Payments That Give Back: How the 1.5% Transaction Tax Is Changing Lives (While Cutting Your Fees in Half)

What If Your Payment Processor Actually Made You Money?

Sounds impossible, right?

Traditional processors charge you 3-4% all-in when you factor in gateway fees, PCI compliance, chargeback costs, and that annoying $0.30 per transaction.

Then they keep it all.

Larecoin flips this upside down. 1.5% flat. No hidden fees. And half of what you pay goes directly to verified global charities.

Plus, it's tax-deductible.

Let's break down how this changes everything.

The 1.5% That's Shaking Up Payments

Every transaction on the Larecoin network carries a simple 1.5% fee. No surprises. No fine print.

Here's the split:

0.8% routes automatically to verified charities through smart contracts. You choose which causes matter to you: education, clean water, disaster relief, medical research. The blockchain handles the rest.

0.7% covers network infrastructure and operational costs. That's it.

No gateway fees. No monthly minimums. No $0.30 nickel-and-diming on every sale. No surprise compliance charges six months later.

The Math That Actually Makes Sense

Let's say you process $1 million annually. Standard scenario for a growing e-commerce brand.

Traditional Processor:

• Base rate: 2.9% + $0.30 per transaction

• PCI compliance: ~$200/year

• Chargeback fees: Variable, but plan on $500-1,000

• Gateway fees: Another $300-500

• Total cost: ~$29,000-$30,000

• Charitable contribution: $0

• Tax deduction: $0

Larecoin:

• Flat rate: 1.5%

• Additional fees: $0

• Total cost: $15,000

• Automatic charitable giving: $8,000

• Tax deduction at 35% corporate rate: -$2,800

• Effective cost after deduction: ~$12,200

You're saving $16,800 annually while directing $8,000 to causes you care about.

That's not a payment processor. That's a competitive advantage.

Tax Advantages That Compound

Here's where it gets interesting.

That 0.8% charitable portion? Fully tax-deductible as a business expense. Because the smart contract automatically routes funds to verified 501(c)(3) organizations and equivalent international charities.

Your accountant will love you.

Traditional processors charge you fees. You write them off as a business expense. End of story.

Larecoin charges you less. You write off the operational fee AND claim a charitable deduction. Different tax treatment. Better outcome.

For a business in the 35% tax bracket processing $1M annually:

• Charitable portion: $8,000

• Tax savings: $2,800

• Your actual "cost" for making a social impact: $5,200

You're doing more good for less money than your competitor pays Stripe just to move money around.

Smart Contracts = Zero Overhead Charity

Traditional corporate philanthropy requires:

• Vetting charities

• Writing checks

• Reconciling records

• Annual reporting

• Staff time

Larecoin handles it automatically.

You select approved organizations during setup. Smart contracts execute on every transaction. Blockchain records are immutable and publicly verifiable on LareScan.

No manual processes. No administrative burden. No questions from auditors.

The system generates NFT receipts for complete transparency. Your Q4 board presentation includes real-time impact metrics pulled directly from the blockchain.

"This quarter, we processed $280K and automatically contributed $2,240 to clean water initiatives in East Africa."

That's powerful. And it took zero extra effort.

How We Verify Every Charity

Anyone can claim to run a charity. We don't take chances.

Larecoin's charity network includes only verified organizations:

• Registered 501(c)(3) status in the US

• Equivalent international registrations (UK Charity Commission, Canadian CRA, etc.)

• Annual financial audits published

• Blockchain-verified wallet addresses

You're not sending crypto to random addresses. You're supporting established organizations with proven track records.

When you choose Doctors Without Borders, the United Nations Children's Fund, or Water.org, smart contracts route funds to their verified wallets. They convert to fiat or hold as crypto based on their preference.

Full transparency. Zero fraud risk.

Real Impact, Real Numbers

Since launch, Larecoin merchants have automatically contributed to:

Education: Over $47,000 to literacy programs in developing nations Healthcare: $63,000+ to medical clinics and vaccine distribution Clean Water: $38,000 funding wells and sanitation infrastructure Disaster Relief: $29,000 to rapid-response teams during emergencies

These aren't projections. These are actual transactions recorded on-chain.

Every merchant chose their focus. Every dollar was tracked. Every recipient was verified.

And it cost merchants less than their previous payment processor.

The LareScan Difference

Transparency isn't optional. It's embedded.

Every transaction generates an NFT receipt stored on the LareBlocks Layer 1 blockchain. You can verify any payment instantly on LareScan: our blockchain explorer built specifically for merchant needs.

Search by transaction hash, wallet address, merchant ID, or charity recipient. See exactly where every fraction of a percent went.

Your customers can verify their payment supported your chosen charity. Your auditors can pull reports without contacting you. Your investors see social impact metrics in real-time.

Traditional processors give you a PDF statement once a month.

We give you immutable proof on a public blockchain.

What Merchants Are Saying

"We switched from a traditional processor charging us 3.2% to Larecoin's 1.5%. First year savings: $18,400. The automatic charity component became a marketing advantage: customers love knowing their purchase supports ocean cleanup." : Mid-sized outdoor gear retailer, $1.2M annual processing

"Our CFO was skeptical until she saw the tax deduction structure. We're saving money AND improving our ESG reporting. Win-win." : B2B SaaS company, $840K annual subscriptions

"The NFT receipts solved our transparency problem. International clients can verify payments instantly without currency conversion headaches." : Digital agency serving global clients

Getting Started Takes Minutes

No lengthy applications. No credit checks. No committee approvals.

Setup Process:

1. Create merchant account at larecoin.com

2. Connect your wallet (or create one: takes 60 seconds)

3. Choose your charity focus areas

4. Generate API keys

5. Start accepting payments

Master wallet and sub-wallet management built-in for enterprise operations. Multi-signature support for large organizations. Single-wallet simplicity for solo entrepreneurs.

Same infrastructure. Different scale.

Why Now Makes Sense

The CLARITY Act (H.R. 3633) established regulatory frameworks for digital commodities. Larecoin operates as a payment token within this structure: clear legal status, no regulatory gray areas.

Traditional crypto payment processors charge 1-2% plus conversion fees plus withdrawal fees. You're back at 3%+ before you know it.

Larecoin's 1.5% includes everything. Blockchain transactions. Charity routing. Infrastructure. Security. Support.

And unlike NOWPayments or CoinPayments that simply process crypto, Larecoin combines payment processing with automated social impact and superior tax treatment.

Different model. Better economics.

The Bottom Line

You're paying for payment processing anyway.

With Larecoin, you pay less while doing more.

Cut your fees in half. Support verified global charities. Claim tax deductions. Access blockchain transparency. Reduce administrative burden.

Traditional processors take your money and give you transaction records.

We give you competitive advantages.

Ready to turn your payment processing into a profit center?

Visit larecoin.com to calculate your savings and choose your charity partners. Setup takes less time than reading this article.

Payments that give back aren't the future.

They're available right now.