Reduce Merchant Interchange Fees By 50%+: The Web3 Global Payments Revolution You're Missing

You're bleeding cash. Every transaction. Every swipe. Every invoice.

Traditional payment processors quietly drain 2.5-3.5% from every transaction. That's $12,500 to $17,500 annually for a business doing $500K in revenue.

Web3 flips this entirely. Same business, same volume: now paying $2,500-$5,000 per year.

The Intermediary Tax You Didn't Know You Were Paying

Traditional payment rails are broken by design.

Visa, Mastercard, acquiring banks, issuing banks, payment processors: each one takes a cut. Your customer pays $100. You receive $96.50 if you're lucky. Sometimes less.

Cross-border? Even worse. Add correspondent banking to the mix. 3-5 intermediary hops. Each one adding fees. Each one adding delays. Settlement in 3-5 days if everything goes smoothly.

Blockchain eliminates every single hop. Zero correspondent banking fees. Direct settlement. Peer-to-peer. Transaction to blockchain. Done.

The Numbers Don't Lie

$4.4 trillion in blockchain-based B2B cross-border payments processed in 2024. That's 11% of total B2B cross-border volume already running on blockchain rails.

60% of cross-border payment volume now moves through routes where blockchain settlement cuts costs in half and settles in minutes instead of days.

Organizations integrating blockchain payment infrastructure report 70% cost savings on international transfers. Settlement drops from 3-5 days to under 10 minutes.

80% of payments settle instantly. 88% delivered within 24 hours.

This isn't theoretical. This is happening right now.

How Larecoin Delivers 50%+ Savings

No Intermediaries. No Card Networks. No Banking Hops.

Larecoin operates on Web3 rails. Customers pay directly to your wallet. No middlemen extracting percentages. No network fees stacking up. No surprise chargebacks draining your account 90 days later.

Stablecoin Settlement with LUSD

Volatility kills crypto payments for merchants. Larecoin's LUSD stablecoin version solves this. Accept payments in stable value. No exposure to market swings. Dollar-pegged stability with blockchain efficiency.

Tokenized Receivables for Instant Liquidity

Waiting 30-60 days for invoice payments destroys cash flow. Larecoin's receivable token converts unpaid invoices into tradeable assets. Get paid today. No factoring fees. No bank approval required.

NFT Receipts for Accounting

Every transaction generates an immutable NFT receipt. Perfect audit trail. Tax compliance simplified. Accounting software integration ready. No more reconciliation nightmares.

Real-World Scenario: Coffee Shop Chain

Traditional Setup:

• Annual revenue: $500,000

• Average transaction: $8

• Card processing fees: 2.9% + $0.30

• Annual fees: $15,950

• Settlement time: 2-3 business days

• Chargeback risk: $2,000-$5,000 yearly

Larecoin Setup:

• Same revenue: $500,000

• Same transactions

• Web3 settlement fees: 0.5-1%

• Annual fees: $2,500-$5,000

• Settlement time: 10 minutes

• Chargeback risk: Zero (blockchain transactions are final)

Net savings: $10,950-$13,450 per year.

For a 5-location chain? That's $50,000+ back in your business. Every single year.

Beyond Just Lower Fees

Global Reach Without Banking Infrastructure

Accept payments from anywhere. No merchant account applications. No international banking relationships. No currency conversion spreads.

Customer in Philippines? Europe? Africa? Same seamless experience. Same low fees. Same instant settlement.

Self-Custody Means True Ownership

Your funds. Your wallet. Your keys. No frozen accounts. No payment processor deciding you're "high risk." No sudden account closures.

Traditional processors can freeze your funds for 180 days on a whim. Larecoin? Impossible. Non-custodial architecture means you control every transaction.

24/7 Settlement

Traditional banking hours are dead. Weekends shouldn't mean waiting for your money. Larecoin operates continuously. Midnight Sunday? Payment settles instantly.

The Competitive Landscape: Why Not NOWPayments or CoinPayments?

NOWPayments charges 0.5% with a $10 minimum per payout. Hidden custody risks. Limited stablecoin options. No receivables tokenization.

CoinPayments offers multi-coin support but lacks enterprise features. No LUSD integration. No NFT receipt infrastructure. No built-in liquidity solutions for tokenized invoices.

Triple-A focuses primarily on e-commerce. Limited POS integration. No self-custody options. Centralized architecture creates single points of failure.

Larecoin combines the best elements while eliminating the weaknesses. Full-stack Web3 payments infrastructure. Self-custody from day one. NFT receipts baked in. LUSD stability without volatility. Receivable tokens for instant liquidity.

Technical Edge: Account-to-Account Direct Settlement

Card networks are 1970s technology wrapped in digital interfaces. A2A (account-to-account) payments represent the future.

Banking app authentication. Zero card intermediaries. Real-time settlement rails. FedNow and SEPA Instant pioneered this in traditional finance. Larecoin perfects it with blockchain verification.

No card number theft. No skimming. No PCI compliance headaches. Wallet-to-wallet transfers secured by cryptographic proof.

Making The Switch: Implementation Reality

Week 1: Set up Larecoin merchant account. Takes 15 minutes. No credit checks. No application fees.

Week 2: Integrate payment gateway with existing e-commerce platform or POS system. API documentation provided. Developer support included.

Week 3: Run parallel systems. Accept both traditional payments and Larecoin. Test flows. Train staff.

Week 4: Go live. Market crypto payment acceptance. Watch savings compound.

Migration doesn't mean abandoning legacy systems overnight. Hybrid operation lets you transition gradually while immediately capturing savings on Web3 transactions.

The Regulatory Clarity Advantage

H.R. 3633 (Crypto Clarity Act) positions cryptocurrencies like Larecoin as commodities, not securities. This classification brings:

• Reduced regulatory uncertainty

• Clearer tax treatment

• Enhanced institutional adoption

• Stablecoin framework supporting LUSD infrastructure

• Decreased enforcement risk for merchants accepting crypto

Legislative support accelerates mainstream acceptance. Merchants adopting now position themselves ahead of the curve.

Your Move

Every day on traditional payment rails costs money. Real money. Measurable money.

$500K business losing $13,000 annually to fees? That's inventory you can't buy. Marketing you can't run. Employees you can't hire. Locations you can't open.

Web3 global payments aren't coming. They're here. $4.4 trillion processed last year. Growing exponentially.

The question isn't whether to adopt blockchain payments. The question is how much money you're willing to leave on the table while you wait.

Explore Larecoin's merchant solutions and start calculating your savings today.

The revolution isn't missing you. You're missing the revolution.