LareBlocks vs NOWPayments vs CoinPayments: Which Web3 Payment Infrastructure Actually Saves You Money?

You're losing money. Every. Single. Transaction.

NOWPayments and CoinPayments look affordable at first glance. Then the hidden fees start piling up. Suddenly your "low cost" payment processor is eating 4% of your revenue.

Let's break down the actual costs. No marketing fluff. Just numbers.

The Fee Trap Most Merchants Fall Into

NOWPayments advertises 0.5-1% transaction fees. Sounds reasonable, right?

Wrong.

Add blockchain fees. Withdrawal fees. Conversion charges. You're looking at 2-4% all-in.

CoinPayments? Same game. 0.5-1% transaction fee plus network fees, 0.5% withdrawal fees, and currency conversion spreads. Total damage: 2-5% depending on your transaction type.

LareBlocks operates differently. Zero percentage fees. Only gas fees: $0.001-$0.02 per transaction. No conversion charges. No settlement fees. No surprises.

Real Numbers at Real Scale

Let's run the math at $100K annual volume:

• NOWPayments: $750-$1,000 annually

• CoinPayments: $500-$1,000 annually

• LareBlocks: Under $400 annually

That's over 50% savings. Minimum.

Scale to $5M+ annual volume? LareBlocks delivers 80%+ savings compared to legacy processors.

The difference compounds fast. Every transaction. Every day. Every year.

Settlement Speed: Time Is Money

NOWPayments settles in approximately 5 minutes. CoinPayments varies from minutes to hours depending on blockchain congestion.

LareBlocks? 2-3 minutes with sub-second finality.

But speed isn't the only issue. It's custody.

The Custody Problem Nobody Talks About

Here's the critical difference most merchants overlook:

NOWPayments and CoinPayments are custodial intermediaries. They hold your funds during processing. You're trusting a third party with your money. Counterparty risk. Potential freezes. Someone else controls your capital.

LareBlocks delivers self-custody. Payments go directly to your wallet. No middleman. No third party holding assets. Your money. Your control. Instant.

This isn't just philosophical. It's practical risk management.

Hidden Costs They Don't Advertise

Transaction fees are just the beginning. Let's examine the full cost structure:

Withdrawal Fees:

• CoinPayments charges 0.5% to move YOUR money to YOUR wallet

• NOWPayments has minimum withdrawal thresholds and network fees

• LareBlocks has no withdrawal fees because funds never leave your custody

Conversion Charges:

• Need to convert crypto to stablecoins? Both competitors charge spreads

• LareBlocks offers native LUSD stablecoin integration with zero conversion fees

• Swap between assets using built-in liquidity pools at minimal gas costs

Integration Complexity:

• Traditional processors require extensive API integration

• LareBlocks offers Master/Sub-wallet architecture for enterprise management

• Automatic NFT receipt generation for tax and accounting transparency

Feature Comparison: More Than Just Fees

CoinPayments supports 2,000+ cryptocurrencies. NOWPayments handles 200+.

Impressive numbers. But here's what matters: Does your business need 2,000 cryptocurrencies?

LareBlocks focuses on the Solana ecosystem with bridge capabilities. Native Layer 1 blockchain. Not a payment processor running on existing chains.

The infrastructure difference is massive.

What LareBlocks Actually Delivers:

LareBlocks Layer 1 Blockchain:

• Purpose-built for payments

• Sub-second finality

• Gas-only pricing model

• Full transparency via LareScan explorer

Social Impact Engine:

• 1.5% transaction tax automatically supports global hunger initiatives

• Built-in corporate social responsibility

• Customers love supporting brands with purpose

Enterprise-Grade Management:

• Master/Sub-wallet architecture

• Perfect for multi-location businesses

• Granular permission controls

• Simplified accounting and reconciliation

Push-to-Card Services:

• Convert crypto to fiat instantly

• Direct deposit to debit cards

• Seamless customer experience

• No complicated off-ramps

The Gift Card Advantage

Nobody talks about onboarding friction. Getting customers into crypto is hard.

LareBlocks solves this with Gift Card integration. Customers buy gift cards with traditional payment methods. Redeem for LARE or LUSD. Seamless crypto entry.

No wallet setup friction. No exchange accounts. No complexity.

NFT Receipts: Your Accountant Will Thank You

Tax season nightmare? Not anymore.

Every LareBlocks transaction generates an NFT receipt. Immutable. Transparent. Comprehensive.

Your accountant gets clean records. Tax authorities get verification. You get peace of mind.

Traditional processors give you CSV files. LareBlocks gives you blockchain-verified proof.

AI-Driven Shopping Integration

Here's where it gets interesting.

LareBlocks isn't just payment infrastructure. It's a complete ecosystem with AI shopping assistants. Customers discover products. Get recommendations. Complete purchases. All within the same environment.

NOWPayments and CoinPayments? They're checkout buttons. Nothing more.

The Infrastructure Matters

Legacy processors bolt crypto payments onto existing systems. Slow. Expensive. Complicated.

LareBlocks built a Layer 1 blockchain specifically for payments. Every component optimized for merchant needs.

LareScan Explorer:

• Full transaction transparency

• Real-time monitoring

• Detailed analytics

• Customer trust building

Native Token Economics:

• LARE for transactions

• LUSD stablecoin for price stability

• Seamless swaps between both

• No external dependencies

Making the Switch

Migrating payment infrastructure sounds painful. It's not.

LareBlocks provides full onboarding support. Documentation. Developer resources. Community assistance via Telegram.

Most merchants complete integration in under a week.

The Bottom Line

Do the math yourself:

At $100K annual volume, you're saving $600-600 annually compared to competitors.

At $500K annual volume, you're saving $3,000-$5,000 annually.

At $5M+ annual volume, you're saving $100,000+ annually.

Those savings compound. Every year. Forever.

Plus you get:

• Self-custody security

• NFT receipt transparency

• Social impact contribution

• AI shopping integration

• Enterprise management tools

• Push-to-Card convenience

What's Your Move?

Legacy payment processors made sense when they were the only option. They're not anymore.

LareBlocks offers superior infrastructure. Lower costs. Better features. Actual innovation.

The question isn't whether to switch. It's how fast can you implement.

Check out the complete guide to Web3 payments for implementation strategies.

Join the Larecoin Community to connect with merchants already saving 50%+ on transaction costs.

Your competitors are already making the switch. Don't get left behind paying 4% when you could be paying $0.02.