Larecoin Vs NOWPayments Vs CoinPayments: Which Web3 Payment Solution Actually Cuts Your Fees by 50%?

Payment processors are eating your profits.

You're running a solid business. Revenue's climbing. But every month, thousands disappear into platform fees.

NOWPayments charges 0.5%. CoinPayments takes 0.5-1%. Doesn't sound like much until you process your first million.

Then it hurts.

The Real Cost of Percentage-Based Fees

Here's what nobody tells you about traditional crypto payment processors.

They charge percentages. That's the problem.

Process $500K annually? You're paying $2,500-$5,000 in platform fees alone. That's before network fees. Before withdrawal fees. Before currency conversion charges.

Hit $1.2 million? Now you're at $6,000-$12,000 annually.

Scale to $5 million? You just gave them $25,000+.

Your business grows. Their cut grows. You're penalized for success.

Larecoin's Gas-Only Model Changes Everything

Zero platform fees.

That's not marketing speak. That's the entire business model.

Larecoin operates on Solana. You pay gas fees only. Typically pennies per transaction.

Process $500K? Under $2,000 in gas costs annually. That's 50-60% savings compared to NOWPayments.

Process $1.2 million? Around $2,000 in gas fees. You just saved $4,000-$10,000.

Process $5 million? Roughly $5,000-$6,000 in costs. You kept an extra $20,000 that would've gone to percentage-based processors.

Over 36 months at $100K monthly processing:

• NOWPayments: $28,000 in fees

• CoinPayments: $31,320 in fees

• Larecoin: $7,128 in gas costs

You save $20,000-$24,000 over three years. That's real money back in your business.

The Fee Structure Breakdown

NOWPayments & CoinPayments charge:

• 0.5-1% per transaction

• Network fees on top

• Withdrawal fees when you move funds

• Currency conversion charges

• Custodial control (they hold your crypto)

Larecoin charges:

• Zero platform fees

• Gas only (Solana network costs)

• No withdrawal fees (you already custody your funds)

• No conversion charges

• Self-custody from transaction one

The math is simple. Percentage fees scale with your volume. Gas fees don't.

NFT Receipts: Your New Accounting Superpower

Every Larecoin transaction generates an NFT receipt.

Immutable. Verifiable. Blockchain-native.

Your accountant will actually thank you. Every payment creates a permanent record on Solana. Tax season becomes significantly less painful.

Traditional processors give you CSV files and email confirmations. Larecoin gives you cryptographic proof of every transaction.

Dispute a charge? Your NFT receipt is tamper-proof evidence.

Need transaction history for an audit? Your NFT receipts live on-chain forever.

Want to automate accounting reconciliation? NFT receipts integrate directly with Web3-native accounting tools.

This isn't a gimmick. It's functional innovation that solves real business problems.

LUSD: The Stablecoin That Actually Stays Stable

Larecoin offers LUSD for merchants who want stability without volatility.

Accept crypto. Hold stablecoins. Eliminate exchange risk.

Customer pays in LARE. You receive LUSD immediately. No conversion fees. No timing risk.

This matters when crypto markets swing 10% overnight. Your revenue shouldn't depend on Bitcoin's mood.

NOWPayments and CoinPayments offer stablecoin settlements. But they charge conversion fees. And withdrawal fees. And custody fees.

Larecoin's LUSD conversion happens at transaction level. Zero additional fees. Instant settlement.

You get predictable revenue. Customers get crypto payment flexibility. Everyone wins.

Self-Custody From Day One

Most crypto processors custody your funds.

You process payments. They hold the crypto. You request withdrawals. They approve withdrawals. You pay withdrawal fees.

You're not really accepting crypto. You're letting a third party accept crypto on your behalf.

Larecoin operates differently.

Self-custody from the first transaction. Your wallet. Your keys. Your crypto.

No withdrawal requests. No approval delays. No custody risk.

Process a payment at 2 AM? Funds hit your wallet immediately. Want to move funds at 4 AM? Move them. Nobody's permission required.

This isn't just philosophical. It's practical security.

Third-party custody creates single points of failure. Hacks happen. Platforms freeze accounts. Regulatory actions lock funds.

Self-custody eliminates these risks entirely.

US Compliance: The Boring Stuff That Matters

Larecoin maintains Money Services Business (MSB) registration.

Pursuing state Money Transmitter Licenses (MTL) across key markets.

This matters more than you think.

US crypto regulations tighten constantly. Platforms without proper licensing face enforcement. Merchants using those platforms face exposure.

NOWPayments operates internationally. CoinPayments operates from Canada. Both handle US customers. Neither maintains US state MTL licensing.

Larecoin's compliance strategy prioritizes US regulatory alignment. MSB registration with FinCEN. State-by-state MTL applications in progress.

You're not just choosing lower fees. You're choosing regulatory clarity.

When FinCEN cracks down on unlicensed money transmitters, your payment processor's compliance becomes your problem.

Choose processors with actual US licensing strategy.

Who Actually Wins on Fees?

The numbers are clear.

Annual Volume	NOWPayments/CoinPayments	Larecoin	Your Savings
$500K	$2,500-$5,000	<$2,000	50-60%
$1.2M	$6,000-$12,000	~$2,000	67-83%
$5M	$25,000+	~$5,000-$6,000	80%+

Higher volume = bigger savings.

Percentage-based fees punish growth. Gas-only fees don't.

That $20,000 you save over three years? Reinvest it. Hire someone. Expand inventory. Actually grow your business instead of feeding platform fees.

The Web3 Payment Solution That Actually Delivers

Larecoin cuts fees by 50-80% compared to NOWPayments and CoinPayments.

Not through accounting tricks. Through structural innovation.

Zero platform fees. Self-custody. NFT receipts. LUSD stablecoin. US compliance strategy.

Traditional processors optimize for their revenue. Larecoin optimizes for yours.

Your business processes $100K monthly. That's $1.2 million annually. Traditional processors take $6,000-$12,000.

Larecoin takes roughly $2,000 in gas fees.

Save $4,000-$10,000 annually. Scale that across five years.

The choice is simple. Keep paying percentages. Or switch to gas-only.

Your margins will thank you.

Learn more at larecoin.com or join the conversation at our official forum.