The Merchant's Guide to US-Compliant Web3 Payments: How Larecoin Combines Self-Custody, NFT Receipts, LUSD Benefits, and Real MSB Licensing

Web3 payments are exploding. But here's the problem: most crypto payment processors cut corners on compliance. They operate in gray zones. They hold your funds. They leave you exposed.

Not Larecoin.

We're building something different. A Web3 payment solution that combines true self-custody, NFT receipts for bulletproof accounting, LUSD stablecoin benefits, and real US regulatory compliance through MSB licensing and state MTL strategies.

This isn't just another crypto payment processor. It's the future of merchant payments. Built right. Built compliant. Built for you.

Let's break it down.

Why US Compliance Actually Matters

Here's what most Web3 payment companies don't tell you: operating without proper licensing is a ticking time bomb.

Banks shut down accounts. Regulators issue cease-and-desist orders. Merchants get caught in the crossfire.

Larecoin takes a different approach.

We're pursuing rigorous US compliance through:

• Federal MSB (Money Services Business) registration with FinCEN

• State-by-state Money Transmitter License (MTL) strategy

• Full AML/KYC compliance frameworks

• Regular auditing and reporting protocols

This isn't just paperwork. It's protection. For you. For your customers. For your business.

When you process payments through Larecoin, you're working with a platform that takes regulatory compliance seriously. No gray areas. No surprises. No midnight emails from your bank asking uncomfortable questions.

Self-Custody: Your Money, Your Wallet, Your Rules

Traditional payment processors? They hold your funds. They control your money. They can freeze your account whenever they want.

That's not self-custody. That's trust-based custody.

And trust breaks.

With Larecoin, payments go directly to your merchant wallet. No intermediary holding your funds. No withdrawal limits. No account freezes because some algorithm flagged your legitimate business.

Here's what true self-custody means for merchants:

• Instant access to your funds

• Zero third-party risk : your keys, your crypto

• No arbitrary account freezes

• Complete control over your receivables

• No waiting periods for withdrawals

Compare this to NOWPayments or CoinPayments. Both platforms require you to trust them with your funds. Both can freeze withdrawals. Both add counterparty risk to every transaction.

Larecoin eliminates that risk entirely.

Your wallet. Your funds. Period.

NFT Receipts: The Accounting Game-Changer

Paper receipts get lost. Digital receipts get deleted. Spreadsheets get corrupted.

NFT receipts are forever.

Every transaction processed through Larecoin generates an immutable, timestamped NFT receipt directly on-chain. This isn't a gimmick. It's a revolution in merchant accounting.

What NFT Receipts Give You:

Cryptographic Proof of Payment Every receipt is mathematically verifiable. No one can dispute the transaction occurred. No one can alter the details. The blockchain doesn't lie.

Audit-Proof Documentation Tax season used to be a nightmare. Now? Point your accountant to the blockchain. Every transaction. Every timestamp. Every amount. Immutably recorded.

Dispute Resolution Customer claims they paid? Check the NFT receipt. Customer claims they didn't receive what they ordered? The timestamped proof tells the whole story.

Automated Record-Keeping No more manual data entry. No more reconciliation headaches. Your transaction history writes itself to an immutable ledger.

NOWPayments offers CSV exports. CoinPayments gives you downloadable reports. Both are deletable. Both are editable. Both are disputable.

NFT receipts are none of those things.

They're proof. Permanent, verifiable, on-chain proof.

LUSD Benefits: Slash Your Payment Processing Costs

Let's talk about fees.

Traditional card processing? 2-6% interchange fees. Every. Single. Transaction.

That's money straight out of your margin.

Larecoin's LUSD stablecoin changes the equation completely.

Gas-Only Transfers

LUSD enables gas-only transfers. You're not paying percentage-based fees on every transaction. You're paying minimal network gas costs. That's it.

The math is simple:

• Traditional processing: 3% on a $1,000 sale = $30 in fees

• Larecoin LUSD: Gas-only transfer = pennies

Scale that across hundreds or thousands of transactions. The savings compound fast.

The 1.5% Ecosystem Fee

Larecoin charges a transparent 1.5% fee on payments. That's already 50%+ lower than traditional interchange rates.

But here's the twist: 87% of that fee returns to the ecosystem for liquidity development. You're not just paying fees : you're investing in the infrastructure that makes your payments possible.

Compare to competitors:

Platform	Fee Structure	Self-Custody	NFT Receipts
Larecoin	1.5% + gas-only LUSD	✅ Yes	✅ Yes
NOWPayments	0.5-1% + withdrawal fees	❌ No	❌ No
CoinPayments	0.5% + conversion fees	❌ No	❌ No

Lower fees. True self-custody. Immutable receipts. The choice is obvious.

QR-Generated POS: Ditch the Hardware

Expensive POS terminals? Legacy hardware? Monthly rental fees?

Gone.

Larecoin's QR-generated point-of-sale system requires exactly two things:

1. A smartphone

2. An internet connection

That's the entire hardware requirement. Generate a QR code. Customer scans. Payment complete. Funds in your wallet.

No $500 terminals. No monthly hardware leases. No proprietary equipment that locks you into one provider.

Just simple, instant, Web3-native payments.

How Larecoin Stacks Up Against the Competition

Let's get specific about why Larecoin beats the alternatives.

vs. NOWPayments

NOWPayments offers crypto payment processing. But they hold your funds. They control withdrawals. They add counterparty risk.

Larecoin? Self-custody. Your wallet receives payments directly.

NOWPayments gives you CSV exports for accounting. Larecoin gives you immutable NFT receipts that can't be altered or disputed.

NOWPayments operates in regulatory gray zones. Larecoin pursues MSB licensing and state MTL compliance.

vs. CoinPayments

CoinPayments has been around since 2013. They support lots of coins. But the fundamental model is the same: custodial.

They hold your crypto. They control access. They can freeze accounts.

And their compliance story? Let's just say it's not their selling point.

Larecoin offers everything CoinPayments does : multi-chain support, easy integration, merchant tools : without the custodial risk and with proper US compliance frameworks.

Getting Started with Larecoin

Ready to upgrade your payment processing?

Step 1: Visit larecoin.com/merchants

Step 2: Set up your self-custody wallet

Step 3: Generate your first QR code

Step 4: Start accepting payments

It's that simple. No lengthy applications. No waiting for approval. No hardware to install.

Just Web3 payments the way they should be: fast, compliant, and completely in your control.

The Bottom Line

Web3 payments are inevitable. The question isn't whether you'll accept crypto : it's who you'll trust to process it.

Choose a platform that holds your funds, operates in gray zones, and gives you deletable CSV receipts? That's a risk.

Choose Larecoin : with true self-custody, NFT receipts, LUSD fee savings, and real MSB compliance : and you're choosing the future of payments done right.

Your business deserves better than legacy crypto processors.

Visit larecoin.com to learn more. Check out the whitepaper for the technical details. Join the community to connect with other merchants making the switch.

The future of payments is self-custody. The future is compliant. The future is Larecoin.