Larecoin vs NOWPayments vs CoinPayments: Which Web3 Payment Solution Actually Saves You Money?
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Payment processors love percentage-based fees. You grow your business, they take a bigger slice. That's the game NOWPayments and CoinPayments play.
Larecoin flips the script entirely.
The Fee Problem Nobody Talks About
Most crypto payment processors charge 0.5-1% per transaction. Sounds small, right?
Wrong.
At $500K annual volume, you're hemorrhaging $2,500-$5,000 in platform fees alone. At $5 million? You're looking at $25,000+ evaporating into thin air.
Larecoin charges zero platform fees. Just gas costs. Pennies per transaction on Solana.
Let that sink in.
Breaking Down the Real Costs
NOWPayments hits you with:
0.5-1% transaction fees
Network fees on top
Withdrawal charges
Currency conversion spreads
CoinPayments takes:
0.5-1% tiered fees
Blockchain fees
Withdrawal penalties
Conversion costs
Larecoin charges:
Zero platform fees
Only Solana gas costs (under $0.01 typically)
The math isn't subtle.

Real Numbers, Real Savings
Annual Volume | NOWPayments/CoinPayments | Larecoin | Your Savings |
$500,000 | $2,500–$5,000 | Under $2,000 | 50–60% |
$1.2 million | $6,000–$12,000 | ~$2,000 | 67–83% |
$5 million | $25,000+ | ~$5,000–$6,000 | 80%+ |
The bigger you get, the more you save with Larecoin.
Traditional processors penalize growth. Larecoin rewards it.
Speed Matters (A Lot)
Settlement times directly impact your cash flow.
Larecoin: Sub-second finality on Solana. Your money moves instantly.
NOWPayments: ~5 minutes average settlement.
CoinPayments: 10-15 minutes, longer during network congestion.
Faster settlement means faster access to your capital. Simple.

The Self-Custody Advantage
Here's where things get interesting.
NOWPayments and CoinPayments hold your funds in custodial accounts. They control your money until you withdraw it. You're trusting them with your capital.
Larecoin connects directly to your self-custody wallet. Your keys, your crypto, your control.
No intermediaries. No withdrawal delays. No counterparty risk.
That's not just convenience: it's financial sovereignty.
NFT Receipts Change Everything
Every Larecoin transaction generates an NFT receipt. Not a PDF. Not an email. An immutable blockchain record.
Why this matters:
Permanent proof of transaction
Tamper-proof accounting records
Instant verification for audits
Collectible digital receipts for customers
Future programmability for loyalty programs
NOWPayments and CoinPayments offer standard digital receipts. Larecoin turns receipts into valuable digital assets.

LUSD: Stability Without Compromise
Larecoin's ecosystem includes LUSD: a stablecoin pegged to the dollar.
The benefit? Accept crypto payments without volatility risk. Get dollar-stable value without touching traditional banking rails.
NOWPayments and CoinPayments support various stablecoins through integrations. Larecoin builds LUSD into the core protocol.
Native integration beats third-party support every time.
US Compliance: The Elephant in the Room
Most crypto payment processors operate in regulatory gray zones.
Larecoin pursues full US compliance with an aggressive MSB registration and state MTL licensing strategy.
What this means for you:
Legal certainty for US merchants
Reduced regulatory risk
Professional institutional-grade operations
Long-term business viability
NOWPayments operates from Estonia. CoinPayments from Canada. Both serve US customers but aren't registered US MSBs.
Larecoin plays by US rules from day one.
That's not a feature: it's a competitive moat.

Currency Support: Quality vs Quantity
CoinPayments supports 2,000+ cryptocurrencies. Impressive number.
NOWPayments handles 200-300+ tokens. Still substantial.
Larecoin focuses on the Solana ecosystem and LUSD specifically.
Less is more. Solana offers sub-second finality and minimal fees. Why dilute that advantage with slower, more expensive chains?
Larecoin optimizes for performance, not vanity metrics.
Who Actually Wins?
Choose NOWPayments if:
You need broad cryptocurrency support
European operations suit your business model
You're comfortable with custodial solutions
Choose CoinPayments if:
You want maximum coin variety
Established WordPress/WooCommerce integration matters
Higher fees don't concern you
Choose Larecoin if:
Fee savings of 50-80% sound appealing
Self-custody aligns with your Web3 values
NFT receipts offer future utility
US compliance reduces your regulatory risk
Solana's speed and cost structure fit your needs
You want a payment solution that grows with you, not off you
The Bottom Line
Traditional crypto processors extract percentage fees that scale with your success. Larecoin charges only gas costs that remain negligible regardless of volume.
At meaningful transaction levels, you're saving tens of thousands annually.
Add self-custody control, NFT receipts, LUSD stability, and rigorous US compliance: Larecoin isn't just cheaper.
It's fundamentally different.
Ready to Calculate Your Savings?
Visit Larecoin.com to explore the ecosystem.
Your payment processor should work for you, not against you.
Stop paying percentage fees that compound with your growth. Switch to a solution built for the Web3 future.
The choice is clear. The savings are real. The time is now.

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