Struggling With High Crypto Payment Fees? 50+ Merchants Who Switched to LUSD Share Their Savings

You're paying too much for crypto payments.

We talked to 50+ merchants who made the switch to LUSD. Their average savings? $47,000 per year.

That's not a typo.

The Hidden Tax on Your Crypto Payments

Traditional payment processors charge 2-4% on every transaction. Cross-border? That jumps to 4-6%.

NOWPayments takes 0.5% plus custody fees. CoinPayments? 0.5% with conversion charges.

Those percentages add up fast.

A $100,000 sale costs you $2,000-$6,000 in fees alone. That's insane.

Meet Sarah: $29,600 Back in Her Pocket

Sarah runs an online jewelry store. Annual volume: $1.2 million.

Her old setup with NOWPayments cost her $30,000 yearly. Percentage fees on every sale. Withdrawal delays. Custody headaches.

She switched to LUSD in January 2026.

Her new annual cost? $400.

That's gas fees only. No percentages. No custody charges. No withdrawal limits.

Her reaction: "I thought I was reading the invoice wrong. I called support three times to confirm."

The math is simple. Gas-only payments on Solana cost $0.02-$0.05 per transaction. Not 2%. Not 0.5%. Cents.

Small Business, Big Impact: Jason's Coffee Shop

Jason's specialty coffee roaster does $300K annually. Mostly online orders. International customers.

CoinPayments charged him 0.5% plus conversion fees. Total yearly cost: $7,500.

With LUSD? $150 in annual gas fees.

He saved $7,350 his first year. That paid for two new roasting machines.

"The fees were killing our margins. Now we're actually competitive with traditional e-commerce," Jason says.

Enterprise Scale: Maria's Gaming Marketplace

Maria's gaming asset marketplace processes $6 million yearly. High volume. Thin margins.

Her payment processor charged 2.5%. That's $150,000 in annual fees.

She migrated to LUSD self-custody in February 2026.

Current annual cost: $1,200.

Savings: $148,800.

"We reinvested every penny into customer acquisition. Our growth rate tripled," Maria explains.

The secret? Direct wallet-to-wallet transfers. No intermediaries. No custody. No withdrawal fees.

Why LUSD Destroys Traditional Fee Models

LUSD isn't a payment processor. It's a stablecoin with gas-only transfers.

Here's the breakdown:

Traditional Processors:

• 2-4% per transaction

• Currency conversion fees

• Withdrawal fees

• Settlement delays (2-3 days)

• Custody requirements

NOWPayments/CoinPayments:

• 0.5% per transaction

• Custody fees

• Withdrawal minimums

• Platform dependency

LUSD on Solana:

• $0.02-$0.05 gas fee per transaction

• Instant settlement (1-2 minutes)

• Self-custody (funds land directly in your wallet)

• Zero withdrawal fees

• 1:1 USD peg stability

The NFT Receipt Advantage Nobody Talks About

Every LUSD transaction generates an NFT receipt.

Permanent. Immutable. On-chain.

This matters for three reasons:

1. Tax Documentation No more CSV exports or missing transaction data. Every payment is permanently recorded on Solana.

2. Dispute Resolution Timestamp verification built in. No he-said-she-said.

3. Compliance Auditors love blockchain records. Transparent. Verifiable. Tamper-proof.

Marcus runs a consulting business. Tax season used to be a nightmare with spreadsheets and reconciliation.

"Now I hand my accountant an NFT wallet address. Everything's there. We cut our accounting time by 60%," he says.

Self-Custody Changes Everything

NOWPayments holds your crypto. CoinPayments controls your funds.

LUSD? Direct to your wallet.

You own it. You control it. No permission needed to access your money.

Linda's fashion boutique learned this the hard way. Her old processor froze $50,000 for "routine verification."

Two weeks of locked funds. Lost sales. Angry customers.

"With LUSD, the money hits my wallet immediately. I can use it, convert it, or hold it. My choice," Linda says.

That's merchant freedom. That's how Web3 payments should work.

Real Numbers: Your Potential Savings

Let's run your numbers.

$500K Annual Volume:

• Traditional fees: $10,000-$30,000

• NOWPayments/CoinPayments: $2,500

• LUSD gas fees: $200-$500

• Your savings: $2,000-$29,500

$2M Annual Volume:

• Traditional fees: $40,000-$120,000

• NOWPayments/CoinPayments: $10,000

• LUSD gas fees: $800-$2,000

• Your savings: $8,000-$119,200

$10M Annual Volume:

• Traditional fees: $200,000-$600,000

• NOWPayments/CoinPayments: $50,000

• LUSD gas fees: $4,000-$10,000

• Your savings: $40,000-$596,000

Those savings compound. Year after year.

The Switching Process Takes 20 Minutes

Mike was nervous about technical complexity. "I'm not a blockchain developer," he said.

He set up LUSD payments in 18 minutes.

The process:

1. Create a Solana wallet (Phantom, 3 minutes)

2. Generate your LUSD receiving address (instant)

3. Add the payment option to your checkout (15 minutes)

4. Done

No APIs to integrate. No merchant accounts to approve. No compliance forms.

Your first LUSD payment settles in under 2 minutes.

Beyond Fees: The Freedom Factor

The merchants we interviewed mentioned something unexpected.

It wasn't just about savings. It was about independence.

Rachel runs a supplement brand. Her payment processor shut down her account for selling CBD products.

"I lost $200,000 in revenue overnight. No appeal. No recourse."

With LUSD self-custody? Nobody can freeze your account. Nobody can deny your business.

You're not at the mercy of payment processor terms of service.

That's the Web3 difference.

Join the LUSD Merchant Movement

Over 50 merchants shared their stories with us. Every single one is saving thousands.

The pattern is clear. The math is simple. The results speak for themselves.

You're currently overpaying for crypto payments. Every day you wait costs you money.

LUSD isn't the future. It's available right now.

Getting started:

• Explore merchant solutions

• Learn about crypto payments

• Check the full ecosystem

Your competitors are already making the switch.

The question isn't whether to adopt LUSD payments. It's how much longer you'll keep paying unnecessary fees.

Sarah, Jason, Maria, Marcus, Linda, Mike, and Rachel all asked the same question: "Why didn't I do this sooner?"

Don't let fee fatigue drain your profits another year.

The savings are real. The merchants are real. The choice is yours.