Struggling For a Crypto POS System? 5 Reasons Small Business Owners Choose Larecoin Over NOWPayments

You're paying too much. Way too much.

Traditional crypto payment processors treat merchants like ATMs. Percentage fees. Withdrawal fees. Conversion fees. Settlement delays. Custodial risk.

NOWPayments charges 0.5-1% per transaction plus additional fees for withdrawals and conversions. That's fine if you're processing pennies. But at real volume? You're hemorrhaging cash.

Small business owners switching to Larecoin are slashing payment processing costs by 78% while gaining instant settlement, true self-custody, and NFT-powered customer engagement tools that NOWPayments can't match.

Here's exactly why merchants are making the switch.

1. Gas-Only Fees Eliminate Percentage Gouging

NOWPayments charges 0.5-1% on every transaction. Every single one.

Processing $100K monthly? That's $500-$1,000 in fees. Plus withdrawal fees. Plus conversion fees if you're swapping tokens.

Larecoin charges zero percentage fees. You pay gas only.

At $100K monthly volume, merchants save roughly $7,000 annually. That's a 78% cost reduction compared to NOWPayments.

At $5M+ annual volume? Savings exceed 80%.

The math is brutal. Percentage-based models punish growth. Gas-only pricing rewards it.

Most Solana transactions cost fractions of a penny. Even during peak network congestion, fees stay below $0.01 per transaction.

Compare that to losing $10 on every $1,000 sale with NOWPayments.

Your margins matter. Gas-only fees let you keep them.

2. True Self-Custody Means Instant Fund Control

NOWPayments holds your crypto. You're trusting them with custody.

They settle when they settle. You withdraw when they allow it. You accept counterparty risk every single day.

Larecoin delivers direct self-custody. Funds hit your wallet instantly. No intermediary. No holding periods. No withdrawal delays.

You control your keys. You control your crypto. You control your business.

This eliminates artificial liquidity gaps. Customer pays. You receive funds immediately. No waiting 5-15 minutes for settlement. No wondering if the payment processor will freeze your account.

Traditional payment processors have frozen merchant accounts without warning. Custodial crypto platforms operate the same way.

Self-custody removes that risk entirely.

Your crypto. Your wallet. Your rules.

Merchants running high-volume operations can't afford settlement delays or custody risk. Larecoin fixes both problems at the protocol level.

3. Sub-Second Settlement Destroys Checkout Friction

NOWPayments takes 5-15 minutes to settle transactions. Bitcoin confirmations. Network congestion. Mempool backlogs.

Customers wait. Merchants wait. Everyone waits.

Larecoin settles in sub-second timeframes. Faster than credit card authorizations.

Built on Solana's high-performance architecture, Larecoin processes payments faster than traditional point-of-sale systems while maintaining full decentralization and cryptographic security.

Sub-second finality means:

• Zero checkout friction

• No abandoned carts waiting for confirmations

• Real-time inventory updates

• Instant payment verification at physical POS terminals

Imagine running a coffee shop. Customer orders a latte. Pays with crypto. Transaction settles before the espresso shots pull.

That's the speed difference between Larecoin and legacy crypto payment platforms.

Speed matters at the point of sale. Customers won't wait 10 minutes for blockchain confirmations while holding up the line.

Larecoin removes that friction entirely.

4. NFT Receipts Turn Every Payment Into Customer Engagement

NOWPayments processes payments. That's it.

You collect money. Customer leaves. No connection. No engagement. No loyalty mechanism.

Every Larecoin payment generates an NFT receipt with programmable utility.

These aren't useless digital collectibles. They're functional tools for:

• Loyalty rewards tied directly to purchase history

• Exclusive access to member-only products or events

• Resale rights that let customers trade receipts on secondary markets

• Direct wallet connections for retargeting and community building

Merchants gain CRM functionality without third-party tools or data silos.

You own the customer relationship through their wallet address. Send targeted offers. Drop exclusive NFT rewards. Build communities around your brand.

NOWPayments can't do this. CoinPayments can't do this. Traditional payment processors definitely can't do this.

NFT receipts transform one-time transactions into ongoing relationships. Customers hold proof of purchase in their wallets. You hold direct access to engaged customers.

This is programmable commerce. This is Web3 retail done right.

Check out how merchants are already using this for metaverse shopping integration.

5. LUSD Stablecoin Integration Eliminates Volatility Risk

Crypto volatility scares merchants. Rightfully so.

Accept Bitcoin today at $50K. Watch it drop to $45K tomorrow. Lose 10% overnight.

NOWPayments charges 1% conversion fees when you swap volatile crypto for stablecoins. Another tax on merchant revenue.

Larecoin treats stablecoins at gas-only rates. No conversion fees. No percentage cuts.

Accept LUSD (Larecoin's stablecoin) and receive dollar-pegged value instantly. Zero volatility exposure. Zero conversion fees.

This enables genuinely bank-free business operations. Pay vendors in LUSD. Pay employees in LUSD. Accept customer payments in LUSD. Never touch a traditional bank account.

Traditional banking infrastructure excludes crypto businesses. Account closures. Service denials. Regulatory uncertainty.

Larecoin lets you operate entirely on-chain with stable, predictable value transfer.

Dollar-pegged pricing. Instant settlement. Self-custody. Bank-free operations.

That's financial independence for merchants who want out of legacy banking systems.

The Migration Math

Switching payment processors sounds complicated. It isn't.

Larecoin merchants set up accounts in minutes. Connect wallets. Generate payment links. Start accepting crypto immediately.

No lengthy approval processes. No invasive KYC beyond basic compliance. No waiting for merchant account approvals.

The cost savings alone justify migration. But you're also gaining:

• Instant settlement

• True self-custody

• NFT loyalty programs

• Stablecoin integration

• Bank-free operations

NOWPayments can't compete on any of these dimensions.

Traditional crypto payment processors built custodial platforms that replicate legacy banking models. They charge percentage fees. They hold your funds. They control settlement timing.

Larecoin built a decentralized alternative that puts merchants first.

What This Means For Your Business

You're either paying percentage fees or you're not.

You're either waiting for settlement or you're not.

You're either trusting custodians with your crypto or you're not.

You're either building customer relationships with NFT receipts or you're not.

The choice is binary. The math is clear.

Small business owners switching to Larecoin are saving thousands annually while gaining tools that transform how they engage customers and manage finances.

NOWPayments is a legacy crypto processor charging legacy fees with legacy settlement times.

Larecoin is a decentralized Web3 payment protocol built for merchants who want lower costs, faster settlement, and customer engagement tools that actually work.

Join the Larecoin community and see how merchants are building bank-free businesses with true financial independence.

The crypto payment revolution isn't coming. It's already here.

Stop paying percentage fees. Start keeping your margins.