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Looking For a CoinPayments Alternative? Here Are 10 Things You Should Know


Tired of high fees eating into your margins? Frustrated with custodial platforms holding your crypto hostage? You're not alone.

Thousands of merchants are actively searching for a CoinPayments alternative. The reasons vary. Hidden costs. Clunky integrations. Lack of true ownership.

The crypto payments landscape has evolved. Your options have expanded. But not all alternatives are created equal.

Here are 10 things you absolutely need to know before making the switch.

1. Self-Custody Is No Longer Optional: It's Essential

Most payment processors operate on custodial models. They hold your funds. They control your keys. They dictate when you can access your money.

That's not decentralization. That's just banking with extra steps.

Self-custody merchant accounts put you back in control. Your keys. Your crypto. Your rules.

Larecoin Crypto Payments Ecosystem

Larecoin operates on a non-custodial model. Funds transfer directly from customer to merchant wallet. No middleman holding your assets. No withdrawal delays. No permission needed.

This is what merchant freedom actually looks like.

2. Fee Structures Can Make or Break Your Business

CoinPayments charges transaction fees. NOWPayments charges transaction fees. Everyone charges transaction fees.

But the real question: How much are you actually paying?

Some platforms advertise low rates but sneak in conversion fees, withdrawal fees, and network surcharges. By the time your crypto hits your wallet, you've lost 3-5% or more.

Larecoin's approach is different. Gas-only transfers mean you pay network costs: nothing extra to the platform. That's it. No percentage cuts. No hidden markups.

For high-volume merchants, this difference compounds fast. We're talking thousands saved annually.

3. Cryptocurrency Support Matters: But Quality Over Quantity

CoinPayments boasts 2,300+ supported cryptocurrencies. Impressive number. But let's be real.

How many of those coins do your customers actually use?

Most merchants need coverage for the majors: Bitcoin, Ethereum, Solana, and stablecoins. The rest is noise.

What matters more than raw coin count:

  • Stablecoin support for predictable settlements

  • Fast blockchain networks for quick confirmations

  • Cross-chain capability for flexibility

Larecoin runs on Solana. Fast. Cheap. Scalable. Plus LUSD stablecoin integration for merchants who want zero volatility exposure.

Solana blockchain logo

4. NFT Receipts Are a Game-Changer for Accounting

Here's something most CoinPayments alternatives don't offer: NFT receipts.

Traditional crypto payments leave messy paper trails. Reconciling transactions across multiple wallets and blockchains? Nightmare fuel for accountants.

NFT receipts solve this. Every transaction mints an immutable, on-chain receipt. Timestamped. Verified. Permanent.

Benefits for merchants:

  • Automated record-keeping on the blockchain

  • Simplified tax reporting with verifiable proof

  • Reduced audit risk with tamper-proof documentation

  • Professional invoicing that actually makes sense

This isn't a gimmick. It's infrastructure for serious businesses operating in crypto.

5. Settlement Options Define Your Cash Flow

How do you want to receive payments? Crypto-only? Fiat conversion? Both?

Different platforms handle this differently.

NOWPayments offers auto-conversion to fiat. Convenient, but you're at the mercy of their exchange rates. CoinPayments provides instant settlements but limited fiat options.

The smartest approach: flexibility.

Larecoin lets you:

  • Receive in native crypto

  • Convert to LUSD stablecoin

  • Push to card for instant fiat access

  • Hold and manage through self-custody wallets

Your money. Your choice. Always.

6. Integration Shouldn't Require a Dev Team

You run a business, not a software company. Your payment processor should plug into your existing stack without headaches.

CoinGate integrates with Wix, WooCommerce, and WHMCS. NOWPayments covers Shopify and PrestaShop. Standard stuff.

But what about:

  • Custom API access for unique builds?

  • Mobile-first checkout experiences?

  • Web3-native integrations for metaverse commerce?

Futuristic digital payment setup connecting e-commerce, mobile, and metaverse networks for Web3 crypto payments

Larecoin's ecosystem supports traditional e-commerce and next-gen Web3 applications. One platform for online stores, in-person POS, and metaverse transactions.

That's future-proofing your business.

7. Compliance Without Compromise

Regulated industries need compliant payment processors. No debate there.

But compliance shouldn't mean surrendering your crypto principles.

Some platforms achieve compliance by going fully custodial. Others sacrifice privacy for regulatory approval. Neither approach serves merchants well.

The balance exists. Self-custody models can operate within legal frameworks while preserving:

  • User privacy where regulations permit

  • Asset ownership at all times

  • Decentralized architecture as the foundation

Don't let anyone tell you compliance requires centralization. It doesn't.

8. Stablecoins Are the Secret Weapon

Crypto volatility scares merchants. Understandable.

You sell a product for $100 in Bitcoin. By settlement time, it's worth $85. That's not sustainable.

LUSD stablecoin eliminates this risk entirely.

Pegged to USD value. Instant settlement. Zero volatility headaches.

Benefits for your business:

  • Predictable revenue regardless of market swings

  • Simplified accounting with stable valuations

  • Customer flexibility to pay in crypto while you receive stable value

  • Cross-border payments without forex complications

Astronaut with Larecoin Token

Stablecoins bridge the gap between crypto innovation and business practicality.

9. Global Reach Requires Global Infrastructure

Your customers aren't all in one country. Your payment processor shouldn't be either.

CoinPayments serves multiple regions. NOWPayments covers Europe and beyond. But coverage gaps exist.

Questions to ask any alternative:

  • Which countries are supported for merchant accounts?

  • Are there restrictions on certain currencies by region?

  • How are cross-border transactions handled?

  • What's the settlement timeline for international payments?

Larecoin's Web3 infrastructure operates globally by design. Blockchain doesn't care about borders. Neither should your payment processor.

Check out the Larecoin community forums for region-specific discussions and merchant experiences.

10. The Ecosystem Matters More Than the Product

Individual features are important. But the ecosystem surrounding your payment processor determines long-term value.

What else does the platform offer?

  • Community support for troubleshooting and best practices

  • Developer resources for custom implementations

  • Roadmap transparency for future planning

  • Additional services that grow with your business

Larecoin isn't just a payment gateway. It's a complete ecosystem:

  • Receivable tokens for accounts receivable management

  • Social commerce features for community-driven sales

  • Metaverse payment integration for virtual storefronts

  • Enterprise wallet solutions for multi-location businesses

One platform. Unlimited possibilities.

Making the Switch: What's Next?

You've read the 10 things. You understand the landscape. Now what?

Action steps:

  1. Audit your current payment processor costs

  2. Calculate potential savings with gas-only transfers

  3. Evaluate your self-custody readiness

  4. Test integrations with your existing tech stack

  5. Start small, scale fast

The CoinPayments alternative you choose today shapes your business tomorrow.

Choose control. Choose savings. Choose freedom.

Larecoin logo

Ready to explore what true merchant independence looks like? Visit Larecoin and see the difference for yourself.

Crypto payments don't have to be complicated. They just need the right infrastructure.

 
 
 

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