NOWPayments vs CoinPayments vs Larecoin: Which Crypto POS System Slashes Your Fees By 50%+?

You're bleeding cash on crypto payment fees.

NOWPayments charges 0.5%-1% per transaction. CoinPayments does the same. Add gas fees. Add withdrawal fees. Add currency conversion costs.

The damage compounds fast.

Larecoin flips the model. Zero percentage fees. Gas-only costs. That's it.

The result? 50%+ savings at $100K annual volume. 80%+ savings at $5M+.

Let's break down exactly where your money goes, and where it should stay.

The Hidden Cost of Percentage-Based Fees

Traditional crypto payment processors love percentage fees.

NOWPayments: 0.5% single-currency, 1% multi-currency. CoinPayments: 0.5%-1% transaction fees.

Sounds small. Until you scale.

Process $100,000 annually? You're paying $500-$1,000 in platform fees alone. That's before blockchain gas fees. Before withdrawal fees. Before conversion spreads.

The percentage model punishes success. Your fees grow linearly with revenue. Hit $500K in sales? Your costs quintupled.

Larecoin operates differently. No percentage fees. Ever.

You pay blockchain gas costs, typically $0.50-$2 per transaction depending on network congestion. That's it.

Real Numbers: What You Actually Save

Let's run the math on annual processing volumes.

Annual Volume	NOWPayments/CoinPayments	Larecoin	Your Savings
$100,000	$750-$1,000	~$400	47-60%
$500,000	$2,500-$5,000	Under $2,000	50-80%
$1,200,000	~$9,000	~$2,000	78%
$5,000,000	~$25,000	~$5,000	80%+

At $1.2M in annual processing (think $100K monthly), you save $7,000 per year with Larecoin.

That's hiring a part-time employee. Upgrading your tech stack. Reinvesting in growth.

The gap widens as you scale. At $5M annually, traditional processors extract $25,000. Larecoin? Around $5,000.

Your margin is your competitive advantage. Stop handing it to payment processors.

Why Gas-Only Makes Sense

Blockchain networks charge gas fees to process transactions. That's unavoidable.

What IS avoidable? Paying middlemen to facilitate something that's already decentralized.

NOWPayments and CoinPayments insert themselves between you and the blockchain. They charge for "convenience." For custody. For conversion.

Larecoin removes the middleman. Direct wallet-to-wallet transactions. Self-custody architecture. You control your funds.

Gas fees are transparent. Predictable. Flat.

They don't scale with your transaction size. A $100 payment costs the same as a $10,000 payment.

That's the breakthrough.

Beyond Fees: What Else Larecoin Does Better

Fee savings matter. But they're not everything.

NFT Receipts for Bulletproof Accounting

Every Larecoin transaction generates an NFT receipt. Immutable. Timestamped. Verifiable.

Your accountant will thank you. Tax audits become trivial. Chargebacks become impossible.

Traditional systems give you a CSV file. Larecoin gives you blockchain-verified proof of every sale.

LUSD Stablecoin: Volatility Protection Without Conversion Fees

Accept crypto. Get paid in LUSD stablecoin.

No conversion spreads. No 1-2% fees for converting BTC to USD. No watching your revenue fluctuate 10% overnight.

LUSD maintains a 1:1 peg with USD through overcollateralized backing. It's stable. It's decentralized.

You can hold it. Convert it. Or spend it directly within the ecosystem.

Self-Custody = Financial Sovereignty

NOWPayments and CoinPayments hold your funds. You're trusting third parties.

They can freeze accounts. Delay withdrawals. Add KYC barriers.

Larecoin never touches your funds. Self-custody architecture means your crypto goes directly to your wallet.

No intermediaries. No permission needed. No "sorry, we're reviewing your account" emails.

This is what Web3 payment infrastructure looks like.

Receivables Tokenization

Incoming payments become tradable tokens. Sell your receivables for instant liquidity.

Need cash flow before a customer pays? Tokenize the receivable. Sell it at a discount on secondary markets.

This financial primitive doesn't exist in traditional crypto payment systems.

The Traditional Payment Processor Trap

Legacy processors optimize for their revenue. Not yours.

Percentage fees align their incentives with transaction volume. The bigger your sale, the more they extract.

That's why they love subscription models. Recurring charges. High-ticket items.

Your success becomes their payday.

Withdrawal fees add insult to injury. You already paid processing fees. Now they charge you to access YOUR money.

Currency conversion spreads are hidden but brutal. Accept BTC, withdraw USD? They pocket 1-2% on the spread.

Add it all up and you're losing 2-4% on every transaction.

Who Should Use Larecoin?

High-volume merchants see the biggest savings. But even small operations benefit.

E-commerce stores processing $10K+ monthly save $500-$1,000 annually. Scale that to $100K monthly and you're saving $7,000+.

Brick-and-mortar businesses accepting crypto reduce overhead. No terminal fees. No card network assessments.

Digital service providers (SaaS, agencies, freelancers) get instant settlement. No 2-3 day holds. No account reserves.

International sellers bypass forex fees entirely. Receive payment in crypto or LUSD. Convert on your terms.

If you're processing crypto payments, you should be comparing fee structures.

The Competitive Landscape in 2026

Crypto payment adoption is accelerating. More customers want to pay with digital assets.

Traditional processors know this. They're keeping fees high because merchants have limited alternatives.

NOWPayments positions itself as "developer-friendly." CoinPayments markets "250+ cryptocurrencies."

Features matter. But margin matters more.

You can't build a sustainable business losing 2-4% on every transaction. The unit economics don't work.

Larecoin prioritizes merchant profitability. Lower costs. Better technology. Full self-custody.

Check out Larecoin's ecosystem to see the full infrastructure.

Making the Switch

Migrating payment processors feels risky. What if something breaks?

Larecoin's implementation is straightforward. Plug-and-play APIs. Documentation for every major e-commerce platform.

Most merchants are live within 24-48 hours.

You don't need to go all-in immediately. Run Larecoin alongside your existing processor. Compare real costs over 30 days.

The numbers speak for themselves.

Stop Overpaying for Payment Processing

Every percentage point matters when margins are thin.

NOWPayments and CoinPayments were built in an earlier era. When crypto was niche. When merchants had few options.

2026 is different.

Self-custody is standard. Gas-only fee models are viable. NFT receipts provide better accounting than CSV exports.

You don't need a middleman taking 1% on every sale.

Calculate what you paid in fees last year. Multiply by 0.5. That's your annual savings with Larecoin.

What would you do with an extra $5K? $10K? $50K?

Stop bleeding margin. Switch to Larecoin and keep what you earn.

Your bottom line will thank you.