NOWPayments Vs CoinPayments: Which Web3 Global Payments Solution Actually Slashes Your Fees?

You're bleeding money on payment processing fees. Every transaction. Every sale. Every single day.

Traditional payment processors charge anywhere from 2.5% to 3.5%. That's brutal. Crypto payment gateways promised to fix this. NOWPayments and CoinPayments entered the chat.

But here's the real question: Are either of them actually the best choice for slashing your merchant interchange fees?

Let's break it down.

The Fee Showdown: NOWPayments vs CoinPayments

Both platforms claim to be the cheapest. Both advertise rock-bottom rates. Here's what the numbers actually say.

NOWPayments Fee Structure:

• 0.5% for single-currency payments

• 1% for transactions involving conversion

• No setup fees

• No monthly fees

• Free wallet deposits (up to threshold)

CoinPayments Fee Structure:

• Flat 0.5% commission across all transactions

• Volume discounts available

• No monthly costs

• Consistent rate regardless of conversion

See the difference? CoinPayments keeps it simple. One rate. Done. NOWPayments doubles their fee when you convert between assets.

For single-currency transactions? They're identical. For mixed currency payments? CoinPayments offers better predictability.

But fees are just the beginning.

Beyond the Numbers: What Actually Matters

Cryptocurrency Support

This is where things get interesting.

NOWPayments accepts over 300 digital assets. Bitcoin. Ethereum. Stablecoins. Even niche tokens most platforms won't touch. CoinPayments? More limited coverage.

If your customers want options, NOWPayments wins this round.

Custody and Control

Here's the critical difference.

NOWPayments operates non-custodially. You control your funds. You hold the keys. Your money. Your rules.

CoinPayments is custodial. They generate wallets. You don't hold private keys. Your funds sit in their system.

For merchants serious about financial sovereignty, this matters. A lot.

Integration Capabilities

Both platforms plug into WooCommerce and Shopify. Standard stuff.

NOWPayments goes further:

• Donation buttons

• Invoicing tools

• Mass payment solutions

• Point-of-sale integration

For a crypto POS system for small business, NOWPayments offers more flexibility.

The Verdict on These Two

CoinPayments wins on simplicity. Flat rate. Predictable. Easy.

NOWPayments wins on features. More coins. Non-custodial. Better tools.

But here's what nobody's talking about.

The Problem With Both Solutions

Neither NOWPayments nor CoinPayments truly eliminates the pain points merchants face daily.

Still no NFT receipts for accounting. Reconciling crypto payments remains a nightmare. Audits? Good luck.

No receivables token system. Your payment data exists in silos. No interoperability. No on-chain verification of incoming funds.

Limited self-custody merchant accounts. Sure, NOWPayments is non-custodial. But the infrastructure for true bank-free business operations? Missing.

No native stablecoin optimization. You're still dealing with volatility concerns and conversion friction.

These platforms improved on traditional processing. They didn't revolutionize it.

Enter Larecoin: The NOWPayments Alternative That Actually Delivers

What if you could slash fees by 50%+ while gaining features neither competitor offers?

Larecoin isn't just another payment gateway. It's a complete Web3 global payments ecosystem built for merchants who demand more.

LUSD Stablecoin Benefits

Volatility kills merchant adoption. Period.

LUSD solves this. A stablecoin designed specifically for commerce. Pegged. Predictable. Perfect for pricing and settlement.

No more watching your revenue swing with market conditions. No more conversion anxiety. Just stable value that works.

NFT Receipts for Accounting

This is the game-changer.

Every transaction generates an NFT receipt. On-chain. Immutable. Verifiable.

Tax season? Pull your NFT receipts. Audits? Everything's timestamped and transparent. Reconciliation? Automated.

Traditional payment processors can't offer this. Neither can NOWPayments or CoinPayments.

Self-Custody Merchant Accounts

True financial sovereignty means zero reliance on third parties holding your funds.

Larecoin's self-custody architecture ensures:

• You control every satoshi

• No custodial risk

• No platform dependency

• Complete bank-free business operations

Your business. Your keys. Your freedom.

The Receivables Token Revolution

Here's where things get really interesting.

Traditional accounting tracks receivables in spreadsheets. Larecoin tokenizes them.

Every incoming payment becomes a verifiable on-chain asset. Trade it. Collateralize it. Use it as proof of revenue for financing.

This isn't incremental improvement. It's infrastructure transformation.

Feature Comparison: Larecoin vs The Competition

Feature	NOWPayments	CoinPayments	Larecoin
Base Fee	0.5-1%	0.5%	Lower
NFT Receipts	❌	❌	✅
Self-Custody	✅	❌	✅
Native Stablecoin	❌	❌	✅ (LUSD)
Receivables Token	❌	❌	✅
Gas-Only Transfers	❌	❌	✅
Push to Card	❌	❌	✅

The choice becomes clear.

Why Smart Merchants Are Making the Switch

Reduce Merchant Interchange Fees

Traditional processors charge 2.5-3.5%. NOWPayments and CoinPayments charge 0.5-1%.

Larecoin pushes this even lower with gas-only transfers. You pay network fees. That's it.

On a $100,000 monthly volume, the savings compound fast.

Global Reach Without Borders

Selling internationally? Traditional banking creates friction. Currency conversion. International fees. Delayed settlements.

Web3 global payments eliminate borders. A customer in Tokyo pays the same way as one in Toronto. Instant. Seamless.

Future-Proof Infrastructure

CoinPayments and NOWPayments built on existing rails. They improved the old system.

Larecoin builds new rails. DAO governance. Layer 1 blockchain. NFT marketplace integration. Metaverse-ready commerce.

The merchants who adopt now position themselves for tomorrow's economy.

Getting Started Is Simple

Ready to explore a real CoinPayments alternative?

1. Visit larecoin.com

2. Review the whitepaper

3. Join the community

4. Set up your merchant integration

No complex onboarding. No lengthy approvals. Just plug in and start accepting payments.

The Bottom Line

NOWPayments and CoinPayments both beat traditional processors. That's undeniable.

But "better than banks" isn't the bar anymore.

Merchants need:

• Lower fees than 0.5%

• NFT receipts for seamless accounting

• True self-custody without compromise

• Stablecoin infrastructure that eliminates volatility

• Receivables tokenization for on-chain revenue verification

Neither NOWPayments nor CoinPayments delivers the complete package.

Larecoin does.

The Web3 payments revolution isn't about incremental fee reduction. It's about rebuilding commerce infrastructure from the ground up.

Which side of that revolution will your business be on?

Join the Larecoin community and discover what payment processing looks like when it's actually built for merchants( not payment processors.)