NOWPayments Vs Larecoin: Which Crypto POS System Is Better For Your Small Business?

Choosing a crypto POS system isn't just about accepting Bitcoin anymore.

It's about fees. Control. Flexibility. And whether you actually own your money.

Two platforms. Different philosophies. One decision that could save your small business thousands.

Let's break it down.

The Small Business Crypto Payment Problem

Traditional payment processors? They're bleeding you dry.

Interchange fees eating 2.5-3.5% of every transaction. Chargebacks. Holds. Frozen accounts.

Crypto payments promise an escape. But not all crypto POS systems deliver.

NOWPayments has been around. It's familiar. It works.

But "works" isn't always "best."

Enter Larecoin. A Web3-native solution built specifically for merchants who want more than just payment acceptance.

NOWPayments: What You Get

NOWPayments offers solid basics:

• Multi-crypto support – Accept 200+ cryptocurrencies

• API integration – Connect to your existing systems

• Auto-conversion – Convert to fiat or stablecoins

• Plugins available – WooCommerce, Shopify, and more

The platform works. Merchants use it daily.

But here's where things get interesting.

NOWPayments Limitations

Custody concerns. Your funds flow through their system. You trust them to hold and transfer your crypto.

Fee structure. Transaction fees vary. Conversion fees add up. Withdrawal fees stack.

No ownership innovation. You receive crypto. That's it. No additional utility. No tokenized receipts. No receivables management.

Bank dependency. Want fiat? You're back to dealing with traditional banking rails.

For small businesses looking for something beyond basic crypto acceptance? These gaps matter.

Larecoin: The Web3 Alternative

Larecoin isn't just a payment processor.

It's an ecosystem.

Built on Solana for speed. Designed for merchants who want financial sovereignty.

Here's what makes it different:

Self-Custody Merchant Accounts

Your crypto. Your wallet. Your control.

No intermediary holding your funds. No waiting for withdrawals. No frozen accounts.

Set up a self-custody merchant account and transactions flow directly to you.

This is what "be your own bank" actually looks like.

LUSD Stablecoin Benefits

Volatility scares merchants. We get it.

LUSD solves this. A stablecoin built into the Larecoin ecosystem.

• Receive payments in LUSD automatically

• Avoid Bitcoin price swings

• Maintain stable accounting

• No surprise losses

Your revenue stays predictable. Your books stay clean.

NFT Receipts for Accounting

This is where it gets innovative.

Every transaction generates an NFT receipt. On-chain. Immutable. Verifiable.

Why this matters for small businesses:

• Automated proof of payment

• Simplified tax reporting

• Dispute resolution made easy

• Auditor-friendly documentation

No more digging through spreadsheets. No more "lost" receipts.

The blockchain remembers everything.

Receivables Token Technology

Here's something NOWPayments simply doesn't offer.

Larecoin's receivables token turns your incoming payments into tradeable assets.

Translation: Your accounts receivable become liquid.

Need cash flow now? Tokenize your receivables. Access capital without traditional lending.

For small businesses managing tight margins? Game-changing.

Head-to-Head Comparison

Let's get specific.

Feature	NOWPayments	Larecoin
Crypto Support	200+ coins	Multi-chain via Solana
Self-Custody	No	Yes
Stablecoin	Via conversion	Native LUSD
NFT Receipts	No	Yes
Receivables Token	No	Yes
Contactless POS	Limited	Native solution
Fee Reduction	Standard crypto fees	50%+ lower than traditional
Bank Dependency	For fiat off-ramp	Optional

Fee Breakdown: Where You Save

Small businesses obsess over margins. Rightfully so.

Traditional credit card processing: 2.5-3.5% per transaction

NOWPayments: 0.5-1% base + conversion fees + withdrawal fees

Larecoin: Gas-only transfers on Solana (fractions of a cent)

Do the math on a $100,000 annual revenue:

• Credit cards: $2,500-$3,500 in fees

• NOWPayments: ~$1,000-$1,500 (with conversions)

• Larecoin: Under $500

That's 50%+ savings on merchant interchange fees.

Reinvest that into inventory. Marketing. Growth.

Bank-Free Business Operations

Here's the paradigm shift.

NOWPayments still funnels you back to banks for fiat conversion.

Larecoin enables genuinely bank-free operations:

• Accept crypto payments

• Hold in LUSD for stability

• Pay suppliers in crypto

• Use push-to-card for personal spending

No bank account required. No banking hours. No geographic restrictions.

True financial sovereignty.

For businesses operating globally? This unlocks markets traditional banking can't reach.

Setting Up Your Crypto POS System

NOWPayments Setup:

1. Create account

2. Verify business

3. Integrate API or plugin

4. Configure wallet addresses

5. Start accepting payments

Straightforward. Works for most use cases.

Larecoin Setup:

1. Visit larecoin.com

2. Set up self-custody wallet

3. Configure contactless POS

4. Enable LUSD conversion (optional)

5. Activate NFT receipt generation

More features. Slightly more setup. Significantly more capability.

Which Platform Fits Your Business?

Choose NOWPayments if:

• You need basic crypto acceptance

• You're comfortable with custodial solutions

• Fiat conversion is essential immediately

• You prefer established, familiar platforms

Choose Larecoin if:

• Self-custody matters to you

• You want to reduce merchant interchange fees significantly

• NFT receipts would improve your accounting

• Financial sovereignty is a priority

• You're building for the Web3 future

• Global payments without banking friction appeals to you

The Bigger Picture

Crypto payments aren't just about accepting new currency types.

They're about owning your financial infrastructure.

NOWPayments solved the "how do I accept crypto" problem.

Larecoin solves the "how do I build a bank-free, sovereign business" problem.

Different ambitions. Different solutions.

For small businesses watching traditional payment processors extract value from every transaction? The shift to crypto makes sense.

For small businesses ready to embrace full Web3 capabilities: self-custody, tokenized receipts, receivables management, stablecoin stability?

Larecoin delivers what other crypto POS systems simply don't.

Your Next Move

Still comparing options? That's smart.

Here's what to do now:

1. Calculate your current processing fees – Know what you're losing

2. Explore Larecoin's ecosystem – Visit the welcome page

3. Join the community – Get questions answered in real-time

4. Test it out – See self-custody in action

The crypto POS system you choose today shapes your business tomorrow.

Choose infrastructure that grows with you.

Choose ownership over convenience.

Choose Larecoin.