5 Steps How to Slash Merchant Fees by 50% and Gain NFT Receipts (Easy Guide for Small Businesses)

Merchant fees are crushing small businesses.

2.5-3.5% on every credit card transaction. Monthly minimums. Hidden batch fees. PCI compliance charges.

It adds up fast.

A $100,000 monthly revenue business loses $3,000+ to processing fees alone. That's $36,000 annually.

But Web3 changes everything.

The right crypto payment solution cuts those fees in half. Plus you get NFT receipts, stablecoin settlements, and full self-custody.

Here's exactly how to do it.

Step 1: Ditch Traditional Processors for Web3 Payments

Traditional payment processors lock you into their system.

High fees. Long settlement times. Zero transparency.

Web3 payments flip the script.

What makes Web3 different:

• Gas-only transfers (fractions of a percent)

• Instant global settlements

• No chargebacks or fraud losses

• Complete transaction transparency

• Self-custody of funds

The big question: which platform?

NOWPayments offers 0.5% fees but limited stablecoin options. Settlement in 70+ cryptocurrencies sounds great until volatility hits your revenue.

CoinPayments charges 0.5% plus network fees. Still better than Visa. But no compliance framework for US merchants. No MSB registration. No state Money Transmitter Licenses.

That's a problem.

Larecoin delivers the complete package:

• Sub-0.5% effective fees through gas-only transfers

• LUSD stablecoin settlement (zero volatility)

• Full MSB and state MTL compliance strategy

• NFT receipt technology

• Self-custody architecture

The compliance piece matters. You need a partner registered as a Money Services Business. One pursuing state-by-state Money Transmitter Licenses.

Otherwise you're operating in a regulatory gray zone.

Larecoin's US compliance strategy protects your business. NOWPayments and CoinPayments don't offer that security.

Step 2: Lock in Stablecoin Settlement with LUSD

Accepting crypto doesn't mean crypto volatility.

This is where most merchants hesitate. Bitcoin swings 10% overnight. Ethereum fluctuates hourly.

Solution: LUSD stablecoin settlement.

LUSD benefits for merchants:

• Pegged 1:1 to USD

• Decentralized stability mechanism

• No corporate custodian risk

• Instant conversion at point of sale

• Predictable revenue recognition

Here's the workflow:

Customer pays in $LARE, BTC, ETH, or any supported token. Transaction processes. You receive LUSD instantly. Zero price exposure.

Compare this to traditional ACH payments. ACH costs $0.50 flat per transaction. Sounds good for large invoices. Terrible for small purchases.

LUSD settlement costs pennies. Works for $5 purchases or $5,000 invoices.

The fee savings compound monthly. A business processing $50,000 in monthly transactions saves $1,250 versus credit cards. $15,000 annually.

That's real money back in your business.

Step 3: Take Control with Self-Custody

Traditional processors hold your funds.

They can freeze accounts. Delay settlements. Impose arbitrary limits.

You're at their mercy.

Web3 payment rails with self-custody change the power dynamic.

Self-custody advantages:

• Instant access to your revenue

• No third-party account freezes

• No settlement delays

• Full cryptographic ownership

• Eliminates counterparty risk

Larecoin's architecture prioritizes self-custody. Your wallet. Your keys. Your funds.

Payments settle directly to your wallet. No intermediary holding period. No "processing time."

NOWPayments and CoinPayments offer wallet withdrawals. But they custody your funds first. Settlement windows apply. You're trusting their infrastructure.

Self-custody eliminates that trust requirement.

Your business. Your timeline. Your control.

Step 4: Unlock NFT Receipt Technology

This is where Web3 payments get really interesting.

Every transaction generates an NFT receipt.

Not just a digital record. A blockchain-verified, cryptographically signed proof of purchase.

NFT receipt benefits:

• Immutable transaction history

• Automated warranty tracking

• Built-in authenticity verification

• Customer loyalty program integration

• Secondary market resale royalties

Think about customer warranties. Traditional receipts fade. Get lost. Paper degrades.

NFT receipts live permanently on-chain. Customers prove purchase ownership cryptographically. You verify warranties instantly.

Loyalty programs become automatic. Issue NFT receipts that unlock rewards. Customers collect them. Redeem benefits. No punch cards. No plastic rewards cards.

High-value products benefit most. Luxury goods. Electronics. Collectibles. Art.

NFT receipts prove authenticity. Combat counterfeits. Create verifiable provenance chains.

You can even program resale royalties. Customer sells that luxury handbag secondhand? You receive a percentage automatically.

This technology doesn't exist in traditional payment systems. Stripe doesn't offer it. Square can't do it. Only Web3 payment platforms enable NFT receipts.

Larecoin integrates this natively. Every transaction. Every customer. Automatic NFT receipt generation.

Step 5: Leverage Compliance as Competitive Advantage

Most crypto payment processors ignore compliance.

Big mistake.

US regulatory environment demands proper registration. Money Services Business status. State Money Transmitter Licenses where required.

Operating without compliance creates liability. For the processor AND the merchant.

Larecoin's compliance strategy:

• MSB registration with FinCEN

• State-by-state MTL application process

• AML/KYC frameworks

• Transaction monitoring systems

• Regulatory reporting infrastructure

This matters for your business.

Working with a compliant payment provider protects you. Demonstrates due diligence. Positions you correctly with regulators.

NOWPayments operates internationally. Limited US compliance focus. CoinPayments similar story.

Larecoin built compliance into the foundation. Not an afterthought. Core business strategy.

For US merchants, this is non-negotiable. You need a payment partner taking compliance seriously.

The alternative? Regulatory risk that could shut down your payment processing overnight.

The Real Fee Comparison

Let's run actual numbers.

$50,000 monthly revenue business:

Traditional credit card processing (2.9%): $1,450/month = $17,400/year

NOWPayments (0.5%): $250/month = $3,000/year

CoinPayments (0.5% + network fees): ~$300/month = $3,600/year

Larecoin (gas-only transfers): ~$50/month = $600/year

Savings with Larecoin: $16,800 annually

That's a 96% fee reduction versus credit cards. Over 50% savings versus other crypto processors.

Add in NFT receipt capabilities, LUSD stability, self-custody, and US compliance.

No comparison.

Getting Started Takes 10 Minutes

Setup is straightforward.

Create your Larecoin merchant account. Connect your wallet. Configure LUSD settlement preferences. Enable NFT receipts.

Done.

Integration options for every business model. Point-of-sale systems. E-commerce platforms. Invoice billing. Subscription services.

The Larecoin ecosystem handles global payments seamlessly. Customers pay in their preferred cryptocurrency. You receive stable settlement automatically.

Smart businesses make the switch now. Competition is adopting Web3 payments. Fee savings create pricing advantages. NFT receipts build customer loyalty.

Traditional processors can't compete with these economics.

The question isn't whether to adopt crypto payments. It's which platform positions your business for Web3 commerce.

Larecoin delivers the complete solution. Fee savings. Stablecoin settlements. NFT technology. Self-custody. US compliance.

Your business deserves infrastructure built for the next decade. Not the last one.

Make the switch. Cut your fees. Gain NFT receipts. Take control of your payments.

Learn more about how Web3 global payments are solving real-world problems and join the payment revolution.