The Simple Trick to Reduce Merchant Interchange Fees by 50% Right Now (Without Giving Up Custody of Your Crypto)

Let's cut to the chase.

Traditional payment processors are eating your profits. Every swipe. Every transaction. Every single day.

Interchange fees alone gobble up 1.5-2.5% of every sale. Add network fees, processor markups, and cross-border surcharges? You're looking at 4-6% disappearing into thin air.

But here's the thing. There's a ridiculously simple way to slash those costs by 50% or more. And you don't have to hand over your crypto keys to some third party.

Sound too good? Keep reading.

The Hidden Cost Bleeding Your Business Dry

Let's break down what you're actually paying with traditional merchant processing:

• Interchange fees: 1.5-2.5%

• Network fees: 0.1-0.3%

• Processor markup: 0.2-0.5%

• FX conversion: 1-3%

• Cross-border surcharges: 0.5-1%

That's 2-4% on domestic transactions. And a brutal 4-6% on international payments.

Processing $500,000 annually? You're losing around $18,000 to fees.

At $5 million? That's $135,000 straight out of your pocket. Every. Single. Year.

The Simple Trick: Web3 Payments With Self-Custody

Here's the secret that's changing everything.

Use stablecoin-based Web3 payments with a self-custody merchant account.

That's it. No middlemen. No correspondent banks. No layers of processors taking their cut.

Direct peer-to-peer blockchain transactions. Your wallet. Your keys. Your money.

When you accept payments through Larecoin's ecosystem, you bypass the entire traditional payment infrastructure. Smart contracts handle the heavy lifting. Settlement happens in minutes: not the standard 3-5 business day wait.

And those brutal cross-border fees? Gone.

How LUSD Stablecoin Settlement Changes the Game

Traditional currency conversion costs 1-3% minimum. International payments? Even worse.

LUSD: Larecoin's stablecoin: eliminates this entirely.

Here's the breakdown:

• Receive stable value directly

• No currency conversion fees

• No exchange rate manipulation

• Instant settlement

• Complete price stability

Cross-border payment costs drop from that 6-6.5% average to near zero.

Your $500,000 in annual processing? Total costs plummet from $18,000 to roughly $4,500.

That's not 50% savings. That's 75%.

Why Self-Custody Actually Matters for Merchants

Let's talk about what makes this different from NOWPayments, CoinPayments, or any other crypto processor.

Custody.

Most crypto payment processors work like traditional payment companies. They hold your funds. They control the keys. They decide when you get your money.

That's not freedom. That's just swapping one middleman for another.

With Larecoin's merchant solutions, you maintain complete control through:

• Master wallets you own

• Sub-wallets for organization

• Private keys only you access

• Instant access to your funds

No waiting for withdrawals. No account freezes. No "pending reviews."

Your crypto. Your rules.

Smart Contracts: Your 24/7 Automated Compliance Team

Here's where the automation magic happens.

Smart contracts handle:

• Real-time compliance checks

• Automatic currency conversions

• Instant settlement processing

• Transaction verification

No human delays. No manual approvals. No processing windows.

A customer pays. The blockchain verifies. You receive funds. All in minutes.

Traditional processors charge extra for "premium" faster settlement. With Web3 payments, it's just... how it works.

NFT Receipts: Proof of Payment That Actually Works

Every Larecoin transaction generates an NFT receipt.

Why does this matter?

For merchants:

• Immutable transaction records

• Automatic bookkeeping

• Dispute-proof documentation

• Zero chargeback risk on verified transactions

For customers:

• Digital proof of purchase

• Collectible transaction history

• Verifiable authenticity

No more "he said, she said" disputes. The blockchain doesn't lie.

NOWPayments vs. CoinPayments vs. Larecoin: The Real Comparison

Let's get specific about how Larecoin stacks up.

NOWPayments:

• Charges 0.5-1% per transaction

• Custodial by default

• Requires API integration complexity

• Standard crypto-to-fiat conversions

CoinPayments:

• 0.5% transaction fee

• Custodial wallet system

• Supports many coins but adds complexity

• Withdrawal delays common

Larecoin:

• Minimal gas-only transfers

• Full self-custody from day one

• LUSD stablecoin eliminates volatility

• NFT receipts for every transaction

• Instant settlement to your wallet

The difference? Freedom.

Other platforms process your payments. Larecoin empowers you to process your own.

The Math That Matters: Real Savings Breakdown

Let's run the numbers on a typical e-commerce operation.

Annual Processing Volume: $500,000

Cost Category	Traditional	Larecoin
Interchange	$10,000	$0
Network Fees	$1,000	$500
Processor Markup	$2,000	$0
FX Conversion	$3,500	$0
Cross-Border	$1,500	$0
Total	$18,000	$500

Annual Savings: $17,500

Scale that to $5 million in processing? You're keeping an extra $175,000.

That's not a marginal improvement. That's transformational.

Getting Started: Three Steps to Merchant Freedom

Ready to stop bleeding fees? Here's your roadmap:

Step 1: Set Up Your Self-Custody Wallet

Head to Larecoin and create your merchant account. You control the keys from day one.

Step 2: Integrate LUSD Payments

Add stablecoin payment options to your checkout. Accept crypto without volatility risk.

Step 3: Start Collecting NFT Receipts

Every transaction automatically generates verifiable proof of payment. No extra setup required.

That's it. Three steps. Complete payment independence.

The Merchant Freedom Movement

This isn't just about saving money.

It's about who controls your business.

Traditional payment processors can freeze accounts. Delay settlements. Change terms overnight.

Decentralized crypto payments? Nobody can shut you down. Nobody can hold your funds hostage. Nobody can dictate how you run your operation.

Self-custody isn't a feature. It's a philosophy.

Why Merchants Are Making the Switch Now

The numbers are clear. The technology is proven. The infrastructure exists.

Early adopters are seeing:

• 50-75% reduction in payment processing costs

• Instant settlement instead of days

• Zero chargeback fraud on blockchain transactions

• Complete custody of their funds

• Global payments without borders

The traditional payment industry took decades to build its fee structure. Web3 is dismantling it in years.

Your Next Move

Still paying 3%+ on every transaction?

Still waiting 3-5 days for settlement?

Still trusting a third party with your funds?

There's a better way. And it's available right now.

Visit the Larecoin blog for more insights on Web3 payments, stablecoin strategies, and merchant independence.

Or jump straight to Larecoin.com and set up your self-custody merchant account today.

Your profits are waiting.