Stop Wasting Money on Interchange Fees: 5 Steps to Switch Your Business to Crypto POS Systems (Larecoin Guide)

Your business is bleeding money every single day.

Those 2-3% interchange fees? They're adding up. Fast.

A $500,000 annual card revenue business loses $10,000-$15,000 to processing fees. Every year. Forever.

That's a used car. A marketing budget. An employee salary.

Gone.

The Real Cost of Traditional Payment Processing

Credit card companies have built an empire on your transactions.

Interchange fees. Processing fees. Assessment fees. Gateway fees. Monthly minimums.

The list never ends.

Your $100 sale becomes $97.20 after fees. Do that 10,000 times and you've lost $28,000.

Meanwhile, crypto POS systems charge 0.5-1% on average. Some transactions? Zero fees if you accept stablecoins directly.

That's not disruption. That's financial freedom.

Step 1: Audit Your Current Processing Costs

Before you switch, you need numbers.

Calculate your monthly interchange burden:

• Total card processing volume

• Average transaction size

• Effective rate (total fees ÷ total volume)

• Hidden costs (chargebacks, PCI compliance, terminal rentals)

Most merchants don't realize they're paying 3.5-4% when everything's factored in.

Larecoin's Web3 POS? Flat 1% or less. No hidden fees. No monthly minimums. No chargebacks draining your account.

The math is brutal. And obvious.

Step 2: Choose Your Crypto Payment Infrastructure

Not all crypto POS systems are equal.

The market breaks down into three tiers:

Tier 1: Centralized Gateways (NOWPayments, CoinPayments)

• Easy setup but you don't own the keys

• Withdrawal delays of 24-72 hours

• Limited stablecoin support

• Higher fees than advertised (hidden withdrawal costs)

Tier 2: Hybrid Solutions

• Some self-custody features

• Better stablecoin options

• Still dependent on third-party infrastructure

Tier 3: Full Self-Custody Web3 POS (Larecoin)

• Complete control of your funds

• Instant settlement to your wallet

• Native LUSD stablecoin integration

• NFT receipt generation for compliance

• Gas-only transfers (lowest possible fees)

The choice isn't about technology. It's about control.

NOWPayments holds your crypto until you request withdrawal. CoinPayments charges 0.5% but then hits you with network fees and conversion spreads.

Larecoin settles directly to YOUR wallet. Immediately. No intermediaries.

Step 3: Set Up Your Larecoin Merchant Account

The technical setup takes 15 minutes.

Here's the exact process:

Account Creation:

• Visit larecoin.com/serviceprovider

• Connect your Solana wallet (Phantom, Solflare, or Ledger)

• Verify your business information

• Set your preferred settlement currency (LARE, LUSD, or SOL)

POS Integration:

• Generate your merchant API key

• Install the Larecoin POS plugin (works with Square, Shopify, WooCommerce)

• Configure automatic conversion preferences

• Test transaction with $1 LUSD

Go Live:

• Display QR codes at checkout

• Train staff on crypto receipt process (2-minute tutorial)

• Monitor dashboard for real-time settlements

That's it. No bank approval. No credit check. No 3-week underwriting process.

You're accepting crypto payments in under an hour.

Step 4: Leverage LUSD Stablecoin Advantages

Volatility is the standard crypto objection.

LUSD solves it.

Liquity USD (LUSD) is a decentralized, fully collateralized stablecoin pegged to the US dollar. Unlike USDC or USDT, there's no centralized company controlling the supply.

Why LUSD beats traditional stablecoins for merchants:

Zero Counterparty Risk

• No Circle or Tether holding your value

• Over-collateralized by ETH (110-150% ratio)

• Immutable smart contracts, not corporate decisions

Lower Redemption Fees

• Convert to USD for 0.5% or less

• Direct to bank or debit card via Larecoin's push-to-card feature

• Instant liquidity without withdrawal delays

Tax Advantages

• Cleaner accounting (stablecoin-to-fiat = minimal capital gains)

• Simplified year-end reporting

• Better audit trail with NFT receipts

When customers pay with LUSD through Larecoin, you get stable value TODAY. Not tomorrow after conversion. Not next week after settlement.

Right now.

Step 5: Implement NFT Receipt Infrastructure

This is where Larecoin destroys the competition.

Every transaction generates an NFT receipt. On-chain. Immutable. Verifiable.

Why this matters for your business:

Accounting Compliance

• IRS-friendly transaction records

• Automated reconciliation with accounting software

• Permanent proof of sale (no "lost receipts")

Customer Loyalty

• NFT receipts double as collectibles

• Build gamified reward programs

• Create VIP tiers based on transaction history

Chargeback Elimination

• Blockchain timestamp = undeniable proof

• No more "I never received this" disputes

• Save 1-2% of revenue from fraudulent claims

NOWPayments and CoinPayments send you a PDF invoice. Cool.

Larecoin mints permanent, transferable, programmable proof of every transaction. Massive difference.

Customers can even resell their NFT receipts if they include limited-edition artwork or exclusive access. Your transactions become marketing assets.

The Self-Custody Advantage

Here's the uncomfortable truth about centralized crypto processors:

You don't own anything until it's in YOUR wallet.

NOWPayments? They custody your crypto. You're asking permission to withdraw your own money.

CoinPayments? Same model. Different branding.

Larecoin operates on pure self-custody principles:

• Payments settle directly to your Solana wallet address

• No withdrawal requests or approval delays

• No "account holds" or "security reviews"

• No risk of platform bankruptcy freezing your funds

The FTX collapse taught us one lesson: Not your keys, not your crypto.

With Larecoin, every sale goes straight to your wallet. Within seconds. You control the private keys. You control the money.

That's not a feature. That's the entire point of Web3 payments.

Real Numbers: Cost Comparison Breakdown

Traditional Card Processing ($100,000 monthly volume):

• Interchange fees: $2,200

• Processing fees: $500

• Chargeback fees: $400

• PCI compliance: $150

• Monthly total: $3,250

• Annual loss: $39,000

NOWPayments ($100,000 monthly volume):

• Transaction fees (0.5%): $500

• Withdrawal fees: $150

• Conversion spreads: $300

• Monthly total: $950

• Annual cost: $11,400

Larecoin Web3 POS ($100,000 monthly volume):

• Transaction fees (0.5% on conversions, 0% on direct LARE/LUSD): $250

• Gas fees (Solana): $20

• No withdrawal fees

• No custody fees

• Monthly total: $270

• Annual cost: $3,240

Your savings vs. traditional: $35,760 per year. Your savings vs. NOWPayments: $8,160 per year.

Those numbers scale. Process $500K monthly? You're saving $180,000 annually compared to cards.

That's not optimization. That's transformation.

Implementation Timeline

Week 1: Setup & Testing

• Create merchant account

• Connect wallet infrastructure

• Run test transactions with staff

• Verify NFT receipt generation

Week 2: Soft Launch

• Offer crypto option to tech-savvy customers

• Monitor settlement times and gas costs

• Adjust conversion preferences based on volatility

Week 3: Full Rollout

• Train all staff on POS system

• Add signage promoting crypto payments

• Launch customer incentives (5% discount for LUSD payments)

Month 2+: Optimization

• Analyze payment mix (crypto vs. card)

• Build NFT loyalty program

• Explore push-to-card options for instant fiat conversion

Most merchants see 15-20% of transactions shift to crypto within 90 days. Early adopters? 40-50%.

Your customers want this. They're already holding crypto. You're just making it spendable.

The Competitive Moat

Why Larecoin beats every alternative:

vs. NOWPayments:

• Self-custody (they custody for you)

• NFT receipts (they don't have this)

• LUSD native integration (they support it poorly)

• Faster settlements (they batch process)

vs. CoinPayments:

• Lower total fees (their spreads are hidden)

• Better Solana integration (they're Bitcoin-focused)

• Push-to-card feature (they only do bank transfers)

• Superior merchant dashboard (theirs is outdated)

vs. Traditional POS Systems:

• 70% lower fees

• Zero chargebacks

• Instant global payments

• No bank dependency

The market is clear. The technology works. The savings are real.

Start Saving Today

You don't need permission from a bank to accept better payments.

You don't need to wait 3 weeks for underwriting.

You don't need to keep losing 3% of every transaction forever.

Set up your Larecoin merchant account:larecoin.com/serviceprovider

Connect your wallet. Generate your QR code. Accept your first crypto payment.

The interchange fee era is ending. You can resist or profit from it.

Your choice.

Join the Larecoin merchant community:larecoin.com/groups

Stop wasting money. Start accepting Web3 payments.

Today.