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The Proven Web3 Payments Framework: How 1 QR Code Slashes Merchant Fees to Gas-Only Transfers


Merchant Fees Are Eating Your Profits

Traditional payment processors take 2.9% + $0.30 per transaction.

Credit card interchange fees hit 3.5% for premium cards.

Cross-border payments? Add another 1-3% for currency conversion.

Your $100 sale becomes $93.50 after fees.

That's $6.50 gone. Every single transaction.

Traditional merchant fees vs Web3 QR code payments showing massive cost reduction

The Web3 Payments Framework: One QR Code Changes Everything

Larecoin eliminates payment processor fees entirely.

No intermediaries. No interchange costs. No hidden charges.

Just blockchain gas fees.

Here's how it works:

Step 1: Merchant generates a QR code through the Larecoin POS system Step 2: Customer scans with their self-custody wallet Step 3: Transaction executes directly on-chain Step 4: Merchant receives LUSD stablecoin instantly Step 5: NFT receipt minted for both parties

Total cost? $0.0003 to $0.003 depending on network conditions.

That $100 sale? You keep $99.997.

Gas-Only Transfers vs Legacy Payment Processors

Traditional payment systems charge percentage-based fees. Scale your revenue, scale your costs.

Larecoin charges fixed gas fees. Process $10 or $10,000: cost stays the same.

Legacy Processor Math:

  • $1,000 in sales = $29-$35 in fees

  • $10,000 in sales = $290-$350 in fees

  • $100,000 in sales = $2,900-$3,500 in fees

Larecoin Math:

  • $1,000 in sales = $0.003 in gas

  • $10,000 in sales = $0.003 in gas

  • $100,000 in sales = $0.003 in gas

The difference compounds. Fast.

High-volume merchants save 99.8% on payment processing.

QR code payment framework with five-step blockchain transaction process

The Technical Stack That Makes It Possible

LUSD Stablecoin Integration

LUSD is a decentralized, USD-pegged stablecoin with zero centralized custody risk.

Unlike USDC or USDT, LUSD maintains its peg through algorithmic stability.

Merchants receive stable value without exposure to crypto volatility. No conversion slippage. No fiat off-ramp delays.

NFT Receipt System

Every transaction generates a permanent, immutable receipt as an NFT.

Benefits:

  • Tamper-proof transaction records

  • Instant verification for returns/warranties

  • Customer loyalty program integration

  • Tax compliance automation

  • Real-time accounting reconciliation

Both merchant and customer receive the NFT. Complete transparency. Zero disputes.

Self-Custody Architecture

Your keys. Your crypto. Your control.

Larecoin never holds merchant funds. Payments settle directly to your wallet.

No account freezes. No arbitrary holds. No third-party custody risk.

Master wallets manage multiple locations. Sub-wallets separate departments. Full operational flexibility.

How NOWPayments, CoinPayments & Triple-A Fall Short

NOWPayments

Charges 0.5% per transaction plus conversion fees.

Still custody-based. You don't control private keys.

Limited stablecoin options. No NFT receipts. No native POS.

On $100,000 monthly volume: $500+ in fees vs Larecoin's $0.30

CoinPayments

1% transaction fee minimum.

Settlement delays of 2-3 business days for fiat.

No self-custody option. Centralized infrastructure.

Requires KYC for merchants and customers. Privacy compromise.

On $100,000 monthly volume: $1,000+ in fees vs Larecoin's $0.30

Triple-A

2.99% for crypto-to-fiat conversion.

Locked into their custody solution. No wallet portability.

Manual invoice generation. No automated QR POS.

On $100,000 monthly volume: $2,990 in fees vs Larecoin's $0.30

Traditional payment fees vs gas-only crypto transfers cost comparison

Merchant Benefits Beyond Fee Savings

QR-Generated Point of Sale

Transform any device into a crypto payment terminal.

No specialized hardware. No monthly subscriptions. No setup fees.

Generate dynamic QR codes in real-time. Customers pay instantly.

Master/Sub-Wallet Architecture

Franchise operations manage hundreds of locations from one dashboard.

Each location gets a unique sub-wallet. Automated settlement to master wallet.

Real-time visibility across entire operation. Centralized reporting. Decentralized custody.

Instant Settlement

Traditional ACH transfers take 3-5 business days.

Credit card settlements take 1-2 business days.

Larecoin settles in 12 seconds.

Improve cash flow. Eliminate float risk. Access your funds immediately.

Multi-Chain Support

Accept payments on Ethereum, Solana, Polygon, Avalanche, and 15+ networks.

Single QR code handles all chains. Customer chooses their preferred network.

No integration complexity. Full blockchain interoperability.

Compliance & Trust: Federal MSB + State MTL Coverage

Larecoin operates as a registered Money Services Business (MSB) with FinCEN.

State-level Money Transmitter Licenses (MTL) cover operations across the U.S.

Unlike decentralized protocols, Larecoin provides regulatory clarity for merchants.

Institutional-grade compliance without sacrificing self-custody benefits.

View our complete regulatory framework at larecoin.com/trust.

Merchant dashboard showing NFT receipts, LUSD stablecoin, and wallet management

The Future: Social Shopping in the Larecoin B2B2C Metaverse

Web3 payments today. Metaverse commerce tomorrow.

Larecoin is building immersive VR/AR shopping experiences where crypto payments are native.

Virtual Storefronts

Launch your digital store in the Larecoin metaverse.

Display products in 3D. Enable try-before-you-buy with AR.

Accept payments with the same QR framework. Instant fulfillment via NFTs.

Social Commerce Integration

Community-driven shopping with crypto rewards.

Influencer partnerships paid in LUSD. Referral bonuses automated on-chain.

Customer reviews stored as NFTs. Reputation systems built on blockchain.

Cross-Reality Payments

Pay with crypto in physical stores. Use the same wallet in virtual worlds.

Seamless transition between online, offline, and metaverse commerce.

One identity. One wallet. Infinite shopping contexts.

The Numbers Don't Lie

Traditional payment processing costs merchants $30 billion annually in the U.S. alone.

Larecoin's gas-only framework reduces that to $30 million.

That's a 99.9% reduction in global payment infrastructure costs.

Early adopters gain competitive advantage. Lower prices. Higher margins. Better customer experience.

Getting Started Takes 10 Minutes

Step 1: Create your Larecoin merchant account Step 2: Generate your QR code Step 3: Display at checkout Step 4: Start accepting payments

No technical expertise required. No blockchain knowledge needed.

Just point, scan, and receive.

Legacy payment platforms compared to modern blockchain payment infrastructure

The Framework Is Proven. The Savings Are Real.

One QR code eliminates payment processors.

Self-custody keeps you in control.

LUSD stablecoin removes volatility risk.

NFT receipts automate accounting.

Gas-only transfers cut costs by 99.8%.

The Web3 payments revolution isn't coming.

It's here.

Ready to slash your merchant fees? Visit larecoin.com and join the payment revolution.

Stop paying percentage-based fees. Start keeping your profits.

The framework is simple. The technology is proven. The savings are immediate.

Welcome to gas-only payments.

 
 
 

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