The Proven Web3 Payments Framework: How 1 QR Code Slashes Merchant Fees to Gas-Only Transfers
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Merchant Fees Are Eating Your Profits
Traditional payment processors take 2.9% + $0.30 per transaction.
Credit card interchange fees hit 3.5% for premium cards.
Cross-border payments? Add another 1-3% for currency conversion.
Your $100 sale becomes $93.50 after fees.
That's $6.50 gone. Every single transaction.

The Web3 Payments Framework: One QR Code Changes Everything
Larecoin eliminates payment processor fees entirely.
No intermediaries. No interchange costs. No hidden charges.
Just blockchain gas fees.
Here's how it works:
Step 1: Merchant generates a QR code through the Larecoin POS system Step 2: Customer scans with their self-custody wallet Step 3: Transaction executes directly on-chain Step 4: Merchant receives LUSD stablecoin instantly Step 5: NFT receipt minted for both parties
Total cost? $0.0003 to $0.003 depending on network conditions.
That $100 sale? You keep $99.997.
Gas-Only Transfers vs Legacy Payment Processors
Traditional payment systems charge percentage-based fees. Scale your revenue, scale your costs.
Larecoin charges fixed gas fees. Process $10 or $10,000: cost stays the same.
Legacy Processor Math:
$1,000 in sales = $29-$35 in fees
$10,000 in sales = $290-$350 in fees
$100,000 in sales = $2,900-$3,500 in fees
Larecoin Math:
$1,000 in sales = $0.003 in gas
$10,000 in sales = $0.003 in gas
$100,000 in sales = $0.003 in gas
The difference compounds. Fast.
High-volume merchants save 99.8% on payment processing.

The Technical Stack That Makes It Possible
LUSD Stablecoin Integration
LUSD is a decentralized, USD-pegged stablecoin with zero centralized custody risk.
Unlike USDC or USDT, LUSD maintains its peg through algorithmic stability.
Merchants receive stable value without exposure to crypto volatility. No conversion slippage. No fiat off-ramp delays.
NFT Receipt System
Every transaction generates a permanent, immutable receipt as an NFT.
Benefits:
Tamper-proof transaction records
Instant verification for returns/warranties
Customer loyalty program integration
Tax compliance automation
Real-time accounting reconciliation
Both merchant and customer receive the NFT. Complete transparency. Zero disputes.
Self-Custody Architecture
Your keys. Your crypto. Your control.
Larecoin never holds merchant funds. Payments settle directly to your wallet.
No account freezes. No arbitrary holds. No third-party custody risk.
Master wallets manage multiple locations. Sub-wallets separate departments. Full operational flexibility.
How NOWPayments, CoinPayments & Triple-A Fall Short
NOWPayments
Charges 0.5% per transaction plus conversion fees.
Still custody-based. You don't control private keys.
Limited stablecoin options. No NFT receipts. No native POS.
On $100,000 monthly volume: $500+ in fees vs Larecoin's $0.30
CoinPayments
1% transaction fee minimum.
Settlement delays of 2-3 business days for fiat.
No self-custody option. Centralized infrastructure.
Requires KYC for merchants and customers. Privacy compromise.
On $100,000 monthly volume: $1,000+ in fees vs Larecoin's $0.30
Triple-A
2.99% for crypto-to-fiat conversion.
Locked into their custody solution. No wallet portability.
Manual invoice generation. No automated QR POS.
On $100,000 monthly volume: $2,990 in fees vs Larecoin's $0.30

Merchant Benefits Beyond Fee Savings
QR-Generated Point of Sale
Transform any device into a crypto payment terminal.
No specialized hardware. No monthly subscriptions. No setup fees.
Generate dynamic QR codes in real-time. Customers pay instantly.
Master/Sub-Wallet Architecture
Franchise operations manage hundreds of locations from one dashboard.
Each location gets a unique sub-wallet. Automated settlement to master wallet.
Real-time visibility across entire operation. Centralized reporting. Decentralized custody.
Instant Settlement
Traditional ACH transfers take 3-5 business days.
Credit card settlements take 1-2 business days.
Larecoin settles in 12 seconds.
Improve cash flow. Eliminate float risk. Access your funds immediately.
Multi-Chain Support
Accept payments on Ethereum, Solana, Polygon, Avalanche, and 15+ networks.
Single QR code handles all chains. Customer chooses their preferred network.
No integration complexity. Full blockchain interoperability.
Compliance & Trust: Federal MSB + State MTL Coverage
Larecoin operates as a registered Money Services Business (MSB) with FinCEN.
State-level Money Transmitter Licenses (MTL) cover operations across the U.S.
Unlike decentralized protocols, Larecoin provides regulatory clarity for merchants.
Institutional-grade compliance without sacrificing self-custody benefits.
View our complete regulatory framework at larecoin.com/trust.

The Future: Social Shopping in the Larecoin B2B2C Metaverse
Web3 payments today. Metaverse commerce tomorrow.
Larecoin is building immersive VR/AR shopping experiences where crypto payments are native.
Virtual Storefronts
Launch your digital store in the Larecoin metaverse.
Display products in 3D. Enable try-before-you-buy with AR.
Accept payments with the same QR framework. Instant fulfillment via NFTs.
Social Commerce Integration
Community-driven shopping with crypto rewards.
Influencer partnerships paid in LUSD. Referral bonuses automated on-chain.
Customer reviews stored as NFTs. Reputation systems built on blockchain.
Cross-Reality Payments
Pay with crypto in physical stores. Use the same wallet in virtual worlds.
Seamless transition between online, offline, and metaverse commerce.
One identity. One wallet. Infinite shopping contexts.
The Numbers Don't Lie
Traditional payment processing costs merchants $30 billion annually in the U.S. alone.
Larecoin's gas-only framework reduces that to $30 million.
That's a 99.9% reduction in global payment infrastructure costs.
Early adopters gain competitive advantage. Lower prices. Higher margins. Better customer experience.
Getting Started Takes 10 Minutes
Step 1: Create your Larecoin merchant account Step 2: Generate your QR code Step 3: Display at checkout Step 4: Start accepting payments
No technical expertise required. No blockchain knowledge needed.
Just point, scan, and receive.

The Framework Is Proven. The Savings Are Real.
One QR code eliminates payment processors.
Self-custody keeps you in control.
LUSD stablecoin removes volatility risk.
NFT receipts automate accounting.
Gas-only transfers cut costs by 99.8%.
The Web3 payments revolution isn't coming.
It's here.
Ready to slash your merchant fees? Visit larecoin.com and join the payment revolution.
Stop paying percentage-based fees. Start keeping your profits.
The framework is simple. The technology is proven. The savings are immediate.
Welcome to gas-only payments.

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