Looking For a CoinPayments Alternative? Here Are 10 Things You Should Know About Self-Custody

The crypto payments landscape is shifting. Fast.

If you're a merchant using CoinPayments or NOWPayments, you've probably noticed something. Your funds route through their addresses first. Then they transfer to you. That's not self-custody. That's custodial risk dressed up as convenience.

Time to rethink everything.

Self-custody isn't just a buzzword. It's the foundation of financial sovereignty in Web3. And if you're serious about protecting your business, slashing fees, and owning your revenue stream: you need to understand what true self-custody means.

Here are 10 things every merchant should know.

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1. Self-Custody Means YOU Control Your Private Keys

Let's start with basics.

Self-custody = you hold the private keys. No intermediary. No third-party wallet. No one between you and your funds.

CoinPayments and NOWPayments? They route payments through their infrastructure first. Your money touches their wallets before reaching yours. That's a dependency. A vulnerability.

True self-custody eliminates that middleman entirely.

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2. "Not Your Keys, Not Your Coins" Isn't Just a Meme

We've all heard it. But merchants often ignore it.

When a payment processor holds your funds: even temporarily: they control them. Exchange hacks. Platform shutdowns. Regulatory freezes. These aren't hypotheticals. They've happened. Repeatedly.

Self-custody puts YOU in the driver's seat. Always.

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3. Custodial Solutions Carry Counterparty Risk

Here's the uncomfortable truth about CoinPayments alternatives like NOWPayments.

Every custodial solution introduces counterparty risk. You're trusting another entity to:

• Secure your funds

• Process withdrawals on time

• Remain solvent

• Comply with regulations without freezing your assets

That's a lot of trust for a business you don't control.

Self-custody removes these variables completely.

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4. Direct Wallet-to-Wallet Payments Are the Future

The smartest merchants are moving to P2P payment flows.

Solutions like Larecoin enable direct wallet-to-wallet transactions. Customer pays. Funds land in YOUR wallet. Instantly. No routing through corporate infrastructure. No waiting for batch settlements.

Compare that to traditional payment processors where your revenue sits in someone else's account for days. Or weeks.

Direct settlement isn't a luxury anymore. It's table stakes for Web3-native businesses.

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5. Self-Custody Slashes Interchange Fees by 50%+

Here's where it gets interesting for your bottom line.

Traditional payment processors charge 2.5%–3.5% per transaction. Add gateway fees. Add currency conversion fees. It adds up fast.

Self-custody crypto payments with Larecoin can reduce those costs by more than 50%. No interchange. No card network fees. Just blockchain transaction costs: which on networks like Solana are fractions of a penny.

For a merchant processing $100K monthly? That's potentially $25K+ back in your pocket annually.

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6. NFT Receipts Provide Immutable Proof of Every Transaction

This is where Larecoin changes the game.

Every transaction generates an NFT receipt. On-chain. Permanent. Verifiable.

Why does this matter?

• Accounting: Immutable records for audits

• Disputes: Cryptographic proof of payment

• Customer Trust: Transparent transaction history

• Compliance: Built-in documentation

CoinPayments doesn't offer this. NOWPayments doesn't either. NFT receipts are a Larecoin innovation that turns every payment into a verifiable asset.

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7. LUSD Stablecoin Eliminates Volatility Concerns

Crypto volatility scares merchants. Understandable.

That's why LUSD exists within the Larecoin ecosystem. A stablecoin pegged for consistency. Accept crypto payments. Settle in LUSD. No price swings between checkout and withdrawal.

Your revenue stays predictable. Your accounting stays simple.

For merchants hesitant about Bitcoin or ETH volatility: LUSD is the answer.

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8. No Chargebacks. Ever.

Chargebacks cost U.S. merchants over $125 billion annually. Fraud. Friendly fraud. Administrative headaches.

Self-custody crypto payments? Zero chargebacks.

Once a blockchain transaction confirms, it's final. Irreversible. The customer can't call their bank and reverse the payment six months later.

For high-risk merchants or anyone tired of chargeback fees eating into margins: this alone justifies the switch.

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9. CoinPayments and NOWPayments Still Route Through Their Wallets

Let's be specific about the competition.

CoinPayments: Payments hit their wallet infrastructure. Then transfer to you. Settlement delays. Dependency on their uptime and security.

NOWPayments: Similar model. They receive funds first. You get them second.

Neither offers true self-custody.

Compare that to Larecoin's approach: payments flow directly to your wallet. No intermediary touch. No custody risk. No settlement queue.

The difference isn't subtle. It's fundamental.

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10. Financial Sovereignty Isn't Optional in Web3

Here's the bottom line.

Web3 was built on decentralization. Trustlessness. Self-sovereignty.

If your payment processor holds your funds: even temporarily: you're not operating in Web3. You're using Web2 infrastructure with a crypto wrapper.

True financial sovereignty means:

• You control your keys

• You receive payments directly

• No entity can freeze your funds

• No intermediary takes a cut before you see your money

That's what Larecoin delivers. That's what the future of merchant payments looks like.

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Why Merchants Are Switching to Larecoin

The pattern is clear.

Merchants looking for CoinPayments alternatives want more than a different interface. They want a fundamentally different model.

Larecoin offers:

• True self-custody with direct wallet payments

• 50%+ reduction in interchange fees

• NFT receipts for every transaction

• LUSD stablecoin for volatility protection

• Zero chargebacks

• Gas-only transfers on Solana

• Push-to-card capabilities

This isn't incremental improvement. It's a paradigm shift.

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Ready to Take Control?

Self-custody isn't complicated. But it does require intentional decisions about which platforms you trust with your business.

CoinPayments served a purpose. NOWPayments has its users. But neither was built for true financial sovereignty.

Larecoin was.

If you're ready to:

• Slash fees

• Eliminate custodial risk

• Own your revenue from the first confirmation

• Future-proof your payment infrastructure

The move is obvious.

Visit Larecoin and explore the ecosystem. Check out the official announcements for the latest developments. Join the community shaping the future of Web3 payments.

Your funds. Your keys. Your business.

That's self-custody. That's Larecoin.