How to Accept Crypto Payments In-Store AND in the Metaverse Using One QR-Generated POS System

Most merchants face a brutal choice.

Physical store? One payment system.

Virtual storefront? Different platform entirely.

Metaverse shop? Start over from scratch.

That's three separate systems. Three fee structures. Three compliance nightmares.

Not anymore.

The Problem: Fragmented Payment Infrastructure

Traditional crypto payment processors like NOWPayments, CoinPayments, and Triple-A solve half the problem.

They handle in-store transactions. Some offer online integration.

But metaverse commerce? Completely ignored.

Your customers shop across dimensions now. They buy sneakers at your physical store Tuesday. Purchase virtual wearables in Decentraland Thursday. Order delivery through AR on Saturday.

Legacy systems can't keep up.

Worse? Those platforms charge 0.5-1% per transaction. Add network fees. Add conversion spreads. You're bleeding 2-3% minimum on every sale.

One QR Code. Infinite Environments.

Larecoin's QR-generated POS system operates identically across physical retail, online checkout, and metaverse storefronts.

Same merchant wallet. Same transaction flow. Same compliance framework.

Here's how it works:

Generate one universal QR code through your merchant portal. That code functions in three distinct environments:

In-Store: Display at your physical POS terminal. Customers scan with any Web3 wallet. Payment settles instantly.

Online: Embed on your e-commerce checkout page. Works with desktop and mobile wallets seamlessly.

Metaverse: Deploy in your virtual storefront. VR headset users scan via AR overlay. Transaction completes without removing the headset.

One backend. One reconciliation process. One compliance protocol.

Technical Advantages That Actually Matter

NFT Receipts

Every transaction generates an NFT receipt automatically. Proof of purchase lives on-chain forever.

Customers get verifiable ownership records. You get immutable audit trails. Returns and exchanges become friction-free.

NOWPayments? Regular receipts only. CoinPayments? Email confirmations that customers lose. Triple-A? Standard transaction logs.

LUSD Stablecoin Integration

Accept crypto without volatility risk. Payments settle in LUSD: a decentralized stablecoin pegged to USD.

No custodial risk. No centralized issuer controlling your funds. Pure self-custody.

Compare to competitors forcing you into USDT or USDC (centralized stablecoins with freeze functions).

Gas-Only Transfers

Larecoin transactions cost pennies. Literally.

Built on LareBlocks Layer 1, our blockchain charges only network gas fees. No platform fees. No percentage cuts. No hidden charges.

Processing $10,000 monthly? You pay $5-15 in gas fees total.

NOWPayments charges $50-100. CoinPayments takes $75-150. Triple-A extracts similar amounts.

True Self-Custody

Your keys. Your crypto. Your control.

Funds flow directly to your wallet. No intermediary holds your money. No waiting periods for withdrawals. No account freezes.

Traditional processors? They custody your funds. You're trusting them not to go bankrupt, get hacked, or lock your account.

Merchant Benefits: Real Numbers

Fee Savings Exceeding 50%

Credit card interchange fees average 2.5-3.5% per transaction.

Traditional crypto processors (NOWPayments, CoinPayments, Triple-A) charge 0.5-1% plus network fees. Total cost: 1-2%.

Larecoin? Gas-only model means 0.01-0.05% effective fee rate on most transactions.

$500,000 annual revenue example:

• Credit cards: $12,500-17,500 in fees

• Traditional crypto POS: $5,000-10,000

• Larecoin: $50-250

That's 98% fee reduction compared to credit cards. 95% savings versus competitors.

See the full breakdown in our merchant interchange fees guide.

Master/Sub-Wallet Architecture

Manage multiple locations from one dashboard.

Create sub-wallets for each store, department, or virtual location. Track revenue separately. Maintain granular control.

Consolidate funds to your master wallet anytime. Or leave distributed for operational flexibility.

NOWPayments lacks multi-location management. CoinPayments charges extra for sub-accounts. Triple-A requires separate merchant agreements per location.

QR-Generated POS Setup

Deploy in 5 minutes. Seriously.

1. Create merchant account

2. Generate QR code

3. Display code at checkout

4. Start accepting payments

No hardware required. No software installation. No integration complexity.

Works on any device with a screen. Phone, tablet, computer, VR headset: doesn't matter.

Physical Store Implementation

Your existing POS setup stays intact.

Add Larecoin QR display next to your credit card terminal. Customers choosing crypto payments scan your code. Payment notification hits your dashboard instantly.

Reconciliation happens automatically. Your accounting software pulls transaction data via API. End-of-day reports include both fiat and crypto sales unified.

The QR code updates dynamically. Each transaction generates a unique payment request. Prevents double-charging. Eliminates fraud vectors.

Multi-currency acceptance built-in. Customers pay in BTC, ETH, SOL, LARE, LUSD: whatever they hold. You receive everything in your preferred denomination.

Metaverse Integration: The Future Is Now

Virtual Storefronts

Launch your metaverse presence through Larecoin's B2B2C platform.

Create 3D product displays. Customers browse wearing VR headsets. They select items, point at your payment QR, and transaction completes via AR wallet overlay.

No switching between environments. No removing headsets. No friction.

Social Shopping Spaces

Host virtual events. Product launches in Decentraland. Fashion shows in The Sandbox. Pop-up shops in Spatial.

Your payment infrastructure travels with you. Same QR code works everywhere.

Customers shop collaboratively. Group purchases. Shared carts. Split payments: all handled natively.

VR/AR Convenience

Augmented reality shopping from home. Point phone camera at empty wall. See furniture placement in real-time. Purchase through AR interface.

Virtual reality showrooms. Walk through car dealerships, real estate listings, or art galleries without leaving your couch.

Payment happens seamlessly. No interrupting the experience for checkout.

This isn't science fiction. Early adopters are already testing. Full rollout coming 2026.

Compliance & Trust: Why It Matters

Federal MSB Registration

Larecoin operates as a registered Money Services Business with FinCEN.

Full regulatory compliance. Transparent operations. Zero risk of sudden shutdown.

Many crypto payment startups skip registration. They operate in gray areas. Then regulators crack down and merchants lose access overnight.

Not us.

State-Level MTL Coverage

Money Transmitter License coverage across all 50 states.

Complete legal protection. You accept payments knowing the infrastructure is bulletproof.

Check our trust page for detailed compliance documentation.

The Clarity Act Era

Recent legislation clarifies crypto regulation. Compliant platforms thrive. Non-compliant ones face enforcement.

We've been preparing for this moment. Your business stays protected.

Why Competitors Can't Match This

NOWPayments focuses exclusively on traditional e-commerce. No metaverse functionality. No unified cross-platform approach.

CoinPayments offers broader crypto support but charges higher fees. No self-custody option. No metaverse integration roadmap.

Triple-A targets enterprise clients with complex setups. Expensive. Slow deployment. Zero virtual commerce capability.

None offer NFT receipts. None provide gas-only pricing. None deliver true self-custody.

Larecoin does all of it. Today.

The 10-Year Vision

This post is part of our 100-post marathon documenting Web3 payment evolution.

We're building for 2036, not just 2026.

Commerce is going fully immersive. Physical and digital boundaries blur completely. Merchants need infrastructure spanning both realms.

That infrastructure is here now.

Get Started Today

Visit larecoin.com to create your merchant account.

Generate your universal QR code in under 5 minutes.

Start accepting crypto payments across all dimensions.

Questions? Join our community discussion and connect with merchants already using the platform.

The future of commerce isn't coming.

It's here.

Your move.