The Fastest Way to Slash Interchange Fees and Keep Full Control of Your Crypto Revenue

Interchange fees are eating your profits. Every swipe. Every tap. Every transaction.

Credit card processors take 2-4% of every sale. That's not pocket change. For a business doing $100K monthly, you're handing over $2,000-$4,000 to middlemen.

There's a faster way. A smarter way. Crypto payments let you keep what you earn.

Let's break down exactly how to slash those fees and maintain complete control of your revenue.

The Hidden Cost of Traditional Payment Processing

Traditional payment rails are expensive by design. Card networks, issuing banks, acquiring banks: they all want a piece.

Here's the ugly truth:

• Interchange fees: 1.5-3.5% per transaction

• Assessment fees: 0.13-0.15% on top

• Payment processor markup: Another 0.5-1%

• Chargeback fees: $20-$100 per dispute

Add it up. You're bleeding money on every sale.

Crypto payments flip this script entirely. No card networks. No issuing banks. No middlemen taking cuts.

Why Traditional Crypto Gateways Still Fall Short

Switched to crypto payments? Smart move. But here's the catch.

Many crypto payment processors replicate the same custodial model you were trying to escape. Platforms like NOWPayments and CoinPayments hold your funds. They control the keys. They set the withdrawal schedules.

NOWPayments charges:

• 0.5% per transaction

• Additional network fees

• Conversion fees for fiat off-ramps

CoinPayments takes:

• 0.5% receiving fee

• $25 monthly for premium features

• Withdrawal fees on top

You escaped Visa and Mastercard. But now another company controls your crypto revenue.

That's not freedom. That's just switching jailers.

Self-Custody: The Non-Negotiable for Merchant Independence

Self-custody changes everything.

Your keys. Your crypto. Your revenue: the moment it arrives.

With Larecoin's merchant solutions, payments hit your wallet directly. No intermediary holding funds. No waiting periods. No withdrawal requests.

Here's what self-custody delivers:

• Instant access to every payment received

• Zero counterparty risk: no platform can freeze your funds

• Complete privacy over your financial operations

• No withdrawal fees because there's nothing to withdraw

This is how decentralized payments should work. You accept payment. It's yours. Done.

Check out the merchant solutions to see self-custody in action.

LUSD: Stability Without Sacrificing Control

Volatility concerns keeping you up at night? Valid.

Bitcoin dropped 15% last month. Ethereum's been choppy. You can't run a business on assets that swing wildly.

Enter LUSD: Larecoin's stablecoin solution.

LUSD maintains dollar parity while staying on-chain. Accept crypto payments. Settle in stable value. Keep full custody.

Why LUSD beats traditional stablecoin settlements:

• No off-ramping required for stability

• Stays within the Larecoin ecosystem

• Gas-only transfers mean minimal fees

• Push-to-card functionality when you need fiat

You get the fee savings of crypto with the predictability merchants need. No more choosing between volatility and traditional payment costs.

Layer 2 and Network Optimization: Fees Under a Penny

Network fees can kill crypto payment economics. We've all seen $50 Ethereum gas fees during congestion.

Smart merchants optimize their network choices.

Larecoin runs on Solana. That means:

• Sub-second transaction finality

• Fees measured in fractions of a cent

• Massive throughput capacity

• No congestion-based fee spikes

Compare that to Ethereum mainnet where a simple swap can cost $10-$30 during peak times.

The research is clear: Layer 2 solutions and alternative blockchains like Solana offer substantially lower transaction costs. Larecoin built on this foundation from day one.

Pro tip: Time your batch settlements during off-peak hours (typically 2-6 AM UTC) for even lower network fees.

NFT Receipts: Proof of Purchase That Actually Innovates

Traditional receipts are boring. Paper scraps that end up in the trash.

NFT receipts transform proof of purchase into something valuable.

Every Larecoin transaction can mint an NFT receipt. Here's why that matters:

For merchants:

• Immutable proof of every sale

• Automated record-keeping on-chain

• Easy audit trails for accounting

• Marketing opportunities through branded collectibles

For customers:

• Verifiable purchase history

• Potential loyalty rewards attached to receipts

• Resellable or tradeable proof of purchase

• No lost receipts ever again

NOWPayments doesn't offer this. CoinPayments doesn't either. It's a Larecoin innovation that adds real value beyond basic payment processing.

The Complete Fee Comparison

Let's get specific. Numbers don't lie.

$10,000 in monthly sales through traditional processing:

• Interchange + fees: ~$300

• Annual cost: $3,600

$10,000 monthly through CoinPayments:

• Processing fees: $50

• Premium subscription: $25

• Withdrawal fees: ~$20

• Monthly total: ~$95

• Annual cost: $1,140

$10,000 monthly through Larecoin:

• Network fees (Solana): <$5

• No processing percentage

• No withdrawal fees (self-custody)

• Monthly total: <$5

• Annual cost: <$60

The math is straightforward. Self-custody on efficient networks wins every time.

Setting Up Your Low-Fee Crypto Payment System

Ready to make the switch? Here's the fastest path:

Step 1: Create your merchant wallet Head to larecoin.com/merchants. Set up takes minutes.

Step 2: Configure your payment options Choose which tokens to accept. Enable LUSD settlement for stability. Set up NFT receipt minting.

Step 3: Integrate with your store API documentation makes integration simple. Works with major e-commerce platforms.

Step 4: Start accepting payments Funds flow directly to your wallet. No delays. No holds. No middlemen.

Step 5: Optimize for even lower fees Consolidate transactions within the Larecoin ecosystem. Use native tokens for additional discounts. Time batch operations strategically.

The Merchant Freedom Manifesto

Decentralized crypto payments aren't just about saving money. Though that matters.

It's about independence.

• No payment processor can freeze your account for arbitrary ToS violations

• No bank can hold your funds during "routine reviews"

• No middleman sets your withdrawal schedule

• No third party accesses your transaction data

You built your business. You should control its revenue.

Custodial solutions: whether card processors or crypto gateways: put someone else between you and your money. Self-custody eliminates that entirely.

The Bottom Line

Interchange fees are a tax on doing business. Traditional crypto gateways reduced that tax but kept you dependent on their platforms.

Larecoin eliminates both problems.

Self-custody means instant access to every payment. Solana's efficiency keeps network fees negligible. LUSD provides stability without off-ramping. NFT receipts add innovation no competitor matches.

The fastest way to slash fees? Stop using systems designed to extract value from your transactions.

Start accepting payments on your terms. Keep full control. Build on infrastructure that works for merchants: not against them.

Visit larecoin.com/pay to see the payment system in action.

Your revenue. Your keys. Your freedom.