NOWPayments vs CoinPayments vs Larecoin: Which Crypto POS System Saves Small Businesses the Most Money?

Your Payment Processor Is Eating Your Profits

Every crypto transaction you process shouldn't cost 1% of your revenue. That's old-school thinking.

Traditional crypto payment processors charge percentage-based fees that scale with your success. The more you earn, the more they take.

Larecoin flips this model entirely.

Zero platform fees. Just Solana gas costs: typically pennies per transaction. Your crypto, your keys, your profits.

Let's break down exactly how much money you're leaving on the table with NOWPayments and CoinPayments.

The Fee Structure That Changes Everything

NOWPayments and CoinPayments:

• 0.5–1% per transaction

• Network fees on top

• Withdrawal fees every time you move funds

• Currency conversion charges

• Hidden maintenance costs

Larecoin:

• 0% platform fees

• Solana gas only (under $0.01 per transaction)

• No withdrawal penalties

• Direct settlement to your wallet

• True self-custody

The math gets brutal fast. Process $10,000 in monthly sales? Traditional processors take $50–$100. Larecoin costs under $10.

Process $100,000? They take $500–$1,000. Larecoin still costs under $100.

The fee gap widens exponentially as you grow.

Real-World Savings: The Numbers Don't Lie

Here's what small businesses actually save by switching to Larecoin:

Annual Processing Volume	NOWPayments/CoinPayments Fees	Larecoin Costs	Your Savings
$100,000	$750–$1,000	$300–$400	50–60%
$500,000	$2,500–$5,000	Under $2,000	50–60%
$1.2 Million	$6,000–$12,000	~$2,000	67–83%
$5 Million	$25,000–$50,000	~$5,000	80%+

These aren't projections. This is what the fee structure delivers.

A coffee shop processing $250,000 annually saves $1,000–$2,000 with Larecoin. A boutique doing $1 million saves $8,000–$10,000.

That's money back in your business.

Why Traditional Processors Cost More at Scale

Percentage-based fees punish success. The better your business performs, the more they extract.

Larecoin's gas-only model stays flat. A $10 transaction costs the same as a $10,000 transaction: fractions of a cent in Solana network fees.

Traditional processors scale their fees with your revenue. Larecoin doesn't.

This creates a compounding advantage. Month over month, year over year, the savings multiply.

High-volume merchants save the most. But even small operations processing $5,000 monthly see meaningful differences.

The Hidden Costs Nobody Talks About

Beyond the advertised rates, traditional crypto processors hit you with extras:

Withdrawal fees: Want to move your funds? That'll cost you. Some processors charge 0.1–0.5% just to access your own money.

Conversion charges: Accepting one crypto but want another? Expect 1–3% conversion fees.

Custody risk: Your funds sit in their wallets, not yours. They control when and how you access your money.

Platform lock-in: Switching providers means rebuilding your entire payment infrastructure.

Larecoin eliminates all of this.

Direct settlement to your self-custody wallet. No middleman holding your funds. No withdrawal penalties. No surprise charges.

Self-Custody: Your Crypto, Your Control

Traditional processors operate like banks. They custody your crypto. They control access. They set the rules.

Larecoin operates like true Web3 should.

Every payment settles directly to your wallet. You hold the private keys. You decide when to move funds, stake, swap, or spend.

No asking permission. No waiting for withdrawal windows. No custody risk.

This isn't just about fees. It's about merchant freedom.

When you control your crypto, you control your business finances. No platform can freeze your account, delay your payouts, or change terms on you.

NFT Receipts: The Future of Transaction Records

Every Larecoin payment generates an NFT receipt. Immutable proof of transaction stored on Solana.

Why this matters:

• Instant verification for customers and merchants

• Tamper-proof transaction history

• Built-in loyalty and rewards integration

• Collectible receipts that build community

• Automatic accounting records

Traditional processors give you CSV exports and email confirmations. Larecoin gives you blockchain-verified digital assets.

Customers can view, share, and even trade their NFT receipts. Turn every transaction into a potential marketing moment.

LUSD: Stablecoin Payments Without Volatility Risk

Crypto volatility scares merchants. Accept Bitcoin at $45,000, it drops to $42,000 before you convert: you just lost 7% instantly.

Larecoin offers LUSD integration. Accept stable value payments without exposure to price swings.

NOWPayments and CoinPayments require third-party stablecoin conversions with additional fees. Larecoin builds it into the ecosystem.

Merchants get predictable revenue. Customers pay in stable value. Everyone avoids conversion costs and slippage.

Breaking Free from Platform Dependency

Most crypto processors create dependency. Their proprietary systems lock you in.

• Custom APIs that only work with their platform

• Hosted wallets you don't control

• Dashboard-dependent transaction management

• Vendor lock-in that makes switching painful

Larecoin runs on open standards.

Solana blockchain. Standard Web3 protocols. Self-custody wallets. Open-source infrastructure.

You can integrate Larecoin today and switch to another Solana-based system tomorrow without losing transaction history or custody of funds.

True decentralization means merchant independence.

The Real Cost of "Cheap" Fees

A 0.5% fee sounds reasonable until you multiply it across thousands of transactions.

$200,000 in annual sales = $1,000 in fees minimum $500,000 in annual sales = $2,500 in fees minimum $1 million in annual sales = $5,000 in fees minimum

Add withdrawal fees, conversion costs, and custody charges: real costs hit 1–1.5%.

Larecoin's flat gas model saves small businesses $1,000–$10,000+ annually depending on volume.

That's inventory. That's payroll. That's reinvestment capital.

Who Wins with Larecoin?

High-volume merchants: Save the most due to flat fee structure. Process millions, pay hundreds.

Self-custody advocates: Full control over funds. No platform holds your crypto.

Web3-native businesses: NFT receipts, LUSD payments, decentralized infrastructure align with ethos.

Cost-conscious owners: Every dollar saved in fees goes back into the business.

Crypto-forward brands: Differentiate with cutting-edge payment tech and customer experience.

The Bottom Line on Crypto Payment Fees

Traditional processors charge percentage-based fees that punish growth and lock merchants into custodial systems.

Larecoin charges gas-only fees, enables self-custody, and puts merchants in control.

The savings are real. 50–83% lower costs depending on volume. Thousands of dollars annually back in your pocket.

Beyond fees: NFT receipts, LUSD stability, merchant independence, and true Web3 functionality.

Stop paying percentage-based fees that scale with your success. Start keeping more of what you earn.

Your crypto payments should cost pennies, not percentages.

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Ready to slash your payment processing costs? Explore Larecoin's decentralized merchant solutions at larecoin.com and join the Larecoin Community to connect with merchants already saving thousands.