Looking For a CoinPayments Alternative? Here Are 10 Things You Should Know About True Merchant Independence

Tired of payment processors controlling your crypto?

You're not alone.

Merchants everywhere are waking up. They're realizing that platforms like CoinPayments and NOWPayments come with strings attached. Hidden fees. Custodial wallets. Limited control.

That's not independence. That's dependency with extra steps.

If you're searching for a real CoinPayments alternative, you need to understand what true merchant independence actually looks like.

Here are 10 things every merchant should know.

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1. Self-Custody Isn't Optional: It's Essential

Here's the deal with most crypto payment processors.

They hold your funds. You don't.

CoinPayments? Custodial. NOWPayments? Same story.

Your money sits in their wallets until they decide to release it. That's not your crypto. That's their crypto with your name on it.

True merchant independence means self-custody.

With Larecoin, payments go directly to your wallet. No middleman. No waiting. No asking permission to access what's already yours.

Your keys. Your coins. Your business.

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2. Fee Structures Are Eating Your Profits

Let's talk numbers.

CoinPayments charges 0.5% per transaction. Sounds small, right?

Scale that up. Process $100,000 monthly? That's $500 gone. Every month. Forever.

NOWPayments operates similarly. Percentage-based fees that compound as you grow.

Independent merchants need flat, predictable costs.

Larecoin flips the script. Gas-only transfers mean you're paying blockchain fees: not platform premiums. The more you process, the more you save.

Simple math. Better margins.

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3. NFT Receipts Change Everything

Paper receipts are dead.

Digital PDFs? Also dead.

NFT receipts are the future of transaction verification.

Every Larecoin transaction can generate an immutable, blockchain-verified receipt. Stored permanently. Verifiable instantly. Impossible to forge.

CoinPayments doesn't offer this. NOWPayments doesn't either.

Why does it matter?

• Proof of purchase that can't be disputed

• Automatic record-keeping on-chain

• Customer trust through transparency

• Tax documentation that's audit-ready

This isn't a gimmick. It's infrastructure for serious merchants.

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4. Stablecoins Solve Volatility (LUSD Does It Better)

Crypto volatility scares merchants. Understandable.

You sell a product for $100. By settlement, it's worth $85. That's not sustainable.

Most processors offer stablecoin options. USDT. USDC. The usual suspects.

Larecoin introduces LUSD: purpose-built for the ecosystem.

Why LUSD?

• Native integration with Larecoin payments

• Seamless conversion from LARE tokens

• Designed specifically for merchant settlement

• No third-party stablecoin dependencies

Volatility protection without leaving the ecosystem. That's the difference.

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5. Decentralization Isn't Just a Buzzword

CoinPayments runs on centralized infrastructure.

They can freeze accounts. Change terms. Shut down access.

Happened before. Will happen again.

Decentralized payment rails eliminate single points of failure.

Larecoin operates on Solana. Fast. Cheap. Permissionless.

No company controls the network. No executive can pull the plug on your business. The blockchain doesn't care about your politics, your products, or your location.

That's real independence.

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6. Integration Should Be Seamless (Not a Nightmare)

Ever tried integrating CoinPayments into a custom setup?

Documentation gaps. Outdated APIs. Support tickets that disappear into the void.

NOWPayments is better: but still requires significant dev resources.

Merchant tools should work out of the box.

Larecoin's merchant solutions prioritize simplicity:

• Clean API documentation

• Plug-and-play widgets

• Direct wallet connections

• No mandatory account lockups

Your dev team has better things to do than fight with payment processor quirks.

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7. Multi-Currency Support Needs Real Flexibility

CoinPayments supports 100+ coins. Impressive on paper.

Reality? Most of those coins have zero liquidity. Zero demand. Zero utility.

Quality over quantity.

Larecoin focuses on currencies merchants actually need:

• LARE token for ecosystem benefits

• LUSD for stable settlements

• SOL for Solana-native transactions

• Major tokens through integrated DEX swaps

The Larecoin DEX handles conversions. You receive what you want. Customers pay with what they have.

Everybody wins.

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8. Community-Driven Ecosystems Outperform Corporate Platforms

CoinPayments is a company. They answer to shareholders.

NOWPayments? Same structure. Profit-first decision making.

Community-owned ecosystems align incentives differently.

Larecoin's community drives development priorities. Merchants have a voice. Feedback shapes features.

Join the conversation. Influence the roadmap. Build alongside other independent merchants who share your values.

That's not customer service. That's partnership.

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9. Push-to-Card Bridges Crypto and Traditional Finance

Here's a problem nobody talks about.

You accept crypto. Great. Now you need to pay rent. Your landlord doesn't take USDC.

Most processors leave you stranded. Convert on an exchange. Transfer to bank. Wait days.

Push-to-card eliminates the friction.

Larecoin's ecosystem includes direct-to-card settlement options. Crypto in. Spendable balance out.

No exchange accounts. No wire transfer delays. No unnecessary steps between you and your money.

Traditional finance access without traditional finance headaches.

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10. Independence Means Owning Your Entire Payment Stack

Let's zoom out.

CoinPayments controls:

• Your wallet

• Your fees

• Your data

• Your access

NOWPayments controls:

• Your settlement timing

• Your conversion rates

• Your integration limits

• Your account status

True independence means controlling everything.

With Larecoin:

• Payments hit YOUR wallet directly

• Gas fees are YOUR only cost

• Transaction data stays on YOUR terms

• Access requires NO permission

This isn't about switching from one processor to another. It's about eliminating processors entirely.

That's the paradigm shift.

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The Bottom Line

CoinPayments and NOWPayments served a purpose. They onboarded merchants into crypto payments.

But they kept the old model. Centralized control. Fee extraction. Custodial dependency.

2026 demands better.

Merchants deserve:

✅ Self-custody of funds ✅ Minimal transaction fees ✅ NFT receipt infrastructure ✅ Stablecoin flexibility with LUSD ✅ Decentralized payment rails ✅ Community-driven development ✅ Push-to-card settlement options

Larecoin delivers all of it.

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Ready to Break Free?

Stop renting your payment infrastructure.

Start owning it.

Check out the merchant portal to see how true independence works in practice. Explore the dashboard to get started.

The future of crypto payments isn't about finding a better middleman.

It's about eliminating the middleman entirely.

Welcome to merchant independence.