NOWPayments vs Larecoin: Which Crypto POS System Saves Your Small Business More on Fees?

Every transaction fee cuts into your profit margins. For small businesses processing crypto payments, choosing the wrong payment processor can cost you thousands, or tens of thousands, annually.

Let's break down the real numbers between NOWPayments and Larecoin.

The Fee Structure Breakdown

NOWPayments operates on traditional percentage-based pricing:

• 0.5% to 1% per transaction

• Additional network fees on top

• Withdrawal fees when moving your funds

• Currency conversion charges if you're not accepting the exact coin a customer pays with

Larecoin takes a radically different approach:

• Zero platform fees

• Zero percentage cuts

• Gas-only model on Solana

• Typical transaction cost: $0.001 to $0.02

That's it. No hidden charges. No percentage scalping.

Real-World Savings: The Numbers Don't Lie

Here's where things get interesting for merchants.

Processing $100,000 annually:

• NOWPayments: $750 to $1,000 in fees

• Larecoin: $300 to $400 in gas costs

• Your savings: 50%+

Processing $500,000 annually:

• NOWPayments: $2,500 to $5,000 in fees

• Larecoin: ~$2,000 in gas costs

• Your savings: 50-60%

Processing $1.2 million annually:

• NOWPayments: ~$9,000 in fees

• Larecoin: ~$2,000 in gas costs

• Your savings: 78%

Processing $5 million annually:

• NOWPayments: $25,000+ in fees

• Larecoin: Under $5,000 in gas costs

• Your savings: 80%+

Over three years processing just $100K monthly, NOWPayments accumulates approximately $28,000 in fees. Larecoin? About $7,128 in gas costs total.

That's over $20,000 back in your pocket. Capital you can reinvest into inventory, marketing, or team growth.

Why Percentage Fees Don't Scale

The traditional payment processor model was built for extracting maximum value from merchants.

As your business grows, your fees grow proportionally. Hit a great month? Pay more. Process a large order? Hand over a bigger chunk.

Larecoin flips this entirely. Whether you process $100 or $100,000 in a single transaction, you pay the same negligible gas fee. Your success doesn't become the processor's payday.

Beyond Fees: What Makes Larecoin Different

Lower fees are just the entry point. The real value comes from merchant independence and innovative Web3 features.

NFT Receipts That Actually Matter

Every Larecoin transaction generates an NFT receipt. Not as a gimmick, as a functional tool.

These receipts serve as:

• Permanent proof of purchase

• Warranty verification

• Collectible brand assets

• Loyalty program integration points

Customers can resell items with verified authenticity. You build brand value with every sale. NOWPayments? Standard digital receipts that disappear into email folders.

True Self-Custody

NOWPayments holds your crypto. You request withdrawals. They process them when they're ready.

Larecoin gives you complete control. Your funds hit your crypto wallet directly. No intermediary. No waiting for approvals. No risk of platform freezes or account suspensions.

Your money. Your control. Always.

LUSD Stablecoin Integration

Price volatility kills crypto adoption for merchants. Larecoin solves this with built-in LUSD (Liquity USD) integration.

Accept any crypto. Settle in LUSD instantly. Zero volatility risk. Zero conversion headaches.

NOWPayments offers some stablecoin support, but with additional conversion fees and processing delays. Larecoin makes it native and seamless.

Merchant Freedom vs Platform Control

NOWPayments is a custodial service. They set the rules. Change terms. Adjust fees. Add new requirements.

You're building your business on someone else's foundation.

Larecoin operates on Solana's decentralized infrastructure. No single company controls your payment rails. No terms can change overnight. No platform can deplatform you.

Check out our merchant solutions to see how easy setup actually is.

The Compounding Effect of Fee Savings

Let's talk three-year projections for a growing business:

Year 1: $250K processed Year 2: $400K processed Year 3: $600K processed

NOWPayments total fees: ~$9,375 Larecoin total gas costs: ~$1,800

Three-year savings: $7,575

Now imagine you're scaling faster. Or processing higher volumes. The gap explodes.

Every dollar saved on fees is a dollar you can invest in growth. Marketing campaigns. Better inventory. Competitive pricing. Customer experience improvements.

Compounded over years, fee savings become a genuine competitive advantage.

What About Payment Options?

Both platforms support major cryptocurrencies. Bitcoin, Ethereum, USDT, and dozens more.

But Larecoin adds native support for:

• LARE token payments

• LUSD settlements

• Cross-chain swaps at the point of sale

• Instant crypto-to-card conversion

Your customers get more flexibility. You get the same low fees regardless.

Setup Complexity: Myth vs Reality

"Lower fees must mean complicated setup."

Wrong.

Larecoin's merchant portal handles everything:

• POS integration in minutes

• No technical knowledge required

• Online and physical store support

• Metaverse storefront options for forward-thinking brands

NOWPayments requires API integration, account verification, KYC processes, and ongoing compliance checks.

Larecoin? Create wallet. Connect POS. Start accepting payments.

The Decentralization Advantage

Centralized payment processors create single points of failure.

Server downtime = lost sales. Platform policy changes = business disruption. Account freezes = revenue paralysis.

Decentralized systems like Larecoin distribute risk across the Solana network. No single server controls your payment infrastructure. No single company dictates your operational terms.

You get reliability and independence simultaneously.

Making the Switch

Already using NOWPayments? Migration takes hours, not weeks.

Export your transaction history. Set up your Larecoin merchant account. Update your POS integration. Done.

Your customers won't notice any friction. You'll notice immediate fee relief.

Who Benefits Most?

Small businesses processing $50K-$500K annually: Your savings fund entire marketing quarters.

High-volume merchants processing $1M+: You're literally leaving tens of thousands on the table with percentage-based fees.

Crypto-native businesses: Self-custody and decentralization align with your values.

Growth-focused founders: Lower operational costs = faster path to profitability.

The Bottom Line

NOWPayments charges 0.5-1% plus additional fees. Larecoin charges pennies per transaction. Period.

For a business processing $100K monthly, that's $20,000+ in three-year savings. For larger operations, it's six figures.

Beyond pure economics, you get merchant freedom, innovative NFT receipts, self-custody, and participation in a decentralized ecosystem that doesn't extract rent from your success.

The math is simple. The choice is obvious.

Ready to stop paying percentage fees? Explore Larecoin's merchant solutions and calculate your exact savings today.