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NOWPayments vs CoinPayments vs Larecoin: Which Crypto POS System Cuts Your Interchange Fees by 50%+?


Merchant fees are bleeding your business dry.

Every transaction with NOWPayments or CoinPayments costs you 0.5-1% in platform fees. Plus network fees. Plus withdrawal penalties. Plus conversion spreads.

Larecoin eliminates all of that.

Gas-only model. No percentage fees. No hidden charges.

The savings? 50-80% compared to competitors.

The Real Cost of Traditional Crypto Payment Processors

NOWPayments charges 0.5% for single-currency transactions. Bump that to 1% for multi-currency conversions. Add network fees on top. Then withdrawal fees. Then currency conversion spreads.

CoinPayments? Same story. 0.5-1% per transaction. Blockchain fees separate. Withdrawal penalties. Conversion costs stacking up.

Your $1 million annual volume becomes $5,000-$10,000 in fees.

Larecoin processes the same volume for under $2,000.

Crypto payment processor fee comparison showing NOWPayments and CoinPayments high costs vs Larecoin minimal fees

Fee Comparison That Actually Matters

Here's what merchants pay at different volumes:

Annual Volume

NOWPayments/CoinPayments

Larecoin

Your Savings

$500,000

$2,500-$5,000

Under $2,000

50-60%

$1 Million

$5,000-$10,000

Under $2,000

67-83%

$5 Million

~$25,000

~$5,000

50-80%

Process $1.2 million annually? Save $7,000 with Larecoin.

Hit $5 million? Save over $20,000.

The gap widens as you grow. Percentage-based fees accumulate. Gas-only fees stay flat.

Why Percentage Fees Kill Growth

Traditional processors take a cut of every sale. Your business grows. Their take grows.

You're incentivized to grow. They're incentivized to keep you on their percentage model.

Larecoin operates differently. Built on Solana. Gas fees measured in pennies. No platform fees ever.

Your growth doesn't inflate our profits. Your success stays yours.

The Larecoin Advantage: Gas-Only Model

Solana network fees. That's it.

Typical transaction? Under $0.01 in gas.

No 0.5% platform fee. No 1% conversion markup. No withdrawal penalties eating your margins.

Process 10,000 transactions monthly. Pay ~$100 in gas. Compare that to $5,000+ on competitor platforms.

The math isn't complicated. It's just better.

Business growth chart illustrating how percentage-based crypto fees increase while gas-only fees remain flat

NFT Receipts: More Than Just Proof of Purchase

Every Larecoin transaction generates an NFT receipt. Immutable proof. Blockchain verified. Customer owned.

Why does this matter?

For merchants:

  • Eliminate chargeback fraud

  • Automate warranty tracking

  • Build loyalty programs into receipts

  • Create collectible shopping experiences

For customers:

  • Own your purchase history

  • Transfer warranties with resold items

  • Access exclusive holder benefits

  • Trade limited-edition receipts

NOWPayments and CoinPayments issue standard receipts. Database entries. Centralized control. No secondary market value.

Larecoin receipts are assets. Tradeable. Verifiable. Valuable.

Want to offer lifetime warranty to NFT receipt holders? Done. Want to airdrop exclusive products to customers who shopped during launch week? Built-in.

LUSD Stablecoin: The Smart Way to Accept Crypto

Price volatility kills crypto adoption. Accept Bitcoin at $50,000. Watch it drop to $45,000 before you convert.

Larecoin solves this with LUSD stablecoin integration.

Stability without centralization:

  • Pegged to USD value

  • Backed by decentralized collateral

  • No single point of failure

  • Maintained by algorithmic mechanisms

Accept payment in LARE. Instantly convert to LUSD. Lock in USD value. Eliminate volatility risk.

NOWPayments and CoinPayments offer stablecoin support. But they charge conversion fees. And withdrawal penalties. And custody fees if you hold with them.

LUSD in Larecoin? Direct wallet integration. Your custody. Your control. Minimal gas fees only.

Self-Custody: The Non-Negotiable Web3 Standard

Not your keys, not your crypto.

NOWPayments and CoinPayments hold your funds. Their wallets. Their control. Their risk.

Platform gets hacked? Your funds are gone. Platform freezes accounts? You're locked out. Platform changes terms? You accept or leave.

Larecoin operates on self-custody principles. Your wallet. Your private keys. Your assets.

Why this matters:

  • No platform can freeze your funds

  • No third-party controls access

  • No custody fees

  • No withdrawal delays

Connect your Phantom wallet or Solana-compatible wallet. Receive payments directly. No intermediary holding your money.

NFT receipt with blockchain connections representing Larecoin's immutable transaction proof system

Real Merchant Scenarios: Where Larecoin Dominates

Scenario 1: Coffee Shop

  • Monthly revenue: $50,000

  • NOWPayments cost: $250-$500/month

  • Larecoin cost: ~$50/month

  • Annual savings: $2,400-$5,400

Scenario 2: E-commerce Store

  • Monthly revenue: $500,000

  • CoinPayments cost: $2,500-$5,000/month

  • Larecoin cost: ~$150/month

  • Annual savings: $28,200-$58,200

Scenario 3: Multi-Location Retail

  • Monthly revenue: $2 million

  • Traditional processor cost: $10,000-$20,000/month

  • Larecoin cost: ~$400/month

  • Annual savings: $115,200-$235,200

Scale these numbers to your business. Calculate your savings. The difference compounds monthly.

Technical Superiority: Speed and Scalability

Solana processes 65,000+ transactions per second. Bitcoin manages 7. Ethereum handles 15-30.

Larecoin transactions finalize in under 1 second. Confirmations happen instantly. Customers walk away immediately.

NOWPayments and CoinPayments aggregate multiple blockchains. Great for flexibility. Terrible for speed. Bitcoin transactions take 10+ minutes. Ethereum can take minutes during network congestion.

Want to process high-volume rush hour traffic? Larecoin handles it. Competitors create bottlenecks.

The Metaverse Integration Edge

Physical stores are just the beginning. Metaverse commerce is exploding.

Larecoin integrates directly with virtual storefronts. Accept payments in VR environments. Issue NFT receipts that work across digital worlds.

NOWPayments and CoinPayments focus on traditional online and brick-and-mortar. Web2 thinking applied to Web3 payments.

Larecoin builds for the future. Native Web3 architecture. Metaverse ready. Digital-first design.

Security Without Compromise

Self-custody means self-responsibility. Larecoin provides the tools.

Built-in security features:

  • Multi-signature support

  • Hardware wallet compatibility

  • Transaction limits and alerts

  • Whitelist/blacklist functionality

  • Time-locked transactions

Centralized platforms are honeypots. One breach exposes thousands of merchants.

Decentralized architecture distributes risk. Your security is your responsibility. Also your strength.

Self-custody crypto wallet versus centralized payment platform illustrating financial freedom and control

Setup Speed: Live in Minutes

NOWPayments requires business verification. Document submission. Approval waiting periods.

CoinPayments demands KYC processes. Identity verification. Bank account linking.

Larecoin? Connect wallet. Start accepting payments.

No approval process. No verification delays. No document uploads.

Time from decision to first transaction? Under 10 minutes.

The Financial Sovereignty Equation

Web3 payments aren't just about fees. They're about control.

Traditional processors decide who can transact. They enforce compliance. They freeze funds. They dictate terms.

Larecoin eliminates intermediaries. Peer-to-peer transactions. Censorship-resistant. Permissionless access.

Your business. Your rules. Your growth.

Making the Switch

Current contract with NOWPayments or CoinPayments? Run both systems parallel.

Test Larecoin at lower volumes. Verify the savings. Confirm the speed. Experience the difference.

Once you see the numbers, the choice is obvious.

Migration checklist:

  • Set up Solana wallet (Phantom recommended)

  • Fund with small SOL amount for gas

  • Integrate Larecoin payment gateway

  • Train staff on new system (5 minutes)

  • Process first test transaction

  • Scale up volume

Visit Larecoin to start saving today.

The Bottom Line

NOWPayments and CoinPayments charge percentage fees that grow with your success. Larecoin charges gas fees that stay flat regardless of volume.

At $1 million annually, you save $7,000 minimum. At $5 million, you save $20,000+.

Add in NFT receipts, LUSD stability, self-custody control, and metaverse integration. The comparison isn't even close.

Your competition is already cutting fees by 50%+. How long will you keep paying legacy rates?

Switch to Larecoin. Keep your profits. Own your growth.

 
 
 

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