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Looking For a NOWPayments Alternative? 10 Things Larecoin Does Better for Small Business


NOWPayments has been around for a while. But let's be honest: their fee structure is eating your margins alive.

Small business owners don't need another middleman taking percentage cuts. You need a payment processor that works for you, not against you.

Here's what Larecoin does differently.

1. Zero Percentage Fees, Gas-Only Model

NOWPayments charges 0.5% for single-currency transactions and 1% for multi-currency. Those percentages add up fast.

Larecoin charges zero percentage fees. You only pay network gas fees.

At $100K annual volume, you're looking at roughly $400 in Larecoin fees versus $750 with NOWPayments. That's 47-60% savings right in your pocket.

Comparison of cryptocurrency payment fees showing Larecoin's lower costs versus NOWPayments

The difference becomes even more dramatic as your business grows. More on that next.

2. Fees That Don't Grow With Your Success

Here's where percentage-based fees really hurt. The more successful you become, the more NOWPayments takes from you.

Process $1 million annually? NOWPayments takes $7,500-$10,000. Larecoin? You pay $2,000-$4,000 in gas fees. Same service. Massively different costs.

Your revenue shouldn't be punished by scaling fees. Larecoin's gas-only model keeps costs relatively flat no matter how big you grow.

3. No Hidden Withdrawal Fees

NOWPayments hits you with withdrawal fees on top of transaction costs. Every time you want to access your own money, they charge you again.

Larecoin eliminates this completely. Your funds settle directly to your wallet. No withdrawal process. No extra fees. Just instant access to your money.

Larecoin Crypto Payments Ecosystem

4. Sub-Second Settlement Speed

NOWPayments takes approximately 5 minutes to settle transactions. That's an eternity in crypto time.

Larecoin settles in sub-second timeframes through Solana. Your money is available immediately. Better cash flow. Better customer experience. Better business.

Fast settlement means you can reinvest, restock, or redirect funds the moment a sale happens. No waiting around watching the blockchain crawl.

5. True Self-Custody, No Intermediaries

NOWPayments operates as a custodian. They hold your crypto on their servers. You're trusting them with your private keys and your funds.

Larecoin payments settle directly to your personal wallet. You control the private keys. You control the funds. Zero counterparty risk.

This is what crypto was meant to be. Permissionless. Trustless. Under your complete control.

6. Zero Conversion Markups

Want to accept multiple cryptocurrencies? NOWPayments charges conversion fees on top of their transaction percentages.

Larecoin charges zero conversion markups between supported cryptocurrencies. Switch between tokens without bleeding money on hidden spreads.

Solana blockchain logo

Every conversion fee is a leak in your revenue stream. Larecoin plugs that leak.

7. Genuinely Bank-Free Operations

NOWPayments ultimately requires traditional banking for fiat conversions. You're still tied to the legacy system.

Larecoin supports completely bank-free business operations. Pay vendors in crypto. Pay employees in crypto. Accept payments in crypto. No bank account required.

This is crucial for crypto-native businesses, international operations, or merchants in regions with limited banking access. True financial independence.

8. LUSD Stablecoin Integration

Most payment processors use centralized stablecoins like USDC or USDT. These carry counterparty risk and potential regulatory freezes.

Larecoin integrates Liquity's LUSD stablecoin. Fully collateralized by ETH. Zero counterparty risk. Immutable protocol. No recurring fees.

LUSD can't be frozen by a central authority. It's truly decentralized stablecoin infrastructure built for merchant freedom.

9. Contactless POS With NFC Integration

NOWPayments offers limited point-of-sale options. Their hardware infrastructure is behind the curve.

Larecoin provides contactless POS capabilities with NFC integration. Modern payment hardware that feels like traditional card readers: but powered by crypto.

Your customers tap their phone or crypto card. Transaction settles instantly. No QR codes. No complicated wallet interfaces. Just seamless payments.

Small business merchant accepting crypto payments through decentralized payment network

In-store crypto payments should feel effortless. Larecoin delivers that experience.

10. Advanced On-Chain Analytics

NOWPayments gives you a standard dashboard. Basic transaction history. Nothing special.

Larecoin includes on-chain analytics and wallet tracking features. Deeper visibility into transaction data. Real-time insights into your payment flows.

Track customer behavior. Monitor settlement patterns. Optimize your crypto strategy with actual data. Not just transaction receipts.

The Real Question: Why Pay More For Less?

NOWPayments works. But it's expensive, slow, and keeps you dependent on custodial infrastructure.

Larecoin offers lower fees, faster settlement, true self-custody, and genuinely innovative features like LUSD integration and NFC payments.

Small businesses deserve payment processing that doesn't drain their margins. You deserve infrastructure that scales with you, not against you.

Contactless NFC crypto payment terminal for small business accepting cryptocurrency

Making The Switch

Migrating from NOWPayments to Larecoin is straightforward. Set up your wallet. Integrate the payment API. Start accepting crypto with zero percentage fees.

Most merchants complete the transition in under an hour. You're not locked into NOWPayments forever.

The crypto payment space is evolving fast. Percentage-based models are dinosaurs. Gas-only, self-custody infrastructure is the future.

Your Money, Your Control

At the end of the day, it comes down to this: Do you want a middleman taking percentage cuts and holding your funds? Or do you want direct settlement to your wallet with no percentage fees?

NOWPayments is a middleman. Larecoin is infrastructure.

Middlemen take their cut. Infrastructure just works.

Explore what merchant freedom actually means at larecoin.com. See the fee calculator. Read the documentation. Join the community of merchants who stopped paying percentage fees.

Your business. Your crypto. Your control.

That's what Larecoin delivers.

 
 
 

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