The Self-Custody Merchant's Guide to Web3 Global Payments with Master Wallets and QR POS

Your Money. Your Wallet. Your Rules.

Traditional crypto payment processors are just digital middlemen.

They hold your funds. Control your access. Charge you fees to access YOUR money.

Self-custody changes everything.

Larecoin gives merchants direct wallet control. No intermediaries. No waiting periods. No "we'll review your account" messages at 2 AM.

Why Legacy Crypto Processors Are Holding You Back

NOWPayments, CoinPayments, and Triple-A follow the old playbook.

They require merchant accounts. Custody your crypto. Impose withdrawal limits. Charge conversion fees. Create settlement delays.

Sound familiar? It should. They're just crypto versions of traditional payment processors.

The real numbers:

• NOWPayments: 0.5% fee + custody requirements

• CoinPayments: 0.5% + mandatory custodial wallets

• Triple-A: 1% + fiat conversion fees + KYB complexity

They market as "Web3 solutions" but operate like Web2 companies.

Larecoin flips the script entirely.

The Larecoin Technical Advantage

NFT Receipts That Actually Matter

Every transaction generates an immutable NFT receipt.

Not just a digital copy. A programmable, verifiable proof of purchase stored on-chain.

What this means for merchants:

• Eliminate chargeback fraud permanently

• Automate warranty tracking

• Create loyalty programs tied to purchase history

• Unlock future metaverse integrations

Traditional processors send PDF receipts. Larecoin creates tokenized transaction records.

Big difference.

LUSD Stablecoin Integration

Crypto volatility kills merchant adoption.

LUSD stablecoin solves this. Decentralized. Over-collateralized. No central authority.

Merchant benefits:

• Price stability without custodial risk

• Direct LUSD acceptance at checkout

• Instant settlement with predictable value

• No forced conversion to fiat

Accept crypto. Keep stablecoins. Maintain purchasing power.

Gas-Only Transfers

Most crypto payments hide fees in spreads and conversion rates.

Larecoin charges exactly what it costs: blockchain gas fees.

Typical transaction breakdown:

• Ethereum L2: $0.15 - $0.50

• Solana: $0.001 - $0.01

• Polygon: $0.05 - $0.20

Zero markup. Zero processing fees. Zero surprise charges.

You pay network costs. Nothing more.

Master Wallets & Sub-Wallet Architecture

Enterprise-grade wallet management without enterprise complexity.

Master Wallet Controls:

• Generate unlimited sub-wallets

• Department-level tracking

• Location-specific addresses

• Employee wallet provisioning

Sub-Wallet Capabilities:

• Individual POS terminals

• Store locations

• Sales channels

• Franchise operations

One dashboard. Complete visibility. Total control.

Perfect for multi-location operations without sharing private keys.

QR POS System: Your Terminal-Free Future

Physical POS terminals cost $300-$1,200 per unit.

Monthly fees add another $50-$150.

Larecoin's QR system costs $0.

Implementation takes 5 minutes:

1. Generate unique QR code from your master wallet

2. Print or display on tablet/phone

3. Customer scans with any Web3 wallet

4. Payment settles in seconds

5. NFT receipt auto-generates

No hardware. No monthly fees. No vendor lock-in.

Your smartphone becomes your complete payment infrastructure.

For online stores:

• Shopify plugin installation

• WooCommerce integration

• Custom API implementation

• One-click checkout flow

For service businesses:

• Invoice generation with embedded QR

• Email/SMS payment requests

• Smart contract-triggered delivery

• Automatic reconciliation

The Real Fee Savings: A Comparison

Traditional card processing murders your margins.

Standard interchange fees:

• Domestic credit cards: 2.5% - 3.5%

• International cards: 4% - 7%

• Currency conversion: 2% - 4% additional

• Chargeback fees: $15 - $100 per incident

Crypto processor fees:

• NOWPayments: 0.5% + withdrawal fees

• CoinPayments: 0.5% + network fees + custody risk

• Triple-A: 1% + fiat conversion + settlement delays

Larecoin fees:

• Gas only: $0.01 - $0.50 per transaction

• Zero processing markup

• Zero conversion fees

• Zero settlement delays

Real-world example:

$10,000 monthly revenue at 3% card fees = $300 lost.

Same revenue with Larecoin = ~$15 in total gas fees.

Monthly savings: $285

Annual savings: $3,420

That's 95% fee reduction.

Scale that across multiple locations. Multiple revenue streams. Multiple years.

The math speaks clearly.

Compliance & Trust: Federal MSB + MTL Coverage

Web3 doesn't mean lawless.

Larecoin maintains full regulatory compliance:

Federal Registration:

• FinCEN Money Services Business (MSB) registration

• Bank Secrecy Act (BSA) compliance

• Anti-Money Laundering (AML) program

• Know Your Customer (KYC) procedures

State-Level Coverage:

• Money Transmitter License (MTL) applications across U.S.

• State-by-state regulatory adherence

• Ongoing compliance monitoring

• Regular audit procedures

You get Web3 innovation with institutional legitimacy.

Not just another crypto startup. A properly regulated payment infrastructure.

The Metaverse Shopping Revolution

Self-custody wallets unlock future shopping experiences.

Larecoin's B2B2C metaverse vision:

Virtual storefronts with real commerce. Digital showrooms with instant checkout. Social shopping experiences with integrated payments.

VR/AR Integration:

• Try products in virtual space

• Purchase with QR scan or wallet connection

• NFT receipts unlock exclusive content

• Build brand communities in digital environments

Social Shopping Features:

• Group purchasing discounts

• Friend referral rewards

• Influencer partnerships

• Community-driven product launches

Traditional payment processors can't operate in metaverse environments.

Self-custody wallets are native to these spaces.

Early adopters gain competitive advantage. Read more about metaverse shopping features positioning your business for 2026 and beyond.

Geographic Freedom Without Restrictions

Accept payments from anywhere.

True global access:

• Any country with internet

• Any Web3 wallet

• Any compatible blockchain

• Zero geographic restrictions

International wire transfers require:

• 3-5 business days

• $25-$50 wire fees

• 2-4% currency conversion

• Correspondent bank fees

Larecoin settlements require:

• 5-30 seconds

• $0.10-$0.50 gas fees

• Zero conversion charges

• Zero intermediary costs

Geographic barriers disappear completely.

Getting Started Today

Setup takes 5 minutes. Not 5 weeks.

Your implementation roadmap:

1. Visit larecoin.com

2. Download compatible Web3 wallet

3. Generate master wallet address

4. Create sub-wallets for locations/departments

5. Generate QR codes for POS

6. Install plugin for online stores

7. Start accepting payments immediately

No credit checks. No business verification paperwork. No waiting for approval.

Support resources:

• Technical documentation

• Integration guides

• Community forums

• Direct developer support

Web3 payments aren't complicated. Legacy systems made them seem that way.

The Self-Custody Advantage

Control matters.

Banks freeze accounts. Payment processors hold funds. Custodial services impose limits.

Self-custody eliminates these risks entirely.

Your wallet = your rules:

• Instant access 24/7/365

• No withdrawal limits

• No account freezes

• No permission needed

Combined with Larecoin's infrastructure:

• Master/sub-wallet management

• QR POS terminals

• NFT receipt generation

• LUSD stablecoin acceptance

• Gas-only fee structure

• Full regulatory compliance

This is merchant payment infrastructure rebuilt from first principles.

Not adapting old systems to new technology. Building new systems for the Web3 era.

The choice is clear:

Pay 3% forever. Or pay $0.50 per transaction.

Use custodial services. Or control your own wallets.

Wait for settlement. Or receive instant payment.

Legacy processors had their moment. That moment ended.

Self-custody is the merchant standard for the next decade.

Your competitors are already switching. The question is timing.

Start today. Scale tomorrow. Dominate your market with structural cost advantages they can't match.

Web3 global payments with self-custody. Master wallets with sub-wallet flexibility. QR POS without hardware costs.

The future of merchant payments exists now.

You just need to claim it.