Looking For a CoinPayments Alternative? Here Are 10 Things You Should Know About Web3 Payments

Shopping for a CoinPayments alternative? You're not alone.

Merchants worldwide are waking up to the reality that traditional crypto payment gateways charge too much, control too much, and innovate too little.

Web3 payments are different. They're built on principles of self-custody, minimal fees, and merchant independence.

Here are 10 things you absolutely need to know before choosing your next payment solution.

1. True Self-Custody vs. Custodial Theatre

CoinPayments holds your funds. So does NOWPayments, despite their "non-custodial" marketing.

Real Web3 payments mean you control your private keys. No intermediary. No withdrawal limits. No permission needed to access your own money.

Larecoin operates on pure self-custody principles. Your wallet. Your keys. Your crypto.

The difference? When NOWPayments decides to freeze accounts or delay withdrawals, you're stuck. With self-custody solutions, that's literally impossible.

2. Fee Structures That Actually Make Sense

CoinPayments charges 0.5% per transaction. NOWPayments hits you with 0.5-1% depending on features.

Sounds reasonable until you calculate annual costs on $500K in volume. That's $2,500-$5,000 gone. Every year. Forever.

Web3 payments eliminate middleman fees entirely.

With Larecoin, you pay only blockchain gas fees. No percentage cuts. No hidden charges. No monthly minimums.

For merchants processing serious volume, this difference is massive. It's the difference between building wealth and renting your payment infrastructure.

3. NFT Receipts Change Everything

Traditional payment gateways give you transaction IDs. Maybe an email receipt.

Web3 payments give you programmable, collectible, verifiable NFT receipts.

Every Larecoin transaction can mint an NFT receipt on-chain. This creates:

• Immutable proof of purchase

• Collectible customer experiences

• Loyalty program integration

• Resale value for exclusive items

• Zero dispute fraud

CoinPayments can't do this. NOWPayments can't either. Legacy gateways weren't built for the metaverse economy.

4. Stablecoin Integration Is Non-Negotiable

Price volatility kills crypto adoption for merchants.

The solution? Stablecoins like LUSD.

CoinPayments supports basic stablecoins but charges conversion fees. NOWPayments adds 0.5% for automatic conversion.

Larecoin's LUSD integration is native and feeless. Accept payments in volatile crypto. Settle in stable value. No conversion charges. No slippage.

This matters because merchants need predictable revenue. LUSD delivers that without trusting centralized stablecoin issuers like Tether or Circle.

5. Multi-Chain Reality Beats Single-Chain Limitations

CoinPayments claims to support 100+ coins. NOWPayments boasts 300+.

Raw numbers don't tell the story. Cross-chain interoperability does.

Most gateways silo each blockchain. You need separate integration for Ethereum, Solana, BSC, Polygon.

Larecoin unifies multi-chain payments through a single interface. One integration. All chains. Actual simplicity.

This architectural difference reduces development time by 70% and eliminates the maintenance nightmare of managing multiple APIs.

6. Settlement Speed Determines Cash Flow

CoinPayments batches settlements. You wait for their schedule.

NOWPayments processes faster but still controls the timing.

Web3 payments settle instantly because there's no intermediary to batch transactions.

When a customer pays with Larecoin, funds hit your wallet in seconds. Not hours. Not days. Seconds.

For businesses running on tight cash flow, this isn't a luxury feature. It's survival.

7. Merchant Independence Isn't Optional Anymore

Payment processors love control. They decide which businesses they'll serve. They impose terms. They change fees without notice.

CoinPayments has shut down accounts in cannabis, adult, and gaming industries. NOWPayments maintains vague acceptable use policies.

Web3 payments are permissionless by design.

No company can deny you access to Larecoin. No terms of service can deplatform your business. No compliance officer can freeze your account.

This is merchant freedom. Real freedom. Not the corporate version.

8. API Complexity Reveals Platform Maturity

Developer experience matters.

CoinPayments offers a functional but dated API. NOWPayments provides better documentation but still requires extensive backend development.

Modern Web3 payment platforms deliver plug-and-play SDKs that work in hours, not weeks.

Larecoin's integration guides get merchants live in under 30 minutes. No blockchain expertise required. No cryptography degree needed.

The difference between complex APIs and simple SDKs is the difference between hiring a dev team and clicking "integrate now."

9. Transaction Privacy Is a Feature, Not a Bug

Traditional payment gateways collect customer data. Emails. Addresses. Purchase history.

They sell this data. Or get hacked and leak it.

Web3 payments are private by default.

Larecoin transactions happen wallet-to-wallet. No KYC for customers. No personal data harvested. No compliance tracking beyond chain-level transparency.

This privacy isn't about hiding illegal activity. It's about respecting user autonomy and protecting merchant customer relationships from data brokers.

10. Ecosystem Depth Beats Single-Product Solutions

CoinPayments is a payment gateway. Period.

NOWPayments added some DeFi features but remains fundamentally a transaction processor.

Real Web3 platforms are entire ecosystems.

Larecoin combines:

• Payment processing

• NFT receipt minting

• LUSD stablecoin integration

• Cross-chain bridging

• Merchant rewards programs

• Metaverse commerce tools

You're not buying a payment gateway. You're joining an ecosystem that grows more valuable as more merchants participate.

Network effects matter. Single-purpose tools don't scale. Ecosystems do.

The Bottom Line on CoinPayments Alternatives

Legacy crypto payment gateways charge percentage fees, control your funds, and operate on Web2 business models.

They're better than traditional credit card processors but worse than actual Web3 solutions.

The gap between "crypto-enabled payments" and "Web3-native payments" is enormous. It's the gap between renting infrastructure and owning it. Between paying 0.5% forever and paying only gas fees. Between waiting for settlements and receiving instant payments.

Merchants evaluating CoinPayments alternatives need to understand this distinction. Not all crypto payment solutions are created equal.

Some are just old payment processors accepting Bitcoin. Others are built from the ground up on Web3 principles: self-custody, minimal fees, NFT integration, stablecoin support, and true merchant independence.

Larecoin is the latter. Visit larecoin.com to see the difference yourself.

The future of commerce is decentralized. Your payment stack should be too.