NOWPayments Alternative: 5 Steps How to Cut Interchange Fees by 50% and Keep Full Custody (Easy Guide for Merchants)

The Hidden Cost of "Convenient" Crypto Payment Processors

NOWPayments charges 0.5-1% per transaction.

CoinPayments takes similar cuts.

Meanwhile, your crypto sits in their wallet. Not yours.

You're paying premium fees to give up control. That's the opposite of what crypto was designed for.

Time to flip the script.

Why Merchants Are Ditching Custodial Processors

Traditional crypto payment processors operate like banks. They hold your funds. They set the fees. They control when you get paid.

The NOWPayments Model:

• 0.5-1% processing fee

• Funds held in custodial wallets

• Manual withdrawals with additional fees

• Limited transparency on where your crypto actually goes

• Zero ownership of transaction data

The Real Cost: If you process $100,000 monthly, NOWPayments takes $500-$1,000. Every single month.

That's $6,000-$12,000 annually just to accept payments.

And you don't even control the crypto until withdrawal.

The Larecoin Difference: Direct to Your Wallet

Larecoin operates fundamentally different.

No middleman custody. No inflated processing fees. No waiting for withdrawals.

Payments flow directly to your wallet via blockchain. You control everything from day one.

The Math:

• Traditional processors: 0.5-1% fees

• Larecoin: Network gas fees only (typically 0.1-0.3%)

• Savings: 50-70% reduction in payment processing costs

That $100,000 monthly volume? You're now paying $100-$300 instead of $500-$1,000.

Annual savings: $4,800-$10,800.

5 Steps to Cut Fees by 50% and Keep Full Custody

Step 1: Set Up Your Self-Custody Wallet

First things first, establish true ownership.

What You Need:

• Non-custodial wallet (MetaMask, Trust Wallet, or Phantom)

• Your private keys (never shared with anyone)

• Multi-chain support for flexibility

Larecoin integrates seamlessly with existing Web3 wallets. No proprietary systems. No forced custody.

Your wallet = your bank.

Configure it once. Own it forever.

Step 2: Integrate Larecoin Payment Gateway

Installation takes 15 minutes. Seriously.

Integration Options:

• Direct API connection for custom builds

• Plugin support for WooCommerce, Shopify, and major platforms

• QR code generation for physical stores

• Contactless POS terminals for in-person transactions

The merchant portal provides everything you need. No coding required unless you want customization.

Payments route directly to your wallet address. Zero intermediaries. Zero custody handoffs.

Step 3: Accept LUSD for Stable Value Transactions

Price volatility killing your crypto acceptance?

LUSD solves that.

Why LUSD Matters:

• Algorithmic stablecoin pegged to USD

• Decentralized, no central authority controlling supply

• Maintains value stability for predictable accounting

• Lower transaction fees than traditional stablecoins

Accept LUSD alongside Larecoin. Customers pay in stable value. You receive stable value. No conversion headaches.

Traditional processors charge extra for stablecoin conversions. Larecoin doesn't.

Step 4: Generate NFT Receipts for Every Transaction

Here's where Larecoin gets innovative.

Every payment generates an NFT receipt. Automatically.

NFT Receipt Benefits:

• Permanent, immutable transaction record

• Unique digital proof of purchase

• Enhanced customer engagement and loyalty

• Resale value for limited edition purchases

• Marketing opportunities through collectible receipts

Customers love it. It's proof of authenticity. It's a keepsake. It's bragging rights.

You get verifiable transaction data that can't be disputed or lost.

NOWPayments gives you a CSV file. Larecoin gives you blockchain-verified NFTs.

Big difference.

Step 5: Monitor Real-Time Analytics Through Your Dashboard

The merchant portal shows everything in real-time.

Dashboard Features:

• Live transaction tracking

• Multi-currency payment visualization

• Customer analytics and behavior patterns

• NFT receipt minting status

• Gas fee optimization recommendations

• Instant settlement confirmations

No waiting for batch processing. No delayed reporting. No opacity.

You see every payment as it hits your wallet. That's full transparency.

That's full control.

The Actual Fee Comparison (Numbers Don't Lie)

Let's break down what you're actually paying:

NOWPayments Structure:

• Processing fee: 0.5-1%

• Withdrawal fee: Varies by crypto (0.0005-0.002 BTC typical)

• Minimum withdrawal: Enforced thresholds

• Settlement time: 24-48 hours

CoinPayments Structure:

• Processing fee: 0.5%

• Withdrawal fee: 0.5% + network fee

• Merchant account fees: $10/month for advanced features

• Currency conversion fees: Additional 0.5%

Larecoin Structure:

• Processing fee: $0 (yes, zero)

• Network gas fee: ~0.1-0.3% (paid by customer or merchant, your choice)

• Withdrawal fee: $0 (funds already in your wallet)

• Settlement time: Instant blockchain confirmation

• Account fees: $0

Real-World Example:

$50,000 monthly processing volume:

• NOWPayments: $250-$500/month + withdrawal fees

• CoinPayments: $250 + $250 + $10 = $510/month

• Larecoin: $50-$150 in gas fees

Monthly savings with Larecoin: $350-$460

Annual savings: $4,200-$5,520

And you maintain complete custody the entire time.

Merchant Freedom Starts With Custody Control

The crypto revolution promised decentralization.

Custodial payment processors went the opposite direction.

They recreated traditional banking structures with crypto lipstick.

What True Merchant Freedom Looks Like:

• You hold the private keys

• You decide when to convert or hold

• You choose which coins to accept

• You set your own pricing without platform restrictions

• You own your customer data and transaction history

Larecoin delivers this. NOWPayments doesn't. CoinPayments doesn't.

Simple as that.

Common Questions About Switching

"What about customer support?"

Larecoin provides merchant support through Telegram, Discord, and direct channels. Response times beat traditional processors because the community actively helps troubleshoot.

"Is it really secure without a custodian?"

More secure. Custodial systems create single points of failure. Non-custodial means only you control access. No central honey pot for hackers.

"What if customers don't have crypto?"

The push-to-card feature bridges fiat and crypto. Customers can pay traditionally while you receive crypto. Best of both worlds.

"How do refunds work?"

You control refunds directly. Send crypto back to customer wallet addresses. No waiting for processor approval or dealing with chargeback systems.

Getting Started Takes Minutes

The migration from NOWPayments to Larecoin isn't complicated.

Quick Start Process:

1. Visit Larecoin.com

2. Download wallet if needed

3. Access merchant portal

4. Generate payment integration

5. Start accepting payments

No approval process. No credit checks. No account verification beyond wallet creation.

Pure decentralized freedom.

The Future Belongs to Independent Merchants

Web3 payments aren't coming. They're here.

Merchants who maintain custody and minimize fees will dominate their markets.

Those paying 1% to middlemen while giving up control? They're subsidizing competition.

Cut your fees by 50%. Keep full custody. Generate NFT receipts. Accept stable value with LUSD.

All in five simple steps.

The choice is yours. Centralized convenience or decentralized freedom.

NOWPayments alternative or actual crypto payments.

Choose wisely.

Ready to reclaim control? Explore the Larecoin ecosystem and join the merchant revolution happening right now.