Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Is Best For Your Small Business?

Small business owners are waking up. Crypto payments aren't the future anymore. They're happening right now.

But here's the problem. Too many POS providers. Too much confusion. Too many hidden fees eating into your margins.

Three names keep coming up: Larecoin, NOWPayments, and CoinPayments.

Which one actually deserves your business? Let's break it down.

Why Your Crypto POS Choice Actually Matters

Not all crypto payment processors are created equal.

Some lock up your funds. Some charge you twice, once on transaction, again on withdrawal. Some don't even let you hold your own keys.

For a small business, these differences translate directly to:

• Cash flow timing

• Profit margins

• Operational headaches

• True ownership of your revenue

The wrong choice? Lost money. Locked funds. Zero control.

The right choice? Financial freedom. Lower costs. Complete independence.

The Contenders: A Quick Overview

NOWPayments

NOWPayments has carved out a solid reputation. They support 300+ cryptocurrencies and 30+ stablecoins. Processing times average around 5 minutes. Fees sit at 0.5-1%.

Their big selling point? Non-custodial design. Funds go directly to your wallet. You hold the keys.

They also offer 24/7 live chat support. Customizable network fee options let merchants absorb or blend fees at checkout.

Decent option. But not perfect.

CoinPayments

CoinPayments has been around longer. They support 40+ cryptocurrencies and 21 stablecoins. Processing times? Anywhere from a few minutes to several hours.

Same fee structure: 0.5-1%.

Here's the catch. CoinPayments is custodial. Funds land in wallets they generate, wallets you don't control. You're trusting them to hold your money.

For small businesses prioritizing security? That's a red flag.

No phone support either. When something goes wrong, you're waiting.

Larecoin

Larecoin takes a fundamentally different approach.

Built from the ground up for merchant freedom. True self-custody. NFT receipts. LUSD stablecoin integration. Lower effective fees through ecosystem design.

This isn't just another payment processor slapping crypto onto legacy infrastructure. It's a complete decentralized payments ecosystem built for the merchants of tomorrow.

Fee Comparison: Where Your Money Actually Goes

Let's talk numbers. Because that's what matters.

Platform	Processing Fee	Payout Fee	Hidden Costs
NOWPayments	0.5-1%	0%	Network fees (customizable)
CoinPayments	0.5-1%	0%	Network fees (fixed)
Larecoin	Competitive	0%	Gas-only transfers with LUSD

NOWPayments and CoinPayments look similar on paper. Both charge 0.5-1% per transaction.

But Larecoin's architecture changes the math.

LUSD, Larecoin's native stablecoin, enables gas-only transfers. You're not paying percentage-based fees on every transaction. You're paying minimal network costs.

For a business processing $50,000/month in crypto:

• Traditional 1% fee = $500/month lost

• Gas-only model = Significantly less

Over a year? That's thousands back in your pocket.

Self-Custody: Who Actually Controls Your Money?

This is where things get serious.

CoinPayments: Custodial. They hold your funds in wallets they create. Not your keys. Not your crypto. You're trusting a third party with your revenue.

NOWPayments: Non-custodial. Funds transfer directly to your wallets. Better. Much better.

Larecoin: True self-custody with smart wallet integration. Your keys. Your crypto. Your business.

Why does this matter for small businesses?

• No withdrawal delays waiting for platform approval

• No risk of platform freezes or holds

• No third-party access to your funds

• Complete financial sovereignty

When you run a small business, cash flow is everything. Waiting days for a custodial platform to release your funds? That's inventory you can't order. Bills you can't pay. Opportunities you miss.

Self-custody means instant access. Always.

NFT Receipts: The Larecoin Innovation

Here's something neither NOWPayments nor CoinPayments offers.

NFT receipts.

Every transaction on Larecoin can generate an NFT receipt. Immutable. Verifiable. Permanent.

For small businesses, this means:

• Bulletproof record-keeping: Every sale exists on-chain forever

• Dispute resolution: Undeniable proof of transaction

• Customer engagement: Collectible receipts create loyalty

• Tax documentation: Auditable, timestamped records

Traditional payment processors give you a database entry. Maybe an email confirmation.

Larecoin gives you an NFT that proves the transaction happened. Forever. On-chain.

No other crypto POS system offers this level of transaction verification.

LUSD: Stability Without Sacrifice

Volatility kills small business adoption.

Accept Bitcoin today. It drops 10% tomorrow. You just lost margin.

Stablecoins solve this. But not all stablecoin integrations are equal.

NOWPayments supports 30+ stablecoins. CoinPayments supports 21. Generic options across the board.

Larecoin integrates LUSD directly into its ecosystem. Native stablecoin support means:

• Seamless conversion at point of sale

• Lower friction for customers

• Gas-only transfer fees

• Tight integration with Larecoin's merchant tools

Your customers pay in whatever crypto they hold. You receive LUSD. Stable. Predictable. Immediately usable.

No volatility risk. No conversion headaches. No third-party exchange fees.

Processing Speed: Time Is Money

Small businesses can't wait hours for payment confirmation.

CoinPayments: Few minutes to several hours. Unacceptable for retail.

NOWPayments: ~5 minutes average. Better. TON settles under 1 minute.

Larecoin: Built on Solana. Sub-second finality. Near-instant confirmation.

When a customer pays, you know immediately. No awkward waiting. No hoping the transaction confirms. No "sorry, can you wait a few minutes?"

Speed matters. Larecoin delivers.

Integration & Setup

All three platforms offer:

• API integration

• Invoice generation

• E-commerce plugins

But complexity varies.

CoinPayments requires managing their custodial wallet system. Extra steps. Extra friction.

NOWPayments is cleaner. Direct wallet connections. Less overhead.

Larecoin goes further. The merchant portal provides:

• Contactless POS solutions

• Smart wallet integration

• Direct DEX access

• Liquidity pool connections

Everything in one ecosystem. No juggling multiple platforms. No external dependencies.

Set up once. Accept crypto everywhere: in-store, online, even in the metaverse.

The Verdict: Which Crypto POS Wins?

Let's be direct.

Choose CoinPayments if: You want a legacy option and don't mind custodial risks. Not recommended for serious merchants.

Choose NOWPayments if: You need broad crypto support and non-custodial basics. Solid middle-ground option.

Choose Larecoin if: You want true merchant freedom. Lowest effective fees. NFT receipts. LUSD stability. Self-custody. Future-proof infrastructure.

For small businesses serious about crypto payments, Larecoin isn't just another option.

It's the evolution.

Ready to Take Control?

Your business deserves better than percentage-based fees eating your margins. Better than custodial platforms holding your revenue hostage. Better than generic crypto processors with no innovation.

Larecoin delivers:

• ✅ Self-custody from day one

• ✅ NFT receipts for every transaction

• ✅ LUSD stablecoin integration

• ✅ Gas-only transfer fees

• ✅ Sub-second processing on Solana

Join the Larecoin community and discover what merchant freedom actually looks like.

The future of crypto payments is decentralized. It's merchant-first. It's Larecoin.