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Slash Your Merchant Fees by 50%+: Why Self-Custody Payments Beat NOWPayments and CoinPayments


Every transaction you process chips away at your bottom line.

Traditional crypto payment processors look cheap on paper. But those "small" percentages add up fast. Real fast.

Let's break down exactly how much NOWPayments and CoinPayments are actually costing you: and why self-custody payments slash those fees by over 50%.

The Real Cost of Custodial Payment Processors

NOWPayments charges 0.5% per transaction. Sounds reasonable, right?

Wrong.

That's before network fees. Before conversion spreads. Before withdrawal costs.

On $100,000 monthly volume, you're looking at:

  • NOWPayments: $700-1,000+ in total fees

  • CoinPayments: $600-900+ in total fees

And that's conservative.

Multi-currency conversions? NOWPayments bumps that rate to 1%. Double the cut.

Every time you withdraw to your bank account? More fees.

Every time a customer pays in a different crypto? Conversion spread eats another chunk.

These costs compound. Month after month. Transaction after transaction.

Comparison of traditional crypto payment processor fees versus self-custody payment costs

Self-Custody: The Gas-Only Revolution

Self-custody payment systems eliminate the middleman.

No processor taking a percentage. No custodial withdrawal fees. No hidden conversion spreads.

Just blockchain network fees. That's it.

Larecoin operates on Solana's high-speed infrastructure. Transaction costs? Fractions of a cent.

The math is simple:

  • Traditional processor: 0.5% + network fees + withdrawal fees + conversion spreads

  • Self-custody: Network gas fees only

On $100,000 monthly volume, that's 50%+ in savings compared to NOWPayments and CoinPayments.

Your money. Your wallet. Your control.

That's the Web3 way.

Why Larecoin Crushes NOWPayments and CoinPayments

Zero Processing Fees

NOWPayments and CoinPayments take their cut on every single transaction.

Larecoin? Zero processing fees. You pay only for blockchain gas.

No Withdrawal Penalties

Moving funds from custodial processors to your bank account costs money. Sometimes a lot.

With Larecoin's self-custody model, your funds live in your wallet from day one. Move them whenever you want. No withdrawal fees. Ever.

Conversion Spread Elimination

When customers pay in different cryptocurrencies, traditional processors profit from conversion spreads. That's your money going into their pockets.

Larecoin's LUSD stablecoin option eliminates conversion costs entirely. One stable asset. No spread. No hidden charges.

Self-custody crypto wallet with blockchain connections showing low gas fees

NFT Receipts: Digital Proof That Actually Matters

This is where things get interesting.

Every Larecoin transaction generates an NFT receipt. Not just a number in a database. A real, blockchain-verified digital asset.

Why does this matter?

  • Immutable proof of payment for accounting and taxes

  • Customer loyalty integration possibilities

  • Resale potential for limited edition purchases

  • Transparent transaction history without custodial gatekeepers

Try getting that from NOWPayments or CoinPayments.

The LUSD Stablecoin Advantage

Most crypto payment processors force you into volatile assets or expensive stablecoin conversions.

Larecoin's LUSD integration changes the game.

LUSD is decentralized. Overcollateralized. No centralized issuer controlling supply.

When customers pay in LUSD:

  • Zero conversion costs if you hold in LUSD

  • Stable value without relying on centralized stablecoin issuers

  • True DeFi principles maintaining financial sovereignty

USDT and USDC? Centralized entities that can freeze your assets.

LUSD? Decentralized protocol. Permissionless. Censorship-resistant.

That's the difference between Web2 thinking and Web3 reality.

NFT receipt blockchain proof generated from merchant payment transaction

Financial Sovereignty: Why Custody Actually Matters

Custodial payment processors hold your funds. They control access. They decide when you can withdraw.

That's not Web3. That's centralized gatekeeping with a blockchain veneer.

Self-custody means:

  • You control the private keys

  • No one can freeze your funds

  • No permission needed to access your money

  • True financial independence

When NOWPayments or CoinPayments hold your crypto, you're trusting them. Their security. Their compliance decisions. Their business continuity.

When you self-custody with Larecoin, you trust math and cryptography. Not corporate policies.

Real Numbers: Monthly Fee Comparison

Let's run the numbers on different transaction volumes:

$50,000 Monthly Volume:

  • NOWPayments: $350-500+

  • CoinPayments: $300-450+

  • Larecoin: ~$50-100 (gas fees only)

$100,000 Monthly Volume:

  • NOWPayments: $700-1,000+

  • CoinPayments: $600-900+

  • Larecoin: ~$100-200 (gas fees only)

$500,000 Monthly Volume:

  • NOWPayments: $3,500-5,000+

  • CoinPayments: $3,000-4,500+

  • Larecoin: ~$500-1,000 (gas fees only)

The larger your volume, the bigger the savings.

50%+ isn't marketing hype. It's mathematical reality.

Decentralized LUSD stablecoin network replacing traditional payment processors

The Transparency Advantage

Traditional processors hide fees in conversion spreads and vague "network cost" line items.

Self-custody? Every gas fee is visible on-chain. Transparent. Verifiable. No hidden charges.

You know exactly what you're paying. Every time.

That's not just cheaper. It's honest business.

Making the Switch: Easier Than You Think

Moving from custodial processors to self-custody sounds complex.

It's not.

Larecoin's merchant portal handles the technical complexity. You get a simple interface. Customers get seamless checkout.

No blockchain expertise required. No complicated wallet management.

Just lower fees and full control.

The setup:

  1. Create your merchant account

  2. Integrate payment gateway

  3. Start accepting payments

  4. Keep 50%+ more of your revenue

The Web3 Payments Evolution

Crypto payment processing is evolving.

NOWPayments and CoinPayments represent the old model. Custodial control. Hidden fees. Web2 thinking with crypto rails.

Self-custody represents the future. True decentralization. Transparent costs. Real financial sovereignty.

The choice is simple: Keep paying middlemen or embrace the Web3 revolution.

Your merchants fees don't need to be a fixed cost of doing business.

Self-custody with Larecoin slashes those fees by 50%+.

The technology exists. The infrastructure is live. The savings are real.

Stop giving away half your profit margins to payment processors.

Take custody. Keep control. Slash those fees.

That's not just better business. That's financial freedom.

Ready to cut your merchant fees in half? Visit Larecoin and see what real Web3 payments look like.

 
 
 

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