Looking for a CoinPayments Alternative? Here are 5 Reasons Larecoin is the Smarter Choice

The year is 2026. If you’re still relying on legacy crypto gateways designed in 2014, you’re leaving money on the table. Legacy processors like CoinPayments were pioneers, sure. But they’ve become slow, custodial, and expensive.

Merchants today demand more. They want lower fees. They want instant settlements. They want financial sovereignty.

Enter Larecoin. We aren't just an alternative. We are the upgrade. We’re part of a massive 10-year mission to redefine how value moves globally. You can read more about our vision in our 100-post marathon announcement.

Here are 5 reasons why Larecoin is the smarter choice for your business.

1. Slashing Interchange Fees by 50%+

Traditional payment processors, and even some older crypto gateways, hit you with hidden costs. Between network fees, processing fees, and withdrawal "gas," you’re losing a chunk of every sale.

CoinPayments and NOWPayments have their fee structures. But Larecoin is built differently. We focus on the bottom line: your profit. By leveraging the Solana blockchain and our native ecosystem, we help merchants reduce interchange fees by 50% or more compared to traditional credit card processors and older crypto gateways.

Why pay 3% to a middleman when you could pay 0.5% or less?

Our goal is simple: merchant growth through fee destruction. We’ve even put together a comprehensive guide on reducing interchange fees that every business owner should read.

2. True Web3 Self-Custody (Your Keys, Your Cash)

This is the big one. CoinPayments is custodial. That means they hold your funds until you ask for a withdrawal. In the world of Web3, that’s a massive red flag. We’ve seen what happens when platforms freeze accounts or face "liquidity issues."

Larecoin is non-custodial.

When a customer pays you, the funds move directly to your wallet. No waiting for a "withdrawal approval." No KYC hurdles just to access your own revenue. No third-party risk.

We provide the tools. You provide the ownership. That is the essence of financial sovereignty. While competitors like NOWPayments offer non-custodial options, Larecoin integrates this philosophy into our entire ecosystem, from our receivable tokens to our push-to-card services.

3. The LUSD Advantage: Stability Meets Speed

Volatility is the enemy of the merchant. You don't want to sell a $1,000 product in Bitcoin only to have it be worth $900 by the time you settle.

Many gateways force you to use third-party stablecoins with high gas fees (like ERC-20 USDT). Larecoin utilizes LUSD, our native stablecoin designed for the Larecoin ecosystem.

LUSD offers:

• Instant Settlement: No waiting for 6 confirmations.

• Low Gas: Operating on high-speed rails means transfers cost pennies.

• Direct Utility: LUSD is the heartbeat of our Web3 payments.

By using LUSD, merchants bypass the volatility of the broader market while maintaining the speed of crypto. It’s the best of both worlds.

4. NFT Receipts: The Future of Proof-of-Purchase

A PDF receipt in an email is boring. It’s also easy to lose and easy to forge.

Larecoin is revolutionizing post-purchase engagement with NFT Receipts. Every transaction can generate a unique, immutable NFT that serves as a proof of purchase on the blockchain.

Why does this matter?

• Immutability: A receipt that can never be altered or deleted.

• Branding: Create custom-branded NFTs that customers actually want to keep.

• Loyalty Programs: Use these NFTs to gate future discounts or exclusive access.

• Secondary Markets: For high-ticket items, an NFT receipt can act as a transferable warranty or certificate of authenticity.

CoinPayments doesn't do this. NOWPayments hasn't touched it. Larecoin is building it as a standard.

5. Built on Solana for Real-World Scalability

If you've ever tried to process a payment on Ethereum during a NFT mint craze, you know the pain. $50 in gas for a $20 purchase? That's not a payment system; that's a joke.

Larecoin is deeply integrated with the Solana ecosystem. We’re talking 65,000 transactions per second. We’re talking sub-penny fees.

This technical foundation allows us to offer features that others can't:

• Gas-Only Transfers: Move funds without needing a complex treasury setup.

• Push-to-Card: Move your crypto earnings directly to a debit card for real-world spending.

• Scalability: Whether you’re doing 10 sales a day or 10,000, the network won't flinch.

If you're ready to make the switch, we’ve made it incredibly easy to get started with $LARE on Solana.

Comparison: Larecoin vs. The Field

Feature	CoinPayments	NOWPayments	Larecoin
Custody	Custodial (Risk)	Non-Custodial	Self-Custody (Sovereign)
Fees	1% + withdrawal	0.5% + network	Ultra-low (50% less)
Native Stablecoin	No	No	Yes (LUSD)
NFT Receipts	No	No	Standard Feature
Ecosystem	Payment Gateway	Payment Gateway	Full Web3 Payments Suite

The Verdict: Don't Just Process Payments. Grow Your Business.

Choosing a payment gateway is about more than just checking a box. It’s about choosing a partner that understands the future of the internet.

CoinPayments belongs to the Web2.5 era: a bridge that worked when we didn't have better options. But in 2026, those options are here. Larecoin offers a level of integration, fee reduction, and utility that simply didn't exist five years ago.

Stop settling for "good enough." Your customers are moving to Web3. Your business should be there waiting for them.

Ready to upgrade?

• Explore our Blog for more insights.

• Join the conversation on our Community Forum.

• Start reducing your fees today at Larecoin.com.

The marathon is just beginning. Make sure you’re running with the right tech. Let's grow.