The 1.5% Tax That's Feeding the World: How LarePAY's Social Impact Model Works

Pay Less. Give More. Automatically.

Here's the thing about traditional payment processors: they charge you 2.5-3.5% per transaction and give exactly zero to charity.

LarePAY flips this model completely.

Sub-1.4% total settlement cost. Automatically fund global charities. No extra fees. No fundraising campaigns. No guilt trips.

It's built into the protocol.

The 1.5% That Changes Everything

Every transaction on LarePAY triggers an automatic allocation: 1.5% goes directly to verified charitable organizations fighting global hunger.

Not optional. Not a marketing gimmick. Hardcoded into the blockchain.

The moment your payment settles, smart contracts execute. They segregate the charitable portion. Distribute it to pre-verified nonprofits. Zero human intervention. Zero administrative overhead.

This isn't a donation feature you can toggle on or off. It's the foundation of how LarePAY operates.

Partner Organizations:

• ChildFund – Youth development and disaster relief

• No Kid Hungry – Childhood nutrition programs

• One Bread Foundation – Food security initiatives

• UNICEF – Global children's health and education

Every transaction. Every time. Transparently recorded on LareScan.

The Math That Actually Makes Sense

Traditional processors charge 2.5-3.5% and keep everything.

LarePAY charges sub-1.4% total and allocates 1.5% to charities.

Wait: how does that work?

Blockchain efficiency. No middlemen. No legacy banking infrastructure. Direct settlement on LareBlocks Layer 1.

Real Numbers for a $50k/Month Business:

• Annual processing volume: $600,000

• Total LarePAY fees: $8,400

• Automatic charitable contribution: $9,000

• Traditional processor fees: $18,000-$21,000

• Savings: $9,600-$12,600 per year

You're saving money while funding verified humanitarian programs.

Not a trade-off. A structural advantage.

The Million Dollar Example

Scale it up. A business processing $1 million annually:

With Traditional Processors:

• Total fees: $25,000-$35,000

• Charitable contributions: $0 (unless you donate separately)

With LarePAY:

• Total fees: $14,000

• Charitable contributions: $15,000 (automatic)

• Net savings vs. traditional: $11,000-$21,000

Lower costs. Higher impact. Completely transparent.

How the Smart Contracts Work

This isn't manual accounting. It's automated philanthropy.

Step 1: Customer completes payment Step 2: Transaction settles on LareBlocks blockchain Step 3: Smart contract executes instantly Step 4: 1.5% segregated and distributed to verified charities Step 5: Full transaction recorded on LareScan

Every allocation. Every recipient. Every timestamp. Publicly verifiable.

No trust required. Just code and transparency.

The charities receive funds directly. No intermediary foundation. No administrative fees eating into donations. The blockchain handles everything.

LareScan: Complete Transparency

Traditional payment processors operate in black boxes. You process payments. They take fees. End of story.

LarePAY operates on LareScan: the blockchain explorer for LareBlocks.

Every transaction shows:

• Transaction ID and timestamp

• Payment amount processed

• Charitable allocation executed

• Recipient organization

• Wallet addresses involved

Open. Verifiable. Immutable.

Merchants can share proof of impact with customers. Charities can verify incoming funds in real-time. Auditors can track every dollar.

Learn more about LareScan and blockchain transparency.

Scalability Without Fundraising Fatigue

Traditional charity models hit walls. Donor fatigue. Campaign costs. Economic downturns.

LarePAY's model scales automatically with transaction volume.

At $10M annual network volume:

• Charitable contributions: $150,000

• Merchant savings vs. traditional: $210,000

At $100M annual volume:

• Charitable contributions: $1.5M

• Merchant savings: $2.1M

At $1B annual volume:

• Charitable contributions: $15M

• Merchant savings: $21M

No additional fundraising. No marketing campaigns. Just network growth generating humanitarian impact.

The more businesses adopt LarePAY, the more funding flows to verified charities. Automatically. Perpetually. Transparently.

Why Merchants Are Making the Switch

Lower fees. Sub-1.4% vs. 2.5-3.5% traditional.

Built-in impact. Every transaction feeds the charitable allocation.

Marketing advantage. Tell customers their purchases support global hunger relief.

Tax benefits. Charitable contributions may offer tax advantages depending on jurisdiction.

Complete transparency. Proof of impact via LareScan blockchain explorer.

No setup complexity. Master and sub-wallet management for enterprises. Simple onboarding via gift cards, ACH, or push-to-card services.

Compare this to NOWPayments or CoinPayments: standard crypto processors charging competitive rates but offering zero social impact infrastructure.

LarePAY doesn't just process payments. It transforms commerce into a force for humanitarian good.

The B2B2C Metaverse Connection

LarePAY integrates directly with Larecoin's broader ecosystem.

AI-powered shopping hubs. Community spaces. NFT receipt generation for transaction transparency and potential tax advantages.

Merchants get contactless POS systems. Customer-facing portals. Blockchain-verified transaction records.

All while automatically funding global charities with every sale.

This isn't just a payment processor. It's a complete Web3 commerce infrastructure with embedded social impact.

What This Means for 2026 and Beyond

Traditional payment models extract value. Take fees. Offer nothing back.

Web3 payment infrastructure like LarePAY creates value loops.

Merchants save money. Customers get transparent, secure payments. Charities receive consistent, verifiable funding. The network grows stronger with every transaction.

The CLARITY Act (H.R. 3633) positions digital commodities like Larecoin favorably in the regulatory landscape. As blockchain payments gain legitimacy, merchants adopting early gain competitive advantages.

Lower costs. Higher transparency. Automatic social impact.

Not the future of payments. The present for merchants ready to innovate.

Join the Network

Processing payments doesn't have to be a zero-sum game.

With LarePAY, every transaction reduces your costs and funds verified humanitarian organizations.

Automatic allocation. Complete transparency. Structural advantage over traditional processors.

Start saving while making an impact: Explore Larecoin's merchant solutions

The 1.5% tax isn't a burden. It's the feature that transforms commerce into a global humanitarian network.

Lower fees. Transparent impact. Built for the future.

That's LarePAY.