NOWPayments vs CoinPayments vs Larecoin: Which Crypto POS System Slashes Your Fees by 50%+?

Merchant Fees Are Eating Your Profits Alive

Processing $500,000 annually? You're throwing away $2,500-$5,000 to payment processors.

Processing $5 million? That's $25,000+ going to intermediaries instead of your bottom line.

Traditional crypto payment processors follow the same playbook as legacy systems. Percentage-based fees. Hidden charges. Withdrawal penalties. Currency conversion markups.

The Web3 revolution promised to reduce merchant interchange fees. Most platforms didn't deliver.

Larecoin did.

The Fee Structure Nobody Talks About

NOWPayments charges:

• 0.5% for single-currency transactions

• 1% when customers pay in different crypto than you settle

• Network fees on top

• Withdrawal fees when moving your money

• Conversion charges between currencies

CoinPayments follows the same pattern:

• 0.5-1% transaction fees

• Blockchain fees added separately

• Withdrawal penalties

• Multi-currency conversion costs

Both platforms scale their fees with your success. Process more? Pay more.

Larecoin flips the script entirely:

• Zero platform fees

• Gas-only model

• No withdrawal charges

• No conversion markups

• Solana network costs: $0.001-$0.02 per transaction

The math is brutal for traditional processors.

Real Numbers From Real Businesses

Annual Processing	NOWPayments/CoinPayments	Larecoin	Your Savings
$100,000	$750-$1,000	~$400	50-60%
$500,000	$2,500-$5,000	~$2,000	50-60%
$1.2 Million	$6,000-$12,000	~$2,000	67-83%
$5 Million	$25,000+	~$5,000	80%

Small business processing $100K? Save $350-$600 annually.

Mid-size operation at $1.2M? Keep an extra $4,000-$10,000.

Enterprise volume at $5M? That's $20,000+ back in your business.

Why Gas-Only Changes Everything

Traditional platforms charge percentage fees because they're middlemen. They custody your funds. They manage conversions. They take their cut at every step.

Larecoin removes the middleman entirely.

Self-custody merchant accounts mean you control your crypto from the moment it's received. No intermediary holding your funds. No waiting for settlement. No withdrawal limits.

The only cost? Solana network gas fees. Pennies per transaction regardless of amount.

Process a $100 payment? Gas fee is $0.01.

Process a $10,000 payment? Gas fee is still $0.01.

That's the power of blockchain-native infrastructure.

Technical Advantages Nobody Else Offers

NFT Receipts for Accounting

Every transaction generates an NFT receipt. Permanent. Immutable. Blockchain-verified.

Your accountant will love you. Audit trails become automatic. Tax compliance gets simplified. NFT receipts for accounting eliminate disputes and provide cryptographic proof of every sale.

Traditional crypto POS systems give you CSV exports. Larecoin gives you verifiable digital assets.

LUSD Stablecoin Benefits

Larecoin's receivables token system includes LUSD integration. Decentralized stablecoin backed by crypto collateral.

No bank accounts required. No fiat conversion mandatory. LUSD stablecoin benefits include:

• Price stability without centralized control

• Decentralized collateral backing

• Instant settlements

• Global accessibility

Accept volatile crypto. Settle to stable LUSD. Keep everything on-chain.

True Self-Custody Architecture

Most "crypto" payment processors custody your funds until withdrawal. They're centralized services with crypto paint.

Larecoin's self-custody merchant accounts mean:

• Direct wallet-to-wallet transactions

• No platform control over your money

• Immediate access to funds

• Zero counterparty risk

You're not using a payment processor. You're using Web3 infrastructure directly.

The Receivables Token Revolution

Larecoin's receivables token system transforms how businesses manage cash flow.

Convert incoming payments to tokenized receivables. Trade them. Borrow against them. Use them as collateral.

Traditional processors lock your money in their system. Larecoin turns your revenue into liquid DeFi assets.

Financial sovereignty for merchants. Bank-free business operations. Complete control over working capital.

Who Wins With Each Platform?

Choose NOWPayments if:

• You want established brand recognition

• Customer support by phone matters

• You're okay with percentage-based fees

• You process under $50K annually

Choose CoinPayments if:

• You need maximum cryptocurrency options

• Shopping cart integrations are critical

• Legacy platform stability matters

• Percentage fees don't concern you

Choose Larecoin if:

• You want to slash processing costs 50-80%

• Financial sovereignty matters

• You value self-custody over convenience

• You're building for Web3-native customers

• You want NFT receipts and tokenized receivables

The Small Business Advantage

Crypto POS system for small business deployments favor Larecoin dramatically.

Traditional processors see small merchants as low-priority. Percentage fees hurt smaller volumes disproportionately. Support gets deprioritized.

Larecoin's gas-only model treats every merchant equally. Process $1,000 monthly? Your costs are identical per transaction to someone processing $1 million.

No volume tiers. No premium pricing. No negotiated rates for big players.

True democratization of payment infrastructure.

NOWPayments Alternative Analysis

Merchants switching from NOWPayments cite three main reasons:

Withdrawal delays. Funds take 24-48 hours to reach your wallet. Larecoin is instant.

Hidden fees. Network fees, conversion charges, withdrawal costs stack up. Larecoin shows gas costs upfront.

Custody concerns. Your money sits in their hot wallet until withdrawal. Larecoin delivers directly to your wallet.

As a NOWPayments alternative, Larecoin prioritizes speed, transparency, and merchant control.

CoinPayments Alternative Positioning

CoinPayments alternative seekers want two things:

Lower costs and better technology.

CoinPayments pioneered multi-currency crypto payments. But their fee structure reflects 2015-era thinking. Percentage cuts made sense when blockchain fees were high and unpredictable.

Solana changed that equation. Gas fees dropped to fractions of pennies. Larecoin adapted. CoinPayments didn't.

The technical gap widens daily. NFT receipts. Tokenized receivables. DeFi integrations. Self-custody infrastructure.

CoinPayments offers payment processing. Larecoin offers financial infrastructure.

Web3 Global Payments Reality Check

Web3 global payments should mean borderless, instant, cheap transactions.

Most platforms deliver two out of three.

NOWPayments: Borderless and instant, not cheap. CoinPayments: Borderless and reasonably cheap, not always instant. Larecoin: All three, plus self-custody and programmable money.

The difference? Native blockchain architecture versus crypto-wrapped legacy systems.

Making The Switch

Migration takes under 24 hours for most merchants.

Generate your Larecoin merchant wallet. Update payment links. Start accepting transactions.

No approval process. No credit checks. No business verification for basic functionality.

True permissionless payments infrastructure.

Your first transaction confirms what spreadsheets already showed. Fees drop by half or more. Settlement is instant. Control is complete.

The 50%+ Fee Reduction Is Real

Every merchant processing over $100K annually leaves thousands on the table with traditional processors.

Larecoin's gas-only model eliminates percentage fees entirely. Solana's efficiency keeps network costs negligible. Self-custody removes withdrawal charges.

Do the math for your business. Calculate annual processing volume. Multiply by 0.5-1%. That's what you're currently paying.

With Larecoin, that number approaches zero.

The question isn't whether to switch. It's why you're waiting.

Explore Larecoin's merchant solutions and start keeping more of what you earn.