NOWPayments vs Larecoin: Which Actually Gives You Full Self-Custody and 50% Fee Savings?

Let's cut to the chase.

You're a merchant. You want to accept crypto. You've probably heard of NOWPayments. Maybe you're already using them.

But here's the question nobody's asking:

Are you actually in control of your money?

And more importantly, are you paying way more in fees than you need to?

If you value true financial independence and want to keep more of what you earn, this comparison matters. A lot.

The Self-Custody Question: Who Actually Holds Your Crypto?

This is where things get real.

Self-custody means your funds go directly to your wallet. No middleman. No waiting. No "we'll release your money eventually."

Here's the breakdown:

NOWPayments

• Offers non-custodial options

• Better than traditional processors

• BUT still acts as an intermediary

• Transactions process through their system first

• Then funds get released to you

Not terrible. But not true self-custody either.

Larecoin

• Full self-custody from day one

• Direct merchant-to-customer transactions

• Funds hit your wallet immediately

• No third party touching your revenue

• Smart Wallet system = complete control

The difference?

With NOWPayments, you're trusting a platform to eventually give you your money.

With Larecoin, the money is yours the moment the transaction completes.

For merchants who got into crypto because they wanted freedom from traditional banking gatekeepers, this distinction is everything.

The Fee Breakdown: Where Your Money Actually Goes

Numbers don't lie. Let's do the math.

Say you're processing $500,000 annually. Here's what you're paying:

Processor	Fee Structure	Annual Cost
Traditional Payment Processors	2.5-3.5%	~$15,000
NOWPayments	0.5-1%	~$5,000
Larecoin	Gas-only transfers	Under $2,000

That's not a typo.

Larecoin saves you $3,000+ per year compared to NOWPayments at that volume. And over $13,000 compared to traditional processors.

At $100,000 Monthly Volume?

The savings compound even faster:

• Switch from traditional → Save $2,500-$3,500 yearly

• Switch from NOWPayments → Save an additional $1,000+ yearly

Those aren't marketing numbers. That's real money staying in your pocket.

Why Gas-Only Transfers Change Everything

Here's the Larecoin difference in plain English.

Most crypto payment processors charge a percentage fee on every transaction. It's their business model. Every time a customer pays you, they take a cut.

Larecoin doesn't work that way.

You only pay blockchain gas fees. That's it.

No percentage-based extraction. No hidden costs. No "processing fees."

Just the tiny amount needed to execute the transaction on-chain.

For merchants doing serious volume, this isn't an incremental improvement. It's a fundamental shift in how much of your revenue you actually keep.

Beyond Fees: The Larecoin Ecosystem Advantage

Okay. So self-custody is better. Fees are lower.

What else?

Glad you asked.

NFT Receipts

Every transaction on Larecoin can generate an NFT receipt.

Why does this matter?

• Immutable proof of purchase

• Transparent record-keeping

• Potential loyalty/rewards integration

• Web3-native customer experience

Traditional receipts? Paper. Or a PDF sitting in someone's inbox.

NFT receipts? Verifiable. Permanent. On-chain.

This isn't just about cool tech. It's about building trust with crypto-native customers who expect Web3-level transparency.

LUSD Stablecoin Integration

Volatility concerns? Solved.

Larecoin's ecosystem includes LUSD, a stablecoin option that lets merchants:

• Accept payments in stable value

• Avoid price fluctuation risk

• Still benefit from crypto infrastructure

• Maintain self-custody advantages

You get the best of both worlds. Crypto speed and freedom. Stablecoin predictability.

Multi-Chain Flexibility

Larecoin operates across major blockchain networks.

• Solana integration for speed

• Cross-chain capabilities

• Flexible payment options for customers

Your customers pay how they want. You receive funds how you want. Everyone wins.

Merchant Freedom: The Bigger Picture

Let's zoom out for a second.

Why did crypto payments exist in the first place?

To give merchants and customers freedom from centralized financial systems.

But many crypto payment processors just recreated the old model with a new coat of paint. Different gatekeepers. Same gatekeeping.

Larecoin takes a different approach:

• No KYC barriers for basic merchant setup

• No held funds waiting for "verification"

• No percentage extraction on every sale

• No permission needed to receive your money

This is what decentralized payments were supposed to look like.

Real Talk: Comparing Apples to Apples

Look: NOWPayments isn't a scam. It's a legitimate option that's helped plenty of merchants accept crypto.

But here's the honest comparison:

Choose NOWPayments if:

• You want a familiar, established interface

• You're okay with intermediary processing

• 0.5-1% fees work for your margins

• You don't need full self-custody

Choose Larecoin if:

• Self-custody is non-negotiable

• You want maximum fee savings

• NFT receipts add value to your business

• You believe in true decentralization

• You want your crypto payments to actually be... decentralized

For merchants processing any real volume, the fee savings alone make Larecoin worth serious consideration.

Add the self-custody benefits? It's not even close.

Getting Started: Easier Than You Think

Here's the good news.

Setting up with Larecoin isn't complicated.

1. Visit larecoin.com/merchants

2. Connect your wallet

3. Configure your payment preferences

4. Start accepting crypto: directly to your wallet

No lengthy approval processes. No waiting weeks for verification.

Just plug in and go.

The Bottom Line

The crypto payment space has options. Lots of them.

But when you filter for what actually matters to merchants: self-custody and fee savings: the field narrows fast.

NOWPayments offers improvements over traditional processors. No question.

Larecoin offers something different: actual financial sovereignty with 50%+ fee reduction.

Your money. Your wallet. Your terms.

That's not marketing speak. That's the architecture.

Ready to see the difference yourself?

Check out Larecoin's merchant solutions and start keeping more of what you earn.

Because if you're going to accept crypto, you might as well actually benefit from it.

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Questions about making the switch? The Larecoin community is always happy to help merchants navigate the setup process.