How to Reduce Merchant Interchange Fees by 50%+ with Web3 Global Payments (Easy Guide)

Interchange fees are killing your margins.

Every swipe. Every tap. Every online checkout. You're bleeding 2-4% to card networks, acquiring banks, and payment processors.

International transactions? Even worse. We're talking 4-6% vanishing into thin air.

But here's the thing. Web3 payments have cracked the code. And merchants worldwide are slashing those fees by 50% or more.

No gimmicks. No complicated workarounds. Just blockchain-powered efficiency.

Let's break it down.

---

The Hidden Tax on Your Business

Traditional payment rails are stacked against you.

Here's what happens every time a customer pays with plastic:

• Interchange fee: 1.5-3.5% goes to the card-issuing bank

• Network fee: Visa, Mastercard, Amex take their cut

• Acquiring bank fee: Your bank wants a slice too

• Payment processor fee: The platform facilitating it all charges extra

• FX spread: Cross-border? Add another 1-2%

It adds up fast.

A $100 sale might net you $94. Or less.

Multiply that across thousands of transactions. You're losing serious revenue to middlemen who add zero value to your actual business.

---

Why Web3 Payments Change Everything

Blockchain technology eliminates the middlemen.

No card networks. No acquiring banks. No layers upon layers of fees.

Just direct, peer-to-peer settlement.

Here's what that looks like in practice:

Traditional Payments	Web3 Payments
4-6% total fees	Under 1% total fees
2-5 day settlement	Minutes
Multiple intermediaries	Direct settlement
Chargeback risk	Immutable transactions
Currency conversion fees	Native stablecoin support

The math is simple. Lower fees = higher margins = faster growth.

Monthly stablecoin payment volume has exploded from under $2 billion to over $6.3 billion in just two years. Merchants aren't stupid. They're following the money.

---

Why Larecoin Beats the Competition

Not all crypto payment solutions are created equal.

Platforms like NOWPayments and CoinPayments got the memo on accepting crypto. But they missed the bigger picture.

Here's where they fall short:

• Limited stablecoin options

• No self-custody solutions

• Basic receipt systems with zero utility

• Custodial wallets that hold YOUR funds

• Clunky conversion processes

Larecoin was built different.

We didn't just slap a crypto checkout on existing infrastructure. We reimagined the entire payment stack from the ground up.

---

The LUSD Advantage

Volatility is the elephant in the room with crypto payments.

Bitcoin swings 10% in a day? Your $500 sale is now worth $450. Not exactly ideal.

Enter LUSD.

Larecoin's stablecoin maintains dollar parity. Period.

Why LUSD dominates:

• Price stability: Pegged to USD, so $100 stays $100

• Instant settlement: No waiting 3-5 business days

• Minimal fees: Fraction of traditional processing costs

• Multi-chain support: Flexibility across networks

• No FX headaches: Perfect for global commerce

Your customers pay in a currency they understand. You receive funds in a currency that doesn't swing wildly overnight.

Best of both worlds.

Traditional cross-border payments layer on FX spreads of 1-2%. LUSD conversion fees? Under 1%. That gap compounds into serious savings over time.

---

NFT Receipts: More Than a Gimmick

Here's something NOWPayments and CoinPayments can't touch.

Every Larecoin transaction generates an NFT receipt.

"Cool tech, but why should I care?"

Because chargeback fraud is eating merchants alive.

The traditional system is broken. Customer claims they never received a product. Credit card company sides with them automatically. You lose the sale AND the product.

It's called "friendly fraud." And it costs merchants billions annually.

NFT receipts change the game:

• Immutable proof: Transaction recorded permanently on-chain

• Timestamped verification: Exact moment of purchase documented

• Customer wallet linked: Clear evidence of who paid

• Dispute protection: Irrefutable record for any claims

No more he-said-she-said. The blockchain doesn't lie.

Plus, these receipts unlock future utility. Loyalty programs. Exclusive access. Proof of purchase for warranties. The use cases keep expanding.

---

Self-Custody: Your Money, Your Control

This is where most crypto payment platforms completely miss the point.

NOWPayments? Custodial. CoinPayments? Custodial.

They hold your funds. You're trusting a third party with YOUR revenue.

Sound familiar? It should. That's exactly how traditional finance works.

Larecoin is built on self-custody.

Your keys. Your crypto. Your control.

No platform can freeze your funds. No third party can restrict your access. No "terms of service" updates that suddenly limit withdrawals.

Financial sovereignty isn't just a buzzword. It's the entire point of Web3.

When you set up your merchant account, payments flow directly to your wallet. Not ours. Not some intermediary's. Yours.

That's how payments should work.

---

Step-by-Step: Slash Your Fees Today

Ready to stop hemorrhaging money to payment processors?

Here's your action plan:

Step 1: Set Up Your Larecoin Merchant Account

Head to the merchant portal. Basic setup takes minutes.

Connect your self-custody wallet. You choose which chains to accept.

Step 2: Enable LUSD Payments

Activate LUSD as your primary stablecoin. Customers see familiar dollar amounts. You receive stable value.

No volatility stress.

Step 3: Integrate the Checkout

Drop our payment widget into your existing site. Works with major e-commerce platforms.

Clean. Simple. Conversion-optimized.

Step 4: Go Global Instantly

Accept payments from anywhere. No geographic restrictions. No international processing fees.

A customer in Tokyo pays the same effective rate as one in Texas.

Step 5: Track Everything On-Chain

Every transaction. Every NFT receipt. Full transparency through your dashboard.

Real-time settlement means real-time visibility.

---

The Numbers Don't Lie

Let's do some quick math.

Traditional processing on $100,000 monthly revenue:

• Average 3.5% fees = $3,500 lost monthly

• Annual loss = $42,000

Larecoin processing on $100,000 monthly revenue:

• Under 1% fees = $1,000 monthly

• Annual cost = $12,000

Your savings: $30,000+ annually

That's not theoretical. That's money back in your pocket.

Scale it up. $500K monthly? You're keeping an extra $150,000 per year.

The 50%+ reduction isn't marketing fluff. It's math.

---

The Future of Commerce Is Here

Traditional payment rails had their run.

But they were built for a different era. Before blockchain. Before smart contracts. Before self-custody became accessible to every merchant.

The infrastructure is ready. The fees are lower. The settlement is faster.

The only question: How long will you keep paying the middleman tax?

Every day you wait is money left on the table.

Get started with Larecoin and take control of your payments.

Your margins will thank you.