NOWPayments Vs CoinPayments Vs Larecoin: Which Crypto POS System Is Best for Small Business?

Small businesses are done waiting for banks. Legacy payment processors? Taking 3-4% off every transaction. That's money straight out of your pocket.

Crypto POS systems fix this. But not all platforms are created equal.

Let's break down three major players: NOWPayments, CoinPayments, and Larecoin. By the end, you'll know exactly which one fits your business.

The Small Business Payment Problem

Here's the reality. Every time a customer swipes a card, you lose money. Interchange fees. Processing fees. Monthly fees. It adds up fast.

For a business doing $50,000/month? You're looking at $1,500-$2,000 vanishing into thin air. Every single month.

Crypto payments slash those fees dramatically. But the platform you choose matters.

NOWPayments: The Non-Custodial Standard

NOWPayments has built a solid reputation. Their non-custodial architecture means they never hold your funds. That's a big deal for security.

The Good:

• 300+ cryptocurrencies supported

• 0.5-1% processing fees

• User-friendly interface

• Popular e-commerce plugins (WooCommerce, Shopify, PrestaShop)

• Crypto-to-fiat settlement options

The Not-So-Good:

• Customizable fee options mainly benefit larger operations

• Standard POS functionality

• No unique features for tax/accounting automation

For basic crypto acceptance? NOWPayments works. It's reliable. It's straightforward.

But "straightforward" doesn't always mean "optimized for small business."

CoinPayments: The Veteran Player

CoinPayments has been around the block. Literally. They've processed billions in crypto payments.

The Good:

• Extensive cryptocurrency support

• Established track record

• API and manual invoicing options

• Subscription payment support

• White-label capabilities

The Not-So-Good:

• Custodial model (they hold your funds)

• Similar fee structure to NOWPayments

• No innovation in receipt/documentation

• Standard POS approach

The custodial issue is significant. When a platform holds your crypto, you're trusting them completely. History has shown us that's not always wise.

Both platforms charge roughly the same fees. Both offer similar integrations. Neither offers anything revolutionary for small business owners drowning in paperwork.

Larecoin: Built Different

Here's where things get interesting.

Larecoin wasn't built to copy existing crypto payment processors. It was built to reimagine what a payment ecosystem should look like for modern businesses.

The Ecosystem Approach:

• LARE - The receivables token powering transactions

• LUSD - Stablecoin for predictable settlements

• LarePAY - Payment processing infrastructure

• LareBlocks - The underlying technology layer

This isn't just a payment processor. It's a complete financial ecosystem designed around business needs.

50% Lower Interchange Fees

Let's talk numbers.

Legacy payment systems hit you with 2.5-3.5% per transaction. NOWPayments and CoinPayments charge 0.5-1%.

Larecoin slashes interchange fees by 50% compared to legacy systems. That's not marketing fluff. That's real money staying in your register.

For that $50,000/month business? We're talking thousands saved annually. Money that goes toward inventory, marketing, or actually paying yourself.

Self-Custody With The Smart Wallet

The Larecoin Smart Wallet puts you in control.

No custodial risk. No waiting for withdrawals. No third party between you and your money.

Your keys. Your crypto. Your business.

The wallet integrates directly with the LarePAY system. Seamless transactions without sacrificing security.

NFT Receipts: Tax Season Just Got Easier

This is where Larecoin really separates from the pack.

Every transaction generates an NFT receipt. Immutable. Timestamped. Blockchain-verified.

Why This Matters:

• Automatic documentation for every sale

• Simplified tax reporting

• Audit-proof transaction records

• No more lost receipts or manual reconciliation

Your accountant will thank you. The IRS can verify everything on-chain. No disputes. No questions.

NOWPayments doesn't offer this. CoinPayments doesn't either. It's a Larecoin exclusive.

QR-Generated POS

Forget expensive hardware. Forget complicated terminal setups.

Larecoin's QR-generated POS system works with what you already have. A tablet. A phone. A printed code at your counter.

Customer scans. Payment processes. Done.

No monthly hardware fees. No contracts. No proprietary equipment gathering dust when you upgrade.

Feature Comparison: The Quick Breakdown

Feature	NOWPayments	CoinPayments	Larecoin
Fee Structure	0.5-1%	0.5-1%	50% below legacy
Custody Model	Non-custodial	Custodial	Self-custody
NFT Receipts	No	No	Yes
QR POS	Basic	Basic	Advanced
Ecosystem Tokens	No	No	LARE, LUSD
Tax Documentation	Manual	Manual	Automated
Smart Wallet	No	No	Yes

The pattern is clear.

Real Talk: Who Should Use What?

Choose NOWPayments if:

• You want basic crypto acceptance

• Security through non-custody matters

• You're already using their supported plugins

• You don't need advanced features

Choose CoinPayments if:

• Established reputation matters most

• You're comfortable with custodial solutions

• You need white-label options

• Volume is your primary concern

Choose Larecoin if:

• You want maximum savings on fees

• Tax and accounting efficiency matters

• Self-custody is non-negotiable

• You're building for the future of commerce

• Innovation drives your business decisions

The Bottom Line For Small Business

Small businesses don't have margin to waste. Every percentage point matters.

NOWPayments and CoinPayments both offer functional crypto payment solutions. They work. They've proven themselves.

But they're iterating on old ideas.

Larecoin reimagines the entire equation. Lower fees. Better documentation. True ownership of your funds. A complete ecosystem rather than a single tool.

The NFT receipt system alone justifies exploring Larecoin. Automated tax documentation? That's hours saved every month. Headaches eliminated every quarter.

Add the fee savings. Add the self-custody security. Add the QR POS simplicity.

It's not a close comparison.

Getting Started

Ready to stop bleeding money on payment processing?

Head to larecoin.com to explore the ecosystem. Check out the crypto payment solutions designed specifically for businesses like yours.

Set up takes minutes. Integration is straightforward. Support actually responds.

The future of small business payments isn't coming. It's here.

Stop paying legacy fees. Start keeping more of what you earn.

Your business. Your money. Your choice.