay anywhere from 1.5% to 3.5% per transaction. Premium cards? Even higher. International transactions? Don't even ask.

For a business processing $1 million annually, that's $20,000-$35,000 in fees. Gone.

And what do you get in return? Chargebacks. Settlement delays. Complex reconciliation.

The system wasn't designed for merchants. It was designed for the networks.

Enter Larecoin: The 50% Fee Reduction

Larecoin operates differently. No card networks. No issuing banks. No acquiring banks.

Just blockchain.

Here's the math:

• Traditional interchange: 2-3%+ per transaction

• Larecoin transfer fee: 1.5% per transaction

That's a 50%+ reduction. Immediately.

But it gets better. 87% of that 1.5% fee goes back into the ecosystem, building liquidity, supporting infrastructure, and strengthening the payment network you're using.

You're not feeding a legacy system. You're investing in a decentralized one.

How It Works

Larecoin's receivables token ecosystem eliminates the middlemen. Transactions happen directly on the blockchain using LARE tokens or other cryptocurrencies.

No card networks skimming fees. No processors adding charges. No banks taking their piece.

Direct. Simple. Cheap.

The contactless point-of-sale solution integrates seamlessly. Customers pay with crypto. You receive crypto receivables. Done.

Crypto Receivables: The New Business Standard

Forget cash. Forget waiting for settlement.

Crypto receivables are the new standard for smart merchants.

When you accept payment through Larecoin, you don't just receive tokens. You receive options.

What can you do with crypto receivables?

• Hold them. Let your receivables appreciate.

• Stake them. Earn rewards while your assets sit.

• Swap instantly. Access over 55 major cryptocurrencies on demand.

• Convert to fiat. Push to your linked Visa prepaid card when you need dollars.

Traditional receivables sit in your bank. Maybe earning minimal interest. Mostly just waiting.

Crypto receivables work for you. 24/7. On the blockchain.

This isn't just about fee savings. It's about transforming how your business handles incoming payments.

NFT Receipts: Accounting Meets Transparency

Every Larecoin transaction generates an NFT receipt.

Not a gimmick. A game-changer for accounting.

What NFT receipts deliver:

• Immutable records. Transaction metadata stored permanently on the blockchain.

• Instant verification. No disputes about what happened when.

• Audit-ready data. Every transaction traceable, transparent, timestamped.

• Zero paper. Digital-native documentation.

Traditional receipt systems? Fragmented. Paper trails. Database inconsistencies. Reconciliation nightmares.

NFT receipts eliminate ambiguity. The blockchain doesn't lie. The blockchain doesn't lose records. The blockchain doesn't require manual entry.

For enterprises dealing with thousands of daily transactions, this means cleaner books, faster audits, and bulletproof compliance documentation.

The Larecoin Ecosystem Advantage

Fee reduction is just the start. The real power lies in the ecosystem.

Smart Wallet

One wallet. All your crypto. Complete control.

The Larecoin Smart Wallet handles your receivables, swaps, staking, and conversions from a single interface. No juggling multiple platforms. No complex integrations.

Merchants manage everything, from receiving payments to converting to fiat, in one place.

LUSD: The Stablecoin Solution

Volatility concerns? Handled.

LUSD is Larecoin's stablecoin version. Peg your receivables to dollar value. Eliminate the crypto volatility question.

For merchants who want Web3 efficiency without price fluctuation risk, LUSD provides the bridge. Accept crypto. Hold stable value. Simple.

Gas-Only Transfers

Traditional crypto transfers mean network fees. Sometimes unpredictable. Sometimes expensive.

Larecoin's gas-only transfer system minimizes these costs. You pay only the network gas fee, nothing extra on top.

More of your money stays your money.

Larecoin vs. BitPay vs. Traditional Networks

Let's compare directly.

Feature	Visa/Mastercard	BitPay	Larecoin
Transaction Fee	2-3%+	1-2%	1.5%
Settlement Speed	1-3 days	1-2 days	Near-instant
Crypto Options	None	Limited	55+ cryptocurrencies
NFT Receipts	No	No	Yes
Staking Rewards	No	No	Yes
Stablecoin Option	No	Limited	LUSD
Push-to-Card	N/A	No	Yes

BitPay made crypto payments accessible. But it still operates within traditional constraints.

Larecoin builds a complete ecosystem. Payments, receivables, swaps, staking, NFT documentation: all integrated.

For merchants, ISOs, and enterprises, this means one solution replacing multiple tools and services.

Why Merchants Are Making the Switch

The numbers speak clearly. 50% fee reduction is significant. But merchants cite other reasons too.

Speed. Near-instant settlement versus days of waiting.

Flexibility. Choose how to handle receivables: hold, stake, swap, or convert.

Transparency. NFT receipts create permanent, verifiable records.

Global reach. Accept payments from anywhere. No international card fees.

Future-proof. Web3 payments are growing. Early adoption means competitive advantage.

The traditional payment infrastructure served its purpose. But it wasn't built for today's digital economy. It wasn't built for global commerce. It wasn't built for merchants who want control over their own money.

Larecoin was.

Getting Started

Ready to slash your interchange fees?

The path forward is straightforward:

1. Explore the ecosystem. Visit larecoin.com and understand the full suite of tools.

2. Set up your Smart Wallet. One wallet for all your crypto operations.

3. Integrate contactless POS. Start accepting crypto payments immediately.

4. Choose your receivables strategy. Hold, stake, swap, or convert: your call.

No complex migration. No lengthy implementation. No waiting for approval from legacy gatekeepers.

The Bottom Line

Visa and Mastercard built empires on interchange fees. Every merchant transaction funded their infrastructure.

Web3 flips this model.

Larecoin's 1.5% transfer fee: with 87% flowing back into ecosystem development: means merchants finally participate in the network they use. Instead of feeding legacy institutions, you're building decentralized infrastructure.

50% fee reduction. That's the headline number.

But the real story is bigger. Crypto receivables. NFT receipts. Instant swaps. Stablecoin options. Gas-only transfers.

A complete payments ecosystem designed for merchants who want more than just transaction processing.

The future of payments isn't waiting for legacy networks to innovate. It's being built right now. On the blockchain. With tools designed for the businesses actually moving money.

The question isn't whether Web3 payments will become standard.

The question is whether you'll be ahead of the curve: or playing catch-up.