Stop Wasting Money on CoinPayments and NOWPayments: 7 Reasons Self-Custody Merchant Accounts Cut Your Fees in Half

You're getting robbed.

Every transaction through CoinPayments and NOWPayments. Every 0.5% to 1% fee they slice off your revenue. Every delay while your money sits in their custody.

Traditional crypto payment processors built their business model on the old banking playbook. Charge fees. Control funds. Create dependencies.

Self-custody merchant accounts flip that entirely.

Let's break down exactly why Larecoin's self-custody approach cuts your payment processing costs in half while giving you complete control.

1. Gas-Only Transactions Slash Fees by 95%

The math doesn't lie.

CoinPayments charges: 0.5% per transaction NOWPayments charges: 0.5-1% per transaction Traditional credit cards: 2.9% plus fixed fees

Process $100,000 monthly? You're paying $500-$1,000 to custodial processors. Credit cards cost you $3,200.

Self-custody on Solana: Under $0.01 per transaction.

That's $15-20 monthly on the same $100,000 volume. Under $100 annually.

Do that calculation for your business. See what you're actually losing.

Larecoin operates on blockchain networks where gas fees replace processing fees. No middleman taking a cut. No percentage-based extraction. Just pure, direct transactions.

2. Your Keys, Your Coins, Your Control

Custodial processors hold your funds. Period.

When customers pay through NOWPayments or CoinPayments, money flows to their wallets first. Then they batch it. Process it. Eventually transfer it to you.

That's not your money during that window. That's theirs.

Self-custody merchant accounts change the game entirely. Payments hit your wallet directly. You control private keys. You decide when to convert, hold, or spend.

No waiting for batch transfers. No wondering if funds will arrive. No trusting a third party with your business revenue.

Financial sovereignty isn't a buzzword. It's direct wallet-to-wallet transactions with zero intermediary risk.

3. NFT Receipts Eliminate Chargeback Fraud

Chargebacks cost merchants $15-$100 per dispute. Plus the original transaction amount. Plus inventory loss if you shipped physical goods.

Credit card processors built an entire revenue stream around chargeback fees.

Blockchain transactions are immutable. Once confirmed, they're permanent. No reversal mechanism exists.

Larecoin takes this further with NFT receipts. Every transaction generates a unique, blockchain-verified proof of purchase. Timestamped. Cryptographically secured. Impossible to dispute.

Your accounting team gets clean records. Your legal team gets ironclad proof. Your bottom line stops bleeding chargeback fees.

Try pulling a chargeback scam on an NFT receipt. The blockchain won't budge.

4. Instant Settlement vs. Batched Delays

Custodial processors batch transactions. They accumulate payments throughout the day. Process them in groups. Transfer funds on their schedule.

Your cash flow depends on their timeline.

Self-custody operates on blockchain time. Transactions settle in seconds. Confirmation takes minutes at most. Your wallet updates in real-time.

Need working capital? It's already there. Want to reinvest revenue immediately? Done. Looking to pay suppliers same-day? No problem.

Traditional processors force you into their rhythm. Self-custody lets you operate at your pace.

Speed matters when margins are tight and opportunities move fast.

5. Global Reach Without Geographic Gatekeeping

CoinPayments and NOWPayments impose geographic restrictions. Banking regulations. Compliance requirements. High-risk industry limitations.

They pick and choose which merchants qualify. Which countries work. Which business models fit their risk tolerance.

Self-custody merchant accounts operate on public blockchains. No geographic boundaries. No banking partners to appease. No arbitrary restrictions on your business model.

Sell to customers in 180+ countries. Accept payment from anywhere with internet access. Bypass traditional banking infrastructure entirely.

Larecoin's Web3 global payments infrastructure doesn't care about borders. Blockchain doesn't recognize jurisdictions. Decentralization means no single point of control or failure.

Your business deserves worldwide reach without permission.

6. LUSD Stablecoin Eliminates Volatility Risk

Crypto volatility scares merchants. Rightfully so.

Accept Bitcoin at $50,000. Watch it drop to $45,000 before you convert. You just lost 10% of that sale.

Custodial processors offer conversion services. For a fee, obviously. And they control the conversion timing. And the exchange rate includes their spread.

LUSD stablecoin integration solves volatility without middlemen. Dollar-pegged stability. Blockchain transaction speed. Self-custody control.

Customers pay in LUSD. You receive dollar-equivalent value. No conversion delays. No processor fees. No volatility risk.

Want to hold crypto exposure? Convert later on your terms. Prefer immediate fiat? Push to your linked card or exchange account directly.

You choose the risk profile. Not a processor's default settings.

7. Blockchain Transparency Simplifies Accounting

Traditional payment processors provide transaction reports. Monthly statements. CSV exports if you're lucky.

Then your accountant spends hours reconciling everything. Matching deposits. Tracking fees. Identifying discrepancies.

Blockchain creates permanent, transparent records automatically. Every transaction lives on-chain. Publicly verifiable. Timestamped with cryptographic certainty.

NFT receipts for accounting purposes take this further. Each sale generates unique metadata. Customer information. Product details. Transaction terms. All bundled into a blockchain-verified receipt.

Your accounting software integrates directly with blockchain explorers. Real-time reconciliation. Zero trust required. Complete audit trail from day one.

Tax season becomes straightforward. Financial audits gain clarity. Compliance reporting happens automatically.

Self-custody merchant accounts turn your transaction history into a transparent, immutable ledger.

The Real Cost of "Convenience"

CoinPayments and NOWPayments sell convenience. Easy setup. Familiar interfaces. Customer support when issues arise.

But convenience costs you 50% or more in unnecessary fees. Plus custody risk. Plus settlement delays. Plus geographic limitations.

Self-custody requires a mindset shift. You manage your own security. You control your own funds. You take responsibility for your financial infrastructure.

That's not a drawback. That's the point.

Larecoin provides the tools for merchants ready to operate as true crypto businesses. Not companies still dependent on Web2 thinking with Web3 paint.

Making the Switch

Transitioning from custodial processors to self-custody merchant accounts isn't complicated. It's different.

Set up a Larecoin merchant portal. Configure your wallet. Integrate payment widgets. Start accepting transactions directly.

Your first self-custody payment feels different. No confirmation email from a processor. No waiting for batch transfers. Just a transaction hitting your wallet in real-time.

That's what financial sovereignty looks like.

Ready to cut your payment processing fees in half? Ready to eliminate chargebacks entirely? Ready to operate globally without permission?

Check out Larecoin's guide to reducing merchant interchange fees for detailed implementation steps.

Stop paying for convenience you don't need. Start keeping the money you earn.

Your customers pay you directly. No middleman required.

That's how Web3 global payments work. That's how your business should operate.