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Stop Wasting Money on Interchange Fees: 5 Ways Larecoin's Web3 Payment System Saves You 50%+ (CoinPayments Can't Do This)


You're bleeding money.

Every transaction. Every sale. Every customer checkout.

Traditional payment processors are taking 3-5% of your revenue. CoinPayments charges 1-2% plus network fees. NOWPayments adds percentage-based markups on top of gas costs.

That's not innovation. That's the same extractive model with a crypto wrapper.

Larecoin flips the script entirely.

Gas-only pricing. True self-custody. NFT receipts baked in. LUSD settlement on our native Layer 1.

No percentage fees. No hidden markups. No custodial rent-seeking.

Let's break down exactly how Larecoin saves you 50%+ compared to legacy crypto processors: and why CoinPayments and NOWPayments can't replicate this model.

Traditional payment terminal with high percentage fees vs Larecoin's gas-only Web3 payment system

Way #1: Gas-Only Pricing Eliminates Percentage Fees

Here's the deal.

Most crypto payment processors operate like traditional payment rails. They charge a percentage of transaction value.

CoinPayments: 1-2% platform fee plus network costs.

NOWPayments: 0.5-1% plus blockchain fees.

Sounds reasonable until you do the math on volume.

A $10,000 transaction costs you $100-200 in platform fees alone. Before network costs.

Larecoin charges zero platform fees.

You pay blockchain gas only. $0.01-0.05 per transaction on Solana. Fixed cost regardless of transaction size.

That $10,000 transaction? $0.03 in gas fees.

Your $100,000 monthly volume costs $3 instead of $500-$2,000.

This isn't a promotional discount. It's the foundational architecture.

No middleman extracting percentage rent. No platform markup. Just pure blockchain economics.

Larecoin logo

Way #2: LUSD Native Settlement Crushes Bridging Costs

Cross-chain payments are expensive.

Most crypto processors use third-party bridges. Wrapped tokens. External liquidity pools.

Each hop costs money. Each conversion adds fees. Each bridge introduces delays.

Larecoin built LUSD (Larecoin USD) on LareBlocks Layer 1.

Native stablecoin. Zero bridging required. Instant settlement.

When customers pay in crypto, you receive LUSD instantly on-chain. No conversion delays. No bridging fees. No external dependencies.

Compare that to CoinPayments:

  • Customer pays BTC

  • Platform converts to stablecoin

  • Bridge to your preferred chain

  • Final settlement to your wallet

Each step extracts fees. Each conversion burns value.

LUSD eliminates three fee layers entirely. Settlement happens on LareBlocks at gas cost only.

Plus cross-chain flexibility when you need it. Accept payments on Solana, Ethereum, Polygon, or BSC. Settle in LUSD on LareBlocks or your preferred chain.

The merchant controls the economics. Not the processor.

LUSD stablecoin connecting Solana, Ethereum, and Polygon blockchains for seamless crypto payments

Way #3: NFT Receipts Deliver Compliance Without Processing Costs

Traditional processors charge extra for transaction records. Premium tiers for detailed reporting. API access fees for compliance data.

Larecoin generates NFT receipts for every transaction.

Immutable. On-chain. Free.

Every payment creates a permanent receipt NFT containing:

  • Transaction amount and timestamp

  • Customer wallet address

  • Product/service details

  • Warranty information

  • Tax documentation data

No additional cost. No premium tier required. No monthly subscription for compliance features.

This matters for businesses in regulated industries. You need auditable records. You need warranty tracking. You need dispute resolution documentation.

CoinPayments charges for historical data access. NOWPayments limits transaction history on free tiers.

Larecoin makes every receipt an ownable, transferable, permanently accessible NFT.

Lost receipt? Impossible. The blockchain is the receipt.

Customer dispute? Pull the NFT. Immutable proof.

Tax audit? Export NFT metadata. Complete transaction history.

Plus warranty innovation. NFT receipts transfer with product ownership. Sell a used item? Transfer the warranty NFT too.

This isn't a feature add-on. It's built into the protocol.

Way #4: Self-Custody Architecture Eliminates Custodial Fees

Here's what CoinPayments and NOWPayments don't advertise.

They hold your crypto. You don't control the keys. You trust their custody.

That trust costs money. Security infrastructure. Insurance. Compliance overhead.

Those costs get passed to merchants through withdrawal fees, conversion fees, and monthly minimums.

Larecoin uses master/sub-wallet architecture with full self-custody.

You control the keys. You own the assets. No custodial intermediary.

Multi-location businesses get independent sub-wallets for each store. Payments route directly to merchant-controlled addresses.

Need to issue a refund? Instant. No support ticket. No approval process. You control the wallet: you execute the refund.

Compare that to traditional processor workflows:

  • Customer requests refund

  • Merchant submits request to platform

  • Platform reviews and approves

  • Platform processes refund (3-5 days)

  • Platform charges refund processing fee

Larecoin merchants execute refunds in seconds. From their own wallets. Zero platform friction.

This also means zero exit fees. Your crypto lives in your wallets from day one. No withdrawal minimums. No transfer fees to "claim your funds."

It's already your funds. In your custody. On your schedule.

Paper receipt transforming into NFT digital receipt for blockchain payment compliance and warranty

Way #5: Cross-Chain Settlement Optimization Cuts Gas Costs 90%

Network fees matter.

Ethereum mainnet transactions cost $5-50 depending on congestion. That's viable for $1,000 purchases. Terrible for $20 sales.

Most crypto processors lock you into specific chains. Or charge conversion fees to switch networks.

Larecoin supports multi-chain settlement with merchant control.

Accept payments on any supported chain. Settle on the cheapest option available.

High-value B2B transaction? Settle on Ethereum for maximum security.

High-volume retail? Batch settlements on Solana at $0.02 per transaction.

Regional optimization? Use Polygon or BSC for specific markets.

You optimize costs per transaction type. Not locked into one-size-fits-all pricing.

Plus Larecoin's Push-to-Card service converts crypto to fiat in your business checking account within minutes. Zero multi-step conversions. Zero exchange markups.

The entire stack optimizes for merchant profitability. Not processor revenue extraction.

Compliance That Actually Matters: MSB Registration & State MTL Strategy

Let's talk regulation.

Crypto payment processors love to claim "compliance" while operating in gray zones.

Larecoin is pursuing full US Money Services Business (MSB) registration and state Money Transmitter License (MTL) strategy.

That's not marketing speak. That's institutional-grade compliance infrastructure.

MSB registration with FinCEN. State-by-state MTL applications. Full KYC/AML procedures.

This matters for merchants in regulated industries. Healthcare, legal services, financial advisory, real estate.

You need to know your processor won't disappear overnight. You need regulatory certainty.

CoinPayments operates internationally with limited US licensing. NOWPayments avoids explicit regulatory commitments.

Larecoin is building for long-term institutional adoption. Compliance isn't an afterthought: it's foundational architecture.

Self-custody crypto wallet with private keys secured by Larecoin's Web3 payment infrastructure

The Real Savings: 78% Cost Reduction vs Traditional Processors

Add it up.

Zero platform percentage fees. Zero bridging costs. Zero custodial fees. Zero compliance premium charges. Optimized gas costs.

Merchants report 78% cost reduction compared to traditional payment processors.

A restaurant processing $50,000 monthly saves $1,200-$2,000 in fees.

An e-commerce store doing $200,000 monthly saves $6,000-$8,000.

That's not optimization. That's transformation.

The difference between marginal profitability and sustainable growth.

Why CoinPayments Can't Replicate This

CoinPayments built on the traditional processor model. Percentage-based revenue. Custodial architecture. Platform-controlled liquidity.

Their entire business model depends on transaction fees.

They can't move to gas-only pricing without destroying their revenue stream.

They can't offer true self-custody without rebuilding their infrastructure.

They can't provide LUSD-level settlement efficiency without launching their own Layer 1.

It's not a feature gap. It's an architectural impossibility.

Same with NOWPayments, Coinbase Commerce, and every other legacy crypto processor.

They optimized the wrong variable. They built for platform profit instead of merchant savings.

Larecoin designed the entire stack for merchant profitability from day one.

Stop Paying Rent on Your Own Revenue

You're not a customer. You're a profit center for payment processors.

Every percentage fee is rent on your own sales. Every custodial hold is leverage over your business. Every delayed settlement is working capital theft.

Larecoin eliminates the rent.

Gas-only pricing. Self-custody. Instant settlement. Native LUSD. NFT receipts. Multi-chain optimization.

This is what Web3 payments should have been from the start.

No gatekeepers. No extractive middlemen. No percentage-based rent-seeking.

Just pure blockchain economics working for merchants instead of processors.

Ready to stop wasting money?

Start accepting payments on Larecoin today at larecoin.com.

Your 50%+ savings start with the first transaction.

 
 
 

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