The Fastest Way to Slash Merchant Interchange Fees Using Larecoin.ai

Fees are a choice. Paying them is a mistake.

In the traditional world, every time a customer swipes a card, you lose. You lose 2.5%. You lose 3.5%. You lose fixed transaction fees. You lose gateway fees. You lose monthly maintenance fees.

By the end of the year, those "small" percentages have eaten your margin alive. If you're doing $1,000,000 in revenue, you’re handing over $35,000 to banks for the "privilege" of moving your own money.

Stop doing that.

Larecoin.ai is the fastest way to slash merchant interchange fees to nearly zero. We’re talking about moving from 3.5% to fractions of a penny.

Welcome to the era of decentralized merchant freedom.

The Interchange Fee Trap

Traditional payment processing is a pyramid of middlemen.

• The Issuing Bank.

• The Acquiring Bank.

• The Payment Processor.

• The Card Network (Visa/Mastercard).

• The Payment Gateway.

Every single one of them takes a bite. It’s a legacy system built on 1970s technology with 2026 pricing. It’s slow. It’s expensive. It’s prone to chargeback fraud.

Larecoin.ai replaces this entire stack with a single layer: The Solana Blockchain.

By using Larecoin’s gas-only model, you bypass the banking cartel entirely. No interchange fees. No assessment fees. No "PCI compliance" monthly surcharges. Just pure, direct, peer-to-peer value transfer.

Larecoin vs. The Competition

You’ve seen other crypto gateways. You’ve heard of NOWPayments or CoinPayments. They’re better than banks, but they still operate on a legacy mindset.

NOWPayments

• The Fee: They charge a 0.5% service fee.

• The Catch: You still pay network fees on top of that.

• The Problem: 0.5% is still a percentage. As you grow, that fee grows.

CoinPayments

• The Fee: A 0.5% transaction fee.

• The Catch: Withdrawal fees apply.

• The Problem: They hold your funds. It’s not true self-custody.

Larecoin.ai

• The Fee: 0%.

• The Model: Gas-only.

• The Reality: You only pay the Solana network fee. That’s usually $0.00025.

Whether you sell a $10 sticker or a $10,000 luxury watch, the fee is the same. Fractions of a cent. That is how you scale a business in 2026.

The 5-Minute Setup: Speed is Everything

We call it the "Fastest Way" for a reason. You don’t need to fill out a 20-page application. You don’t need to wait 3 weeks for an underwriter to check your credit score.

1. Get a Wallet: Download Phantom or Solflare. This is your bank. You own the keys.

2. Connect to Larecoin.ai: Use the Larecoin Dashboard to generate your unique merchant ID.

3. Plug & Play: Drop the CoinCheckout API or plugin into your site (Shopify, WooCommerce, or custom).

4. Choose Your Tokens: Accept $LARE for the fastest growth or $LUSD for dollar-pegged stability.

Done. You are now a global merchant. You can accept payments from Tokyo, London, or New York instantly. No cross-border fees. No currency conversion scams.

NFT Receipts: The End of Disputes

Traditional receipts are trash. They get lost. They’re easy to forge. They offer no utility.

Larecoin.ai introduces NFT Receipts.

When a customer pays, they don't just get an email. They get a mintable, verifiable NFT receipt sent directly to their wallet.

• Proof of Purchase: Immutable and on-chain.

• Zero Fraud: No "I didn't buy this" chargeback scams. The blockchain is the source of truth.

• Resale Value: If you sell tickets or high-end goods, the NFT receipt can act as a certificate of authenticity.

This is decentralized accountability. It protects the merchant as much as the customer.

Stability with $LUSD

We know what you’re thinking. "Crypto is volatile."

Not anymore.

Larecoin offers LUSD, our stablecoin version. It’s pegged to the US Dollar. When you sell a product for $100, you get 100 LUSD. No price swings. No sleepless nights.

You get the speed of Solana with the stability of the Dollar. Plus, with Larecoin.ai’s smart routing, you can automatically swap incoming $LARE for $LUSD the moment the transaction hits your wallet. AI-driven risk management, built-in.

Self-Custody is Merchant Independence

If a traditional processor decides they don't like your business model, they freeze your funds. They hold your money for 90 days "just in case."

With Larecoin, that is impossible.

We never touch your money. The funds go from the customer's wallet directly to your wallet. You are the only one with the keys.

• No frozen accounts.

• No "held" funds.

• Instant settlement.

• 24/7/365 access.

This is the definition of merchant freedom. You work hard for your revenue; you should be the one who controls it.

The Math of Millions

Let’s look at the real-world impact.

Annual Revenue	Traditional Fees (3%)	Larecoin.ai Fees (Gas Only)	Your Savings
$100,000	$3,000	~$50	$2,950
$500,000	$15,000	~$250	$14,750
$1,000,000	$30,000	~$500	$29,500
$10,000,000	$300,000	~$5,000	$295,000

What could you do with an extra $29,500 a year? Hire a new employee? Increase your ad spend? Upgrade your equipment?

Interchange fees are a "growth tax." Stop paying it.

AI and the Metaverse Future

Larecoin.ai isn't just a payment gateway. It's an intelligent ecosystem.

Using machine learning, the Larecoin.ai platform analyzes transaction patterns to help you optimize your inventory and customer outreach. In the Metaverse, Larecoin.ai acts as the primary bridge for virtual commerce.

Whether you’re selling digital assets in a 3D world or physical products in a brick-and-mortar store, Larecoin provides the same frictionless experience.

Learn more about our vision for Web3 global payments.

Join the Revolution

The "100-post marathon" is about more than just content. It's about a movement toward financial sovereignty. We are solving real-world problems one transaction at a time. Read more about the Larecoin Marathon here.

Stop letting banks dictate your profit margins. Stop accepting "industry standard" fees that hold you back. The technology exists to bypass the legacy system.

It’s fast. It’s secure. It’s Larecoin.ai.

Ready to integrate?

Visit Larecoin.com today and start your 5-minute setup. The future of payments doesn't have an interchange fee.

Let's Chat! Join the discussion in our community forum and see how other merchants are making the switch.