NOWPayments vs CoinPayments vs Larecoin: Which Crypto POS System Is Best for Your Small Business?

Choosing a crypto POS system isn't simple anymore.

Too many options. Too much noise. Not enough clarity.

Small business owners need payment solutions that actually work. Solutions that slash fees. Solutions that give you control. Solutions that don't require a PhD in blockchain to understand.

Let's break down the three major contenders: NOWPayments, CoinPayments, and Larecoin.

By the end, you'll know exactly which one fits your business.

The Quick Snapshot

Feature	NOWPayments	CoinPayments	Larecoin
Processing Fee	0.5-1%	0.5-1%	Ultra-low gas-only
Custody Model	Non-custodial (default)	Custodial	Full self-custody
Supported Cryptos	300+	40+	Multi-chain support
NFT Receipts	No	No	Yes
Stablecoin Integration	Limited	Limited	LUSD native
White-Label	Yes	Yes	Yes

Numbers don't lie. But there's more to the story.

NOWPayments: The Established Player

NOWPayments has been around the block. Literally.

What they do well:

• Support for 300+ cryptocurrencies

• Non-custodial by default

• Solid plugin ecosystem (WooCommerce, Shopify, Magento)

• 24/7 live chat support

• Quick self-serve setup

Where they fall short:

• Fees still eat into margins (0.5-1% adds up fast)

• No NFT receipt functionality

• Limited stablecoin options

• Traditional accounting integration headaches

• No receivables token ecosystem

For businesses processing $100,000 monthly, that 1% fee means $1,000 gone. Every month. Forever.

NOWPayments works. It's reliable. But "works" isn't revolutionary.

Small businesses need more than "works."

CoinPayments: The Crypto Veteran

CoinPayments has been around since 2013. That's ancient in crypto years.

Strengths:

• Broad cryptocurrency support

• Established reputation

• White-label capabilities

• API payouts

• Recurring subscription support

Weaknesses:

• Custodial model (they hold your funds)

• Same 0.5-1% fee structure

• No Web3-native features

• No NFT receipts for accounting

• No self-custody merchant accounts

Here's the problem with custodial models.

Your money sits in their wallets. Not yours. You're trusting a third party with your revenue. Sound familiar? It should. That's exactly what traditional banks do.

Why leave traditional finance just to recreate the same problems?

Larecoin: The Web3 Revolution

Different approach. Different results.

Larecoin isn't just another payment processor. It's a complete Web3 global payments solution designed from the ground up for merchant sovereignty.

Self-Custody Merchant Accounts

Your funds. Your wallet. Your control.

No middleman holding your revenue hostage. No waiting for "processing periods." No frozen accounts because someone in compliance had a bad day.

Larecoin's self-custody model means you receive payments directly. Instantly. Into wallets you control completely.

This is what financial sovereignty actually looks like.

NFT Receipts for Accounting

This changes everything for small business bookkeeping.

Every transaction generates an NFT receipt. Immutable. Verifiable. Permanent.

Tax season? Pull your NFT receipts. Audit? Show your NFT receipts. Dispute? Reference your NFT receipts.

Traditional receipts get lost. Get altered. Get questioned.

NFT receipts are blockchain-verified proof of every transaction. Your accountant will thank you. Your auditor will respect you. Your records will be bulletproof.

No other crypto POS system offers this.

LUSD Stablecoin Benefits

Crypto volatility kills small business margins.

Accept Bitcoin at noon. Bitcoin drops 5% by dinner. Your profit margin? Obliterated.

Larecoin's LUSD stablecoin integration solves this. Receive payments in LUSD. Maintain stable value. Eliminate volatility anxiety.

LUSD provides the benefits of crypto (low fees, fast settlement, global reach) without the stomach-churning price swings.

Build your business. Not your stress levels.

Receivables Token Innovation

Here's where Larecoin gets truly innovative.

The receivables token turns your incoming payments into tradeable assets. Future revenue becomes liquid capital today.

Need cash flow? Your receivables have value before they settle. This is DeFi meeting real-world business needs.

Traditional factoring companies charge 2-5% for this service. Plus fees. Plus interest. Plus headaches.

Larecoin builds it into the ecosystem.

Reduce Merchant Interchange Fees by 50%+

Traditional payment processors charge 2-3% per transaction. Plus monthly fees. Plus equipment rentals. Plus chargebacks.

Larecoin's gas-only transfer model slashes these costs dramatically.

Run the math:

• Traditional processing on $500,000 annual revenue: $10,000-$15,000 in fees

• Larecoin on $500,000 annual revenue: Fraction of that cost

Those savings go straight to your bottom line. Or into growth. Or into your pocket.

Your choice. Because it's your money.

The Real Comparison: Control

NOWPayments and CoinPayments are improvements over traditional processors. No argument there.

But they're incremental improvements. Slight fee reductions. Slightly better technology. Slight improvements to an outdated model.

Larecoin represents a fundamental shift.

NOWPayments alternative seekers want:

• Lower fees ✓

• Better control ✓

• Modern technology ✓

CoinPayments alternative seekers want:

• Self-custody ✓

• Reduced third-party risk ✓

• Web3-native features ✓

Larecoin delivers on all counts.

Global Reach Without Global Headaches

Selling to customers in Europe? South America? Asia?

Traditional payment processors make international transactions expensive and complicated. Currency conversions. International fees. Settlement delays.

Larecoin's Web3 global payments approach treats every transaction the same. Customer in Tokyo pays as easily as customer in Toledo.

No borders. No extra fees. No waiting.

This is what global commerce should look like.

Bank-Free Business Operations

Let's talk about the elephant in the room.

Banks can freeze your accounts. Banks can question your business model. Banks can decide they don't like crypto-related businesses and shut you down.

Larecoin enables bank-free business operations.

Accept crypto. Hold crypto. Spend crypto. Convert when and if you want to.

Financial sovereignty isn't a buzzword. It's operational security for your business.

Setting Up Your Crypto POS System

NOWPayments setup:

1. Create account

2. Add wallet addresses

3. Install plugins

4. Wait for approvals

CoinPayments setup:

1. Create account

2. Complete verification

3. Generate payment buttons

4. Accept custodial terms

Larecoin setup:

1. Visit Larecoin

2. Connect your wallet

3. Configure your merchant portal

4. Start accepting payments

Same day. Full control. Zero compromises.

The Verdict

NOWPayments is decent for businesses wanting basic crypto acceptance.

CoinPayments works for merchants comfortable with custodial solutions.

Larecoin is for businesses ready for true Web3 commerce.

If you want:

• Maximum fee reduction

• Complete self-custody

• NFT receipts for bulletproof accounting

• LUSD stablecoin stability

• Receivables token liquidity

• Global reach without complications

• Bank-free operational freedom

The choice is clear.

Make the Switch

Small businesses don't have margins to waste on excessive fees. They don't have time for complicated integrations. They don't have patience for solutions that recreate old problems with new technology.

Larecoin delivers the crypto POS system small businesses actually need.

Ready to slash your payment processing costs? Ready for real financial control?

Check out the Larecoin ecosystem and see what modern payments look like.

Your customers are ready for crypto. Your business should be too.