Looking For a NOWPayments Alternative? Here Are 10 Things You Should Know About Larecoin

Tired of watching your crypto payment processor eat into your margins? Yeah, we get it.

NOWPayments and CoinPayments have been around for a while. They work. But "works" isn't exactly groundbreaking in 2026.

If you're hunting for something that actually moves the needle for your business, lower fees, true self-custody, and features that make sense for merchants not just crypto hobbyists, Larecoin deserves a hard look.

Here's the rundown. Ten things every merchant needs to know before making the switch.

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1. Settlement That Actually Happens in Real-Time

Built on Solana. Sub-second finality.

That's not marketing fluff. Your customer pays. You see the funds. Before they even pocket their phone.

Compare that to NOWPayments where transaction confirmations can drag out depending on network congestion. Or CoinPayments where multi-confirmation requirements mean you're waiting... and waiting.

Larecoin's architecture eliminates that friction. Fast settlement = better cash flow. Simple math.

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2. NFT Receipts Are a Game-Changer (Not a Gimmick)

Every single transaction mints a unique NFT receipt. On-chain. Immutable. Yours forever.

Why does this matter?

• Proof of purchase that can't be disputed or faked

• Automatic warranty tracking tied to the blockchain

• Streamlined returns with verifiable transaction history

• Customer engagement through collectible receipts

NOWPayments gives you standard transaction IDs. CoinPayments does the same. Neither offers anything close to blockchain-verified receipts that double as accounting documentation and customer loyalty tools.

This is Web3 payments done right.

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3. Ditch the Hardware. Seriously.

No terminals. No dongles. No proprietary hardware rental fees.

Larecoin's LarePAY system generates QR codes on any device. Phone. Tablet. Laptop. Even that dusty iPad you forgot about.

Setup takes minutes. Not days.

Perfect for:

• Pop-up shops

• Farmers markets

• Food trucks

• Event vendors

• Remote service providers

With NOWPayments, you're still dealing with integration complexity. With CoinPayments, there's plugin dependencies and API configurations. Larecoin just works out of the box.

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4. Cut Your Payment Processing Costs by 50%+

Here's where it gets real.

Traditional card networks, Visa, Mastercard, Amex, charge interchange fees that crush small business margins. We're talking 2-4% per transaction, sometimes more.

NOWPayments and CoinPayments reduce that somewhat. But Larecoin takes it further.

50%+ savings on interchange fees. That's not a typo.

The Larecoin ecosystem is optimized around business receivables, not consumer transfers. Every fee structure decision was made with merchant profitability in mind.

Run the numbers on your monthly transaction volume. The savings add up fast.

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5. Self-Custody Means You Actually Own Your Money

This is critical. And it's where most crypto payment processors drop the ball.

With custodial solutions, your funds sit in someone else's wallet. Their keys. Their control. Their terms of service that can freeze your account on a whim.

Larecoin prioritizes self-custody. Your keys. Your crypto. Your business.

Multi-layer security backs it up:

• Two-factor authentication (2FA)

• Facial recognition

• Fingerprint lock

• Real-time fraud alerts

NOWPayments offers some custody options. CoinPayments has vaulting features. But neither puts merchant independence front and center like Larecoin does.

Decentralization isn't just a buzzword here. It's the foundation.

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6. Accept 55+ Cryptocurrencies (With Instant Swaps)

Customer wants to pay in ETH? Cool.

Another prefers USDC? No problem.

Someone shows up with Dogecoin? Sure, why not.

Larecoin supports over 55 top cryptocurrencies with on-demand swapping built directly into the platform. Accept whatever your customers hold. Convert to whatever you prefer.

CoinPayments supports a wide range too: but their conversion fees and timing can eat into the convenience. NOWPayments handles multiple coins but with varying support levels across different integrations.

Larecoin keeps it simple. Accept anything. Swap instantly. Move on.

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7. Tax Advantages That Actually Make Sense

Here's something NOWPayments and CoinPayments don't talk about much.

Larecoin receivables are structured as business assets. What does that mean practically?

Tax-free until conversion.

Your crypto receivables can be claimed as business expenses while they sit in your wallet. You only trigger taxable events when you convert back to fiat.

This creates real strategic flexibility for business accounting. Consult your tax professional, obviously: but the structure is designed with merchant advantages baked in.

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8. Push to Card: Crypto to Spendable Cash in Seconds

Don't want to HODL? Need to pay suppliers in fiat? Want to actually use your earnings?

Larecoin's Push to Card feature lets you move crypto holdings directly to a linked Visa card. Personal or business prepaid.

Instant. Spendable. Done.

This bridges the gap between accepting crypto and living in a fiat world. NOWPayments offers some fiat conversion options but with additional steps and fees. CoinPayments has similar limitations.

Larecoin makes the off-ramp as smooth as the on-ramp.

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9. Earn While You Accept Payments

Passive income built into your payment processor. Wild concept, right?

Larecoin holders automatically earn daily rewards from total ecosystem transaction volume. The more the network processes, the more you earn.

Additional revenue streams include:

• Staking for predictable yields

• Yield farming for higher-risk/higher-reward plays

• Weekly lucky drawings for bonus rewards

Check out the Lucky Draw and referral programs for even more earning potential.

NOWPayments? You process payments. That's it. CoinPayments? Same deal.

Larecoin turns your payment processing into a revenue-generating asset.

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10. Built for Merchants, Not Peer-to-Peer

This is the fundamental difference.

Most crypto payment platforms: including NOWPayments and CoinPayments: evolved from consumer money transfer infrastructure. They bolted on merchant features as an afterthought.

Larecoin was built from day one as a receivables token.

Every feature, every integration, every design decision prioritizes business payment acceptance:

• LarePAY merchant portal

• LUSD stablecoin for predictable accounting

• Gas-only transfers that minimize overhead

• Integrated DEX services for treasury management

Read the whitepaper if you want the technical deep-dive. But the takeaway is simple: this platform exists to make merchants money, not just move it around.

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Ready to Make the Switch?

NOWPayments got you this far. CoinPayments served its purpose.

But the crypto payments landscape has evolved. Your payment processor should evolve with it.

Lower fees. True self-custody. NFT receipts. Instant settlement. Built-in earning potential.

That's what Larecoin brings to the table.

Explore the merchant solutions and see what switching looks like. Setup takes minutes. The savings start immediately.

Your margins will thank you.