Reduce Merchant Interchange Fees in 5 Minutes: The Ultimate Web3 POS System for Small Businesses

You're Bleeding $30,000 Annually (And You Don't Even Know It)

Running a small business with $1 million in yearly revenue?

Congratulations. You're paying roughly $30,000 in interchange fees to card networks.

Every. Single. Year.

That's 2-3.5% per transaction plus assessment fees, processor markups, and gateway charges stacking on top of each other like a bad pyramid scheme.

Traditional payment processors treat this like it's normal. Like you should just accept it.

Larecoin says otherwise.

The Web3 POS Revolution: $0.15 vs $30

Here's the reality: blockchain-based payments cost $0.01 to $0.30 per transaction. Not per percentage. Per transaction.

That coffee shop charging $5 for a latte? Traditional processors take $0.17. Larecoin charges $0.15 flat: regardless of transaction size.

That $500 sale? Traditional fees hit $17.50. Larecoin? Still $0.15.

Do the math. The savings compound fast.

Why Larecoin Crushes NOWPayments and CoinPayments

Let's get specific. You've got options in the Web3 payments space.

NOWPayments:

• Charges 0.5% per transaction

• Limited stablecoin options

• No native token ecosystem

• Zero self-custody flexibility

• Basic receipt functionality

CoinPayments:

• 0.5% transaction fee

• Clunky user interface

• Settlement delays

• No NFT receipt innovation

• Limited compliance transparency

Larecoin:

• Gas-only fees ($0.01-$0.30)

• Native LUSD stablecoin integration

• NFT receipts as proof of purchase

• Full self-custody control

• Rigorous US compliance (MSB + state MTL strategy)

The difference isn't subtle. It's structural.

The 5-Minute Setup That Changes Everything

Minute 1: Create your merchant account at Larecoin. Email verification. No credit checks. No bank interrogations.

Minute 2: Select your preferred stablecoins. LUSD, USDC, USDT. Whatever matches your customer base.

Minute 3: Configure payment settings. Set your preferred withdrawal methods. Enable auto-conversion if you want fiat off-ramps.

Minute 4: Integrate the payment gateway. Shopify plugin? Done. WooCommerce? Done. Custom API? Documentation's crystal clear.

Minute 5: Generate QR codes for in-store payments. Add checkout buttons to your website. Test a transaction.

You're live.

No month-long approval processes. No merchant account underwriting nightmares. No "we'll get back to you in 7-10 business days."

Just immediate access to the future of payments.

LUSD: The Stablecoin That Actually Makes Sense

Most crypto payment systems force you into volatile assets or corporate-controlled stablecoins.

LUSD is different.

Decentralized. No single company controls it.

Overcollateralized. Backed by ETH at 110%+ ratios.

Gas-efficient. Transactions settle for pennies on Layer 1, fractions of pennies on Layer 2.

Stable. Soft-pegged to $1 USD through algorithmic mechanisms.

When customers pay with LUSD through Larecoin, you're receiving value that doesn't depend on corporate banking infrastructure. No Tether controversies. No Circle debanking risks.

Just math, code, and collateral.

NFT Receipts: Proof of Purchase Meets Web3

Here's where Larecoin gets innovative.

Every transaction generates an NFT receipt. Not a paper receipt that gets lost. Not an email receipt that gets buried.

An immutable, blockchain-verified proof of purchase.

For customers:

• Permanent warranty records

• Resale verification for high-value items

• Loyalty program integration

• Digital collectibles for brand engagement

For merchants:

• Dispute resolution documentation

• Automatic record-keeping

• Marketing opportunities through receipt metadata

• Enhanced customer engagement tools

Traditional payment processors give you CSV files. Larecoin gives you programmable proof.

Self-Custody: Your Money, Your Rules

NOWPayments and CoinPayments hold your funds. You request withdrawals. They process them. Eventually.

Larecoin operates differently.

Non-custodial architecture. Payments flow directly to your wallet. No intermediary holding your funds. No "processing times" while someone else earns interest on your money.

You control the private keys. You control the timing. You control the security practices.

If you want to withdraw to fiat via a push-to-card service? Your choice.

If you want to hold LUSD and deploy it into DeFi protocols earning yield? Also your choice.

Your revenue. Your custody. Your timeline.

US Compliance: Not Optional, Not Negotiable

Let's address the elephant in the Web3 room.

Most crypto payment processors operate in regulatory gray zones. "Decentralized" becomes code for "we haven't figured out compliance yet."

Larecoin takes a different approach.

MSB Registration: Registered as a Money Services Business with FinCEN.

State MTL Strategy: Pursuing Money Transmitter Licenses in required states. Not cutting corners. Not hoping regulations won't catch up.

Transparent compliance: Full disclosure at larecoin.com/trust.

This matters because your business depends on payment infrastructure that won't disappear overnight.

Regulators are coming for non-compliant crypto payment systems. Larecoin is already ahead of the curve.

The Hybrid Model: Web3 + Traditional

Reality check: Not every customer has a crypto wallet. Yet.

Larecoin doesn't require you to burn bridges with traditional payment processors. Run both systems simultaneously.

• Traditional credit cards for customers who prefer them

• Larecoin for customers seeking lower prices (pass savings along)

• Gradual adoption without revenue disruption

• Data on which customer segments prefer which methods

Smart businesses don't make binary choices. They offer options that reduce costs without eliminating convenience.

Cross-Border Payments: Where Savings Explode

Domestic interchange fees hurt. International fees are brutal.

Traditional processors charge:

• 3.5-4% interchange

• 1-3% currency conversion fees

• $0.50-$1.00 fixed fees

• 2-5 day settlement times

Larecoin charges the same $0.15 whether your customer is in Brooklyn or Bangkok.

No currency conversion fees on stablecoin transactions. No multi-day settlement delays. No correspondent banking fees stacking up.

For businesses with international customers, this isn't incremental improvement. It's fundamental transformation.

The Real Question: Why Are You Still Paying 3%?

Ten years ago, interchange fees were unavoidable. The card networks had a monopoly. Merchants had no alternatives.

That era is over.

Blockchain infrastructure is production-ready. Stablecoins are proven. Self-custody wallets are user-friendly. Compliance frameworks exist.

The only question remaining: how much longer will you pay $30,000 annually when you could pay $150?

NOWPayments and CoinPayments reduced the problem. Larecoin solved it.

Zero percentage fees. NFT innovation. True self-custody. Rigorous US compliance. Five-minute setup.

The ultimate Web3 POS system isn't coming.

It's already here.

Check out the Larecoin ecosystem and decide if your business can afford to keep overpaying.

Spoiler: It can't.