The Small Business Merchant's Guide to Ditching CoinPayments for True Independence

You've been running your business through CoinPayments. Taking crypto. Feeling ahead of the curve.

But here's the thing. You're still not free.

Someone else holds your keys. Someone else sets the rules. Someone else takes a cut of every single transaction.

That's not independence. That's just swapping one middleman for another.

Let's fix that.

The Problem With CoinPayments (And Most Crypto Processors)

CoinPayments has been around forever. They support hundreds of coins. They've got plugins for everything.

Sounds great on paper.

But dig deeper.

Custodial wallets. Your funds sit in their system until you withdraw. That's counterintuitive to the entire point of crypto.

Fees stack up. Transaction fees. Withdrawal fees. Conversion fees. Death by a thousand cuts.

No real ownership. You're trusting a third party with your revenue. What happens when policies change? When accounts get frozen? When support goes silent?

Small business merchants deserve better. You deserve to own your payments. Every single one.

What True Independence Actually Looks Like

Independence in crypto payments means three things:

1. Self-custody. Your keys. Your coins. Period.

2. Minimal fees. Keep more of what you earn.

3. No gatekeepers. No account freezes. No arbitrary policy changes. No permission required.

Most payment processors fail on at least one of these. Many fail on all three.

Larecoin was built different.

Enter Larecoin: Built for Merchant Freedom

Larecoin isn't just another payment processor. It's an entire ecosystem designed around one principle:

You should control your money.

Here's what that means in practice:

Self-Custody From Day One

Every payment goes directly to your wallet. Not a shared pool. Not a custodial account. Your wallet.

You maintain direct ownership of every transaction. No waiting for withdrawals. No minimum thresholds. No trust required.

This is how crypto was supposed to work.

Slash Your Fees in Half

Traditional interchange fees eat 2-3% of every transaction. That's brutal for small businesses operating on thin margins.

CoinPayments and NOWPayments still charge processing fees. Withdrawal fees. Network fees on top of network fees.

Larecoin's fee structure? Dramatically lower. We're talking up to 50% reduction in merchant interchange fees.

Keep more revenue. Reinvest in your business. Simple math.

LUSD: Stability Without the Volatility Headache

One of the biggest merchant complaints about crypto payments?

Price swings.

You accept 0.01 ETH for a product. By the time you convert to fiat, it's worth 15% less. That's not sustainable.

LUSD, Larecoin's stablecoin, solves this. Peg to the dollar. Maintain value. Eliminate volatility risk.

Accept crypto payments. Keep stable value. Best of both worlds.

NFT Receipts: Proof of Purchase Reimagined

This is where things get interesting.

Traditional receipts? Paper. PDFs. Lost in email. Impossible to verify.

NFT receipts change everything.

Every transaction can generate a unique, blockchain-verified receipt. Tamper-proof. Permanent. Verifiable by anyone, anywhere.

This matters for:

• Returns and warranties , Instant verification of purchase

• Loyalty programs , Track customer engagement on-chain

• Tax documentation , Immutable records for compliance

• Brand building , Collectible receipts create customer connection

It's not just a receipt. It's proof that lives forever on the blockchain.

Larecoin vs. CoinPayments: The Direct Comparison

Let's break it down:

Feature	CoinPayments	Larecoin
Custody Model	Custodial	Self-custody
Fee Structure	Multiple stacked fees	Dramatically reduced
Stablecoin Option	Limited	LUSD native integration
NFT Receipts	No	Yes
Receivables Tokens	No	Yes
Merchant Portal	Basic	Full ecosystem

CoinPayments was built for a different era. When just accepting crypto was enough.

That era's over.

Merchants now need tools that actually improve their business. Not just add another payment option.

How Larecoin Stacks Up Against NOWPayments

NOWPayments gets credit for going non-custodial. That's a step in the right direction.

But there are gaps.

Fee comparison. NOWPayments charges processing fees that add up. Larecoin's structure is built to slash those fees significantly.

Ecosystem depth. NOWPayments is a payment processor. Larecoin is an entire decentralized finance ecosystem: swap, bridge, liquidity pools, DAO, and more.

Receivables tokens. This is the game-changer. Larecoin transforms incoming payments into tradeable assets. Need liquidity before an invoice clears? Receivables tokens unlock that.

Invoice factoring used to be something only enterprise businesses could access. Now it's available to every small business merchant on Larecoin.

Cash Flow Independence: The Receivables Token Revolution

Let's talk about the biggest pain point for small businesses.

Cash flow.

You've got invoices outstanding. Revenue coming in eventually. But rent's due now. Inventory needs restocking now. Payroll happens now.

Traditional solutions? Bank loans. Factoring companies. Predatory rates.

Larecoin's receivables token technology flips the script.

Transform pending payments into tradeable assets. Access liquidity without banks. Maintain cash flow without debt.

This isn't incremental improvement. This is structural change in how small businesses manage money.

Making the Switch: Easier Than You Think

Worried about transition? Don't be.

Larecoin supports parallel operation. You don't need to flip a switch and hope everything works.

Step 1: Set up your Larecoin merchant wallet. Self-custody from the start.

Step 2: Integrate with your existing stack. E-commerce plugins. POS systems. Invoicing tools.

Step 3: Run both systems simultaneously. Test. Verify. Build confidence.

Step 4: Phase out the old. Go full independence.

No downtime. No disruption. Just gradual transition to actual merchant freedom.

Ready to explore? Start here.

The Bigger Picture: Web3 Commerce Is Here

This isn't just about switching payment processors.

It's about positioning your business for the next era of commerce.

Metaverse shopping. Decentralized finance. On-chain loyalty programs. AI-powered merchant tools.

These aren't future concepts. They're happening now. And merchants locked into legacy processors are going to be left behind.

Larecoin's ecosystem includes:

• Contactless POS systems

• Merchant portal with full analytics

• Cross-chain swaps and bridging

• NFT trading integration

• Metaverse commerce capabilities

This is infrastructure for the next decade of business.

Your Move

CoinPayments served a purpose. NOWPayments pushed things forward.

But true merchant independence? That requires something different.

Self-custody. Slashed fees. Stablecoin stability. NFT receipts. Receivables tokens for liquidity.

Larecoin delivers all of it.

Your business. Your revenue. Your rules.

That's independence.

Explore the full Larecoin ecosystem and take back control of your payments.