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Struggling For a Crypto POS System? 7 Reasons Small Business Owners Choose Larecoin Over NOWPayments (50%+ Fee Savings Included)


Running a small business means every dollar counts.

Traditional crypto payment processors like NOWPayments eat into your margins with percentage-based fees, withdrawal charges, and custodial control that limits your financial freedom.

There's a better way.

Larecoin offers small business owners a decentralized crypto POS system built on Solana: with gas-only costs, self-custody, and true merchant independence.

Let's break down exactly why merchants are switching.

Reason #1: 50-60% Fee Savings at Average Volumes

The NOWPayments fee structure:

  • 0.5-1% per transaction

  • Additional conversion costs

  • Network fees on top

  • Withdrawal penalties

The Larecoin model:

  • Zero platform fees

  • Zero percentage charges

  • Gas-only costs (fractions of a penny on Solana)

  • No withdrawal fees

Real numbers:

At $500K annual processing volume, NOWPayments charges $2,500-$5,000 in platform fees alone.

Larecoin costs under $2,000 in total gas fees.

That's 50-60% savings immediately returned to your bottom line.

At $5M annual volume? The savings jump to 80%+ as percentage-based fees scale but gas costs remain flat.

Your business grows. Your payment fees don't.

Crypto POS fee comparison showing Larecoin's gas-only costs vs NOWPayments percentage fees with savings

Reason #2: Self-Custody = Your Keys, Your Crypto

NOWPayments operates a custodial model.

They hold your funds. They control withdrawal timing. They manage the keys.

Larecoin flips this completely:

  • You control your wallet

  • You hold your private keys

  • You decide when funds move

  • Zero intermediary permission required

For small business owners tired of waiting for payment processors to release funds, self-custody is liberation.

No more "processing delays."

No more "pending approvals."

Your crypto. Your control. Instantly.

Reason #3: Zero Withdrawal Penalties

Traditional processors charge you to access your own money.

NOWPayments includes withdrawal fees on top of transaction costs: especially painful for small businesses with frequent cash flow needs.

Larecoin eliminates withdrawal fees entirely:

  • Move funds anytime

  • No minimum withdrawal amounts

  • No processing delays

  • No permission required

Every transaction settles directly to your self-custody wallet.

You want to move funds? Move them.

No questions. No fees. No gatekeepers.

This is financial independence for merchants.

Self-custody crypto wallet with merchant holding private keys and breaking free from custodial control

Reason #4: NFT Receipts for On-Chain Accounting

Here's where Larecoin separates from every competitor.

NFT receipts.

Every transaction generates an on-chain receipt minted as an NFT: creating permanent, tamper-proof records for:

  • Tax compliance

  • Accounting automation

  • Audit trails

  • Customer loyalty programs

Traditional processors give you downloadable CSVs.

Larecoin gives you blockchain-verified transaction history that's immutable, searchable, and fully transparent.

For small business owners juggling accounting software and tax preparation, NFT receipts streamline everything.

One decentralized ledger. Complete transaction history. Zero reconciliation headaches.

Plus, you can leverage NFT receipts for customer engagement: offer exclusive perks to customers with specific receipt collections, build loyalty programs on-chain, or gamify repeat purchases.

Traditional POS systems can't compete with this innovation.

Reason #5: LUSD Stablecoin Integration

Crypto volatility scares merchants.

You don't want Bitcoin payments that lose 10% value before you convert to fiat.

Larecoin solves this with LUSD:

  • Built-in stablecoin acceptance

  • Dollar-pegged stability

  • Instant settlement

  • No volatility risk

Accept crypto payments without crypto risk.

LUSD transactions settle with the same finality and self-custody benefits as LARE or other supported tokens: but with stablecoin predictability merchants need for daily operations.

NOWPayments offers stablecoin support, but with custodial control and percentage-based fees on every transaction.

Larecoin offers LUSD with self-custody and gas-only costs.

Stability without sacrificing sovereignty.

NFT receipt hologram above crypto POS terminal for automated on-chain accounting and tax compliance

Reason #6: Predictable Scaling Costs

Percentage-based fees punish business growth.

As your sales volume increases, NOWPayments takes a bigger cut.

The math gets ugly fast:

$100K monthly volume = $500-$1,000 in fees

$500K monthly volume = $2,500-$5,000 in fees

$1M monthly volume = $5,000-$10,000 in fees

Your success literally costs more with traditional processors.

Larecoin's gas-only model flips this:

$100K monthly volume = ~$150 in gas fees

$500K monthly volume = ~$200 in gas fees

$1M monthly volume = ~$250 in gas fees

Gas costs on Solana don't scale linearly with transaction volume.

Your business can 10x without payment processing fees eating your margins.

This is how small businesses compete with enterprise-level efficiency.

Reason #7: True Merchant Independence

NOWPayments operates as a middleman.

They set the rules. They control compliance. They decide who gets access.

Larecoin offers decentralized merchant freedom:

  • No account approval process

  • No KYC gatekeeping

  • No geographic restrictions

  • No terms of service censorship

You're not a "customer" subject to terms changes.

You're a sovereign merchant operating on public blockchain infrastructure.

This matters for:

  • International merchants facing banking discrimination

  • Businesses in emerging markets with limited payment infrastructure

  • Privacy-focused entrepreneurs tired of surveillance capitalism

  • Anyone who values financial sovereignty over convenience

Decentralization isn't just a buzzword: it's merchant liberation from payment processor control.

LUSD stablecoin payment stability compared to volatile cryptocurrency price fluctuations for merchants

The Bottom Line for Small Business Owners

Choosing a crypto POS system shouldn't mean choosing between affordability and functionality.

Larecoin delivers both:

  • 50-80% fee savings vs percentage-based processors

  • Self-custody control over your funds

  • Zero withdrawal penalties

  • NFT receipts for automated accounting

  • LUSD stablecoin stability

  • Predictable scaling costs

  • True merchant independence

NOWPayments works for businesses comfortable with custodial control and percentage fees.

Larecoin works for merchants who want complete financial sovereignty with maximum cost efficiency.

Small business owners deserve better than outdated payment processing models that extract percentage-based rents on every sale.

You deserve Web3 global payments built for merchant success: not processor profits.

Ready to cut payment fees in half while taking full control of your business funds?

Explore the Larecoin ecosystem at larecoin.com and join merchants building the future of decentralized commerce.

Your crypto. Your keys. Your business.

No intermediaries. No percentage fees. No permission required.

That's the Larecoin difference.

 
 
 

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