NOWPayments vs CoinPayments vs Larecoin: Which Cuts Your Merchant Fees by 50%+?

Your Crypto Payment Platform Is Bleeding Money

Let's cut straight to it.

Most merchants processing crypto payments are throwing away 50-80% more than they need to on fees.

NOWPayments charges 0.5-1% per transaction. CoinPayments hits you with similar rates. Then come the withdrawal fees. The network fees. The conversion penalties.

Death by a thousand cuts.

Larecoin? Zero platform fees. Only gas costs.

The math isn't complicated.

The Real Fee Breakdown: Numbers Don't Lie

Here's what you're actually paying at different volumes:

Annual Volume: $500K

• NOWPayments: $2,500-$5,000 in fees

• CoinPayments: $2,500-$5,000 in fees

• Larecoin: Under $2,000 in gas costs

• Your Savings: 50-60%

Annual Volume: $1.2M

• NOWPayments: $9,000+ in fees

• CoinPayments: $6,000-$12,000 in fees

• Larecoin: ~$2,000 in gas costs

• Your Savings: 67-83%

Annual Volume: $5M

• NOWPayments: $25,000+ in fees

• CoinPayments: $25,000+ in fees

• Larecoin: ~$5,000 in gas costs

• Your Savings: 80%+

The larger your volume, the more brutal the difference becomes.

Why Larecoin Costs 50-80% Less

1. Zero Platform Fees

No middleman taking a percentage. No custodial markup. No "processing fees."

Just Solana gas costs.

That's it.

2. Self-Custody Architecture

NOWPayments and CoinPayments hold your funds. They charge you for that privilege.

Larecoin never touches your crypto. You control your wallet. You control your funds.

No custody = no custody fees.

Simple.

3. Layer 1 Efficiency

Built on Lareblocks: a purpose-built Layer 1 for merchant transactions.

No bloated infrastructure. No unnecessary overhead. No profit-padding intermediaries.

Direct merchant-to-customer transactions. Zero platform extraction.

4. LUSD Stablecoin Advantage

Volatile crypto scares merchants. Stablecoins solve that.

Larecoin's LUSD provides price stability without the conversion fees traditional platforms charge. Accept payments in LARE, settle in LUSD if you want.

No 1-2% conversion markup. No volatility risk premium.

The 36-Month Reality Check

Let's say you process $100K monthly. Standard for a growing e-commerce business.

Over 3 Years:

• NOWPayments: ~$28,000 in total fees

• CoinPayments: ~$31,320 in total fees

• Larecoin: ~$7,128 in gas costs

You're saving over $20,000 with Larecoin.

That's not a rounding error. That's a marketing budget. That's two new hires. That's actual capital you can reinvest.

Beyond Fees: What You're Actually Getting

NFT Receipts as Standard

Every transaction generates an NFT receipt.

Not because it's trendy. Because it's immutable proof of purchase.

For merchants: instant audit trail, zero dispute ambiguity, blockchain-verified records.

For customers: collectible proof of purchase, transferable ownership, loyalty program integration.

NOWPayments and CoinPayments? Standard digital receipts. Nothing special. Nothing innovative.

True Self-Custody

Your keys. Your crypto. Your control.

NOWPayments holds your funds until withdrawal. CoinPayments controls your account balance.

Larecoin never has access to your funds. Ever.

Self-custody is the future of payment processing. Period.

US Regulatory Compliance Done Right

Larecoin operates under a rigorous MSB (Money Services Business) registration strategy.

State-by-state MTL (Money Transmitter License) compliance roadmap. Not cutting corners. Not playing fast and loose.

Real regulatory framework. Real US compliance.

Why does this matter? Because when the regulatory hammer drops, you want a platform that's already compliant.

NOWPayments and CoinPayments operate under different jurisdictions with varying oversight. Fine for now. Risky long-term.

The Hidden Costs You're Not Seeing

Withdrawal Penalties

NOWPayments charges withdrawal fees on top of transaction fees. Moving your money costs you money.

CoinPayments? Same story. Different percentages.

Larecoin? Your wallet. Your withdrawal. Zero platform fees.

Multi-Currency Markup

Accepting multiple cryptocurrencies on NOWPayments? That'll be 1% instead of 0.5%.

CoinPayments adds similar premiums for multi-coin support.

Larecoin supports cross-chain transactions through its bridge. No premium. No markup.

Network Fee Ambiguity

Traditional platforms bundle network fees into their pricing. You never know exactly what you're paying for what.

Larecoin shows exact Solana gas costs. Complete transparency. No hidden charges.

Real-World Scenario: The $1.2M Business

You run an online store. Last year you did $1.2M in crypto payments.

With NOWPayments:

• Base fees: $6,000-$12,000

• Withdrawal fees: $500-$1,000

• Conversion fees: $1,000-$2,000

• Total: $7,500-$15,000

With CoinPayments:

• Similar structure

• Similar pain

• Total: $6,000-$12,000

With Larecoin:

• Gas costs only: ~$2,000

• Zero platform fees

• Zero withdrawal fees

• Zero conversion markup

• Total: ~$2,000

You just saved $5,000-$13,000. Minimum.

That's 67-83% reduction in payment processing costs.

Why This Matters for Web3 Adoption

High fees kill adoption. Simple as that.

Merchants won't embrace crypto if it costs more than credit cards. Customers won't push for crypto payments if merchants don't accept them.

Larecoin breaks that cycle.

By cutting fees to near-zero, we make crypto the obvious choice. Not the experimental one. Not the expensive one.

The smart one.

The Compliance Edge

Most crypto payment platforms operate in regulatory gray zones.

Registered offshore. Minimal oversight. Maximum flexibility.

Great until it isn't.

Larecoin's MSB registration and state MTL strategy means:

• Clear regulatory standing

• US-based compliance

• Future-proof infrastructure

• Institutional trust

When the Clarity Act reshapes crypto regulation, you'll be on solid ground.

The Bottom Line

NOWPayments and CoinPayments are fine if you enjoy paying 2-3x more than necessary.

They're custodial. They're expensive. They're built on legacy Web2 thinking with Web3 branding.

Larecoin is different.

Zero platform fees. True self-custody. NFT receipts. LUSD stability. US compliance. Layer 1 efficiency.

It's not just cheaper. It's better.

At $500K annual volume, you save $500-$3,000. At $5M, you save $20,000+.

That's not marketing fluff. That's math.

What's Your Move?

Keep bleeding money on outdated payment processors. Or switch to a platform built for actual Web3 efficiency.

Larecoin cuts your merchant fees by 50-80%. Not through gimmicks. Through architecture.

The choice is obvious.

Start saving now: larecoin.com