NOWPayments vs CoinPayments vs Larecoin: Which Crypto POS System Cuts Your Fees in Half?

Your Current Crypto Payment Processor is Bleeding Your Profits

Processing $500K in annual crypto payments?

You're throwing $2,500-$5,000 down the drain with traditional payment gateways.

That's money that should be in your business account.

NOWPayments and CoinPayments built their empires on percentage-based fees. Every transaction. Every conversion. Every withdrawal.

They scale their profits with your volume.

Larecoin flips the script.

The Fee Structure Breakdown Nobody Shows You

Let's cut through the marketing noise.

NOWPayments charges:

• 0.5% for single-currency transactions

• 1% for multi-currency conversions

• Network fees (additional charge)

• Withdrawal penalties

• Currency conversion fees on top

CoinPayments hits you with:

• 0.5-1% per transaction

• Blockchain fees (separate billing)

• Withdrawal costs

• Conversion charges

Larecoin operates differently:

• Zero platform fees

• Solana network gas only ($0.001-$0.02 per transaction)

• No withdrawal fees

• No conversion charges

• No hidden costs

The difference? Percentage fees scale. Gas fees don't.

Process a $10,000 transaction with NOWPayments. You pay $50-$100 in fees.

Process the same transaction with Larecoin. You pay $0.02.

Real Numbers from Real Merchants

Here's what merchants save when they switch to a crypto POS system for small business that actually respects their margins:

Annual Volume	NOWPayments/CoinPayments	Larecoin	Your Savings
$500K	$2,500-$5,000	Under $2,000	50-60%
$1.2M	$6,000-$12,000	~$2,000	67-83%
$5M	$25,000+	$5,000-$6,000	80%+

That $5M merchant saves $20,000+ annually.

Every year.

That's not a rounding error. That's a new employee. Equipment upgrades. Marketing budget. Expansion capital.

Looking for a NOWPayments alternative or CoinPayments alternative that actually reduces costs instead of just redistributing them?

The math doesn't lie.

Beyond Fees: The Technical Advantages Legacy Systems Can't Match

Saving money matters. But Larecoin delivers more than cheaper transactions.

NFT Receipts for Accounting

Every transaction generates an NFT receipt. Immutable. Verifiable. Audit-ready.

Your accountant will thank you. The IRS can't dispute blockchain records.

Traditional systems give you a CSV file. Larecoin gives you cryptographic proof of every sale.

NFT receipts for accounting aren't just a novelty: they're the future of financial record-keeping.

LUSD Stablecoin Benefits

Volatile crypto scares merchants. Fair concern.

Larecoin integrates LUSD: a decentralized, collateral-backed stablecoin. No central authority. No depegging risks like algorithmic stablecoins.

Accept crypto. Hold stability. All within the same ecosystem.

The LUSD stablecoin benefits extend beyond price stability: you get DeFi integration, yield opportunities, and true decentralization.

Self-Custody Merchant Accounts

NOWPayments and CoinPayments control your funds until withdrawal.

Larecoin never touches your money.

Self-custody merchant accounts mean you control your private keys. Your wallet. Your funds. Always.

No waiting for withdrawal approvals. No account freezes. No third-party risk.

True financial sovereignty.

The Receivables Token Revolution

Here's where Larecoin leaves competitors in the dust.

Receivables become tradeable tokens.

Customer owes you money? Tokenize it. Sell it at a discount. Get instant liquidity.

No bank required. No factoring fees. No multi-week approval processes.

The receivables token model transforms how businesses manage cash flow.

Small businesses die from cash flow problems: not lack of profitability. Larecoin solves the timing problem that kills otherwise healthy companies.

Web3 Global Payments Without Banking Infrastructure

Operating internationally with traditional payment processors means:

• Currency conversion fees

• International wire charges

• Bank intermediary costs

• Multi-day settlement times

• Geographic restrictions

Larecoin operates on Solana: a borderless blockchain processing 65,000 transactions per second.

Send payments to suppliers in Vietnam, customers in Germany, contractors in Brazil. Same fees. Same speed. No banks involved.

Web3 global payments eliminate the banking middleman tax on international commerce.

Why Larecoin Wins: The Complete Package

Let's summarize what you're actually getting:

Cost Structure:

• 50-80% lower fees than competitors

• No platform charges

• Predictable costs regardless of volume

Technical Infrastructure:

• Built on Solana (high speed, low cost)

• NFT receipt generation

• LUSD stablecoin integration

• Multi-chain support

Financial Innovation:

• Receivables tokenization

• Self-custody architecture

• Bank-free operations

• Instant settlements

Merchant Tools:

• Contactless POS systems

• Merchant portal with analytics

• API integration

• Mobile wallet support

NOWPayments and CoinPayments offer payment processing.

Larecoin offers a complete financial operating system.

The Decision Framework

Still choosing between platforms? Ask these questions:

Fee Structure Question: Do you want to pay a percentage of every transaction or pay for actual network usage?

Control Question: Do you want someone else holding your funds or self-custody?

Innovation Question: Do you want basic payment processing or advanced features like receivables tokenization?

Growth Question: Do your fees increase as your business grows or stay consistently low?

If you answered the second option to all four questions, your choice is clear.

Making the Switch

Migrating payment processors sounds complex. It's not.

Larecoin provides:

• API documentation

• Integration support

• Migration guides

• Live technical assistance

Most merchants complete integration in under a week.

Start accepting crypto payments through a system that actually reduces merchant interchange fees instead of just shifting them around.

Visit larecoin.com/merchants to set up your account.

Or explore the Larecoin blog for merchant success stories and integration guides.

The Bottom Line

Traditional crypto payment processors charge percentage-based fees because they can.

Larecoin charges gas fees because that's all processing costs.

The difference? Thousands of dollars annually. True financial sovereignty. Future-proof infrastructure.

Choose wisely. Your margins depend on it.