The Merchant's Guide to Metaverse Shopping at Zero Interchange Costs
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Interchange fees are bleeding your margins dry.
Every credit card swipe costs you 2-3.5%. That's before monthly fees, chargeback penalties, and settlement delays. For merchants processing $100K monthly, you're handing $3,500 to payment processors.
That ends now.
The Zero-Interchange Revolution
Crypto payments eliminate traditional interchange costs entirely.
No conversion fees. No settlement delays. No middleman taking a cut.
Larecoin operates on gas-only transfers. You pay blockchain network fees: typically $0.10 to $1.50 per transaction. Compare that to $3.50 on a $100 sale with traditional processors.
The math is brutal for old payment rails.

How Larecoin Stacks Against Legacy Crypto Processors
NOWPayments charges 0.5% per transaction plus blockchain fees. Better than credit cards, but still taking a percentage of every sale.
CoinPayments hits you with 0.5% plus network fees. Plus they hold your funds in custodial wallets. Not your keys, not your crypto.
Triple-A offers competitive rates but forces fiat conversion. You lose 1-2% on currency exchange plus settlement fees.
Larecoin? Gas-only transfers. Zero platform fees. True self-custody.
Your wallet. Your funds. Your control.
Technical Advantages That Actually Matter
NFT Receipts That Mean Something
Every transaction generates an NFT receipt minted on-chain.
Permanent proof of purchase. Immutable transaction records. Perfect for warranty claims, returns, and accounting.
Traditional receipts fade. Get lost. NFT receipts live forever on the blockchain.
LUSD Stablecoin Integration
Price volatility killed early crypto merchant adoption.
LUSD solves this. Pegged 1:1 to the US dollar. Overcollateralized for security. No algorithmic instability.
Accept payments in LUSD. Price stability of fiat. Speed and cost of crypto.
Gas-Only Transfer Model
Zero platform fees means zero platform overhead.
You pay network fees only. Transparent pricing. No hidden charges. No monthly minimums.
Process 10 transactions or 10,000. Same low per-transaction cost.
True Self-Custody
Your funds hit your wallet immediately.
No holding periods. No withdrawal limits. No account freezes.
Master wallet for business operations. Sub-wallets for departments or locations. Complete financial sovereignty.

Merchant Benefits That Impact Your Bottom Line
Reducing Interchange Fees By More Than 50%
Traditional payment processing costs 2.5-3.5% per transaction.
Larecoin reduces that to gas fees only: less than 0.5% for most transactions.
A $500,000 annual revenue merchant saves $12,500+ yearly. That's profit you keep instead of paying Visa.
Master/Sub-Wallet Architecture
Control multiple locations from one dashboard.
Master wallet oversees everything. Sub-wallets for individual stores, departments, or managers.
Real-time visibility across your entire operation. Instant fund transfers between wallets. No bank delays.
QR-Generated Point-of-Sale
Setup takes minutes, not months.
Generate QR codes instantly. No specialized hardware required. Any smartphone becomes a payment terminal.
Customer scans. Confirms amount. Sends payment. You receive funds.
Physical stores, pop-ups, mobile vendors: all use the same simple system.

The Metaverse Shopping Vision
51% of consumers want to buy both physical and virtual goods.
The metaverse isn't future tech. It's happening now.
Social Shopping in B2B2C Metaverse
Larecoin is building a B2B2C metaverse ecosystem.
Merchants create virtual storefronts. Customers browse in 3D spaces. Social shopping with friends in real-time.
Virtual fashion shows. Interactive product demonstrations. Community-driven commerce.
All transactions powered by zero-fee Larecoin infrastructure.
VR/AR Shopping Convenience
Try before you buy: virtually.
AR overlays show furniture in your home. VR lets you walk through virtual showrooms. NFT receipts prove ownership of digital collectibles.
Physical products ship to your door. Virtual items transfer to your wallet instantly.
Omnichannel commerce without omnichannel payment fees.
Permanent 24/7 Virtual Presence
Your metaverse store never closes.
Global customers browse while you sleep. Automated payments process without staff. NFT receipts generate automatically.
Traditional e-commerce has server costs and maintenance. Metaverse stores exist on decentralized infrastructure.
Lower overhead. Higher margins. Global reach.

Compliance & Trust: The Foundation That Matters
Federal MSB Registration
Larecoin is registered as a Money Services Business with FinCEN.
Federal compliance isn't optional. It's mandatory for legitimate operations.
We report to authorities. Follow AML/KYC protocols. Operate within the law.
State-Level MTL Coverage
Money Transmitter Licenses across multiple US states.
State-by-state compliance is expensive and complex. We've done the work.
Your customers in California, New York, Texas, Florida: all covered under proper licensing.
Why This Matters For Merchants
Working with non-compliant payment processors puts your business at risk.
Regulatory crackdowns freeze accounts. Seize funds. Terminate operations overnight.
Larecoin's compliance infrastructure protects your business. No surprises. No shutdowns.
The Real Comparison Nobody Talks About
NOWPayments: Great API, but custodial control and percentage fees add up.
CoinPayments: Established player, but outdated tech and conversion friction.
Triple-A: Strong in Asia, but forces fiat conversion and loses crypto's advantages.
Larecoin: Self-custody, zero platform fees, NFT receipts, metaverse-ready infrastructure.

Implementation Is Simpler Than You Think
Set up your master wallet. Generate sub-wallets for locations.
Create QR codes for point-of-sale. Integrate API for e-commerce.
Accept LUSD for price stability. Accept LARE for zero-fee transactions.
NFT receipts generate automatically. Compliance handled on our end.
The Next Decade of Commerce
Traditional payment processors dominated for 50 years.
That monopoly is breaking.
Blockchain technology eliminates unnecessary intermediaries. Self-custody returns financial control to merchants. Metaverse commerce creates new revenue streams.
Zero interchange costs aren't a discount. They're the actual cost of moving value.
Everything else is rent-seeking.
Your Move
The merchants who adapt first capture the advantage.
Zero-fee transactions preserve margins. Self-custody protects capital. Metaverse presence captures next-gen customers.
The future of retail isn't in traditional payment rails.
It's in gas-only transfers, NFT receipts, and metaverse storefronts.
Zero interchange costs. Full merchant control. Global metaverse reach.
That's the Larecoin advantage.

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