The Ultimate Guide to Ditching CoinPayments: Everything You Need to Succeed with True Self-Custody

Let's be real. CoinPayments served its purpose. But the crypto landscape has evolved. You need more.

True self-custody isn't a buzzword. It's your financial independence. Your merchant freedom. Your right to control every single satoshi, token, and stablecoin that enters your wallet.

Time to upgrade.

Why CoinPayments No Longer Cuts It

CoinPayments was revolutionary in 2013. Fast forward to 2026? It's showing its age.

Here's the problem. Centralized payment processors hold your funds. Even temporarily. That's not self-custody. That's trusting someone else with your money.

The real issues:

• Funds route through intermediary wallets first

• Additional processing fees eat into your margins

• Delayed confirmations slow down your business

• You don't truly own your crypto until they release it

Sound familiar? You're not alone. Thousands of merchants are waking up to this reality.

What True Self-Custody Actually Means

Self-custody = direct wallet connection. Period.

When a customer pays you, that payment should land in YOUR wallet. Not a middleman's. Not a processor's staging area. Yours.

True self-custody delivers:

• Instant access to your funds

• Zero intermediary risk

• No additional transaction fees beyond gas

• Complete financial sovereignty

• Payment confirmations in 5-30 seconds

This is the Web3 way. This is merchant freedom.

The Problem with NOWPayments (And Why It's Not Better)

Thinking about switching from CoinPayments to NOWPayments? Hold up.

Research confirms what many merchants already suspected. NOWPayments receives payments to their own addresses before transferring them to you. That's the same custodial model dressed in different clothes.

NOWPayments drawbacks:

• Payments hit their wallets first

• Longer confirmation times

• Additional fees stacked on top

• Still not peer-to-peer

• Your funds aren't immediately yours

You're not escaping the custodial trap. You're just changing jailers.

Enter Larecoin: Self-Custody Done Right

Larecoin built the solution merchants actually need.

Direct wallet connection. NFT receipts for every transaction. LUSD stablecoin integration. Gas-only transfers. No middlemen. No holding periods. No nonsense.

What makes Larecoin different:

Feature	CoinPayments	NOWPayments	Larecoin
Direct wallet connection	❌ No	❌ No	✅ Yes
True self-custody	❌ No	❌ No	✅ Yes
NFT receipts	❌ No	❌ No	✅ Yes
Additional fees	❌ Yes	❌ Yes	✅ Gas only
LUSD stablecoin	❌ No	❌ No	✅ Yes
Instant fund access	❌ Delayed	❌ Delayed	✅ Immediate

The difference is clear. The choice is obvious.

Fee Savings That Actually Matter

Let's talk numbers. Because your bottom line matters.

Traditional crypto payment processors charge 0.5% to 1% per transaction. Sometimes more. Add network fees on top. Then withdrawal fees. It stacks up fast.

With Larecoin? Pay standard blockchain gas fees. That's it.

Example calculation:

• Monthly crypto revenue: $50,000

• CoinPayments fees (1%): $500

• NOWPayments fees (0.5%): $250

• Larecoin: Gas only (~$20-50 depending on network)

Annual savings potential: $3,000-$5,400

That's real money. Your money. Staying where it belongs.

NFT Receipts: The Game-Changer You Didn't Know You Needed

Every transaction generates an NFT receipt. Automatically.

Why does this matter?

For merchants:

• Immutable proof of every sale

• Simplified accounting and audits

• Dispute resolution made easy

• Customer transaction history on-chain

For customers:

• Verifiable purchase records

• Collectible transaction history

• Proof of purchase that can't be faked

• Seamless returns and warranty claims

Traditional receipts get lost. Email confirmations hit spam folders. NFT receipts live on the blockchain forever.

LUSD: Stability Meets Self-Custody

Volatility concerns? LUSD solves that.

Accept payments. Convert to LUSD instantly. Maintain your self-custody. Avoid price swings.

LUSD advantages:

• Pegged stablecoin stability

• Stays in your wallet

• No centralized exchange required

• Instant conversion at point of sale

• Full transparency on-chain

Your customers pay in their preferred crypto. You receive stable value. Everyone wins.

Setting Up Your Self-Custody Merchant Portal

Ready to make the switch? Here's your roadmap.

Step 1: Connect Your Wallet Link your existing Solana wallet directly to the Larecoin merchant portal. Your keys. Your crypto. Your control.

Step 2: Configure Payment Options Choose which cryptocurrencies to accept. Enable LUSD auto-conversion if you want stability. Set up your NFT receipt preferences.

Step 3: Integrate Drop the payment widget into your checkout flow. Works with existing e-commerce platforms. No heavy development needed.

Step 4: Start Accepting Payments That's it. Payments flow directly to your wallet. NFT receipts generate automatically. You're in control.

Visit larecoin.com to get started.

The Merchant Freedom Manifesto

Self-custody isn't just technical. It's philosophical.

When you control your funds, you control your business. No frozen accounts. No arbitrary holds. No explaining yourself to payment processors.

Merchant freedom means:

• Operating without permission

• Accessing funds instantly

• Building without gatekeepers

• Scaling without limits

• Innovating without barriers

CoinPayments and NOWPayments can freeze your account tomorrow. Larecoin can't. Your wallet is your wallet.

Real Talk: Migration Concerns Addressed

"But switching payment processors is complicated."

Not with Larecoin. The merchant portal handles the heavy lifting. Most merchants complete setup in under 30 minutes.

"What about my existing customers?"

They'll appreciate faster confirmations and NFT receipts. Better experience for everyone.

"Is Solana reliable enough?"

Sub-second finality. Minimal gas fees. Battle-tested at scale. Yes.

"What if I need support?"

Join the community at larecoin.com/welcome. Real humans. Real help.

The Bottom Line

CoinPayments had its era. NOWPayments isn't the answer. True self-custody is the future.

Larecoin delivers everything merchants need in 2026. Direct wallet connection. Fee savings that matter. NFT receipts for every transaction. LUSD stability when you want it.

Your checklist for ditching CoinPayments:

• ✅ Understand true self-custody

• ✅ Calculate your potential fee savings

• ✅ Set up your Solana wallet

• ✅ Connect to Larecoin merchant portal

• ✅ Configure your payment preferences

• ✅ Start accepting payments directly

No more intermediaries. No more delays. No more unnecessary fees.

Your funds. Your wallet. Your freedom.

Make the switch. Join the Larecoin ecosystem today.