Pay It Forward While Getting Paid: How Larecoin's 1.5% Charity Tax Changes Merchant Processing

The Payment Processing Game Has Been Broken

Merchants pay 2.9% to 3.5% per transaction.

Charities get nothing.

Customers feel disconnected.

Everyone loses except the processors.

That's over. Larecoin flips the entire model on its head with an automated 1.5% charity tax built directly into the protocol. You process payments. Charities get funded. Your fees drop. Zero extra effort required.

Welcome to merchant processing that actually makes sense.

How the 1.5% Charity Tax Actually Works

This isn't some optional donation button customers ignore.

The 1.5% charitable contribution is hardcoded into LareBlocks' Layer 1 infrastructure. Every transaction automatically allocates funds to verified charitable organizations through smart contracts. No middlemen. No executive salaries. No administrative overhead.

Here's the breakdown:

Total merchant fee: 2.7%

• 1.2% validator consensus fees

• 1.5% automatic charity allocation

• Zero withdrawal fees

Compare that to traditional processors charging 2.9% to 3.5% with zero charitable impact.

Of that 1.5% social impact tax, 87% flows directly into Larecoin's charitable grant pool. The remaining 13% covers infrastructure costs. That's it.

The distribution hits verified organizations spanning global health, education, environmental conservation, disaster relief, and technology access programs. Everything happens on-chain. No intermediaries taking cuts.

Real Savings, Real Impact

Let's run the numbers.

Coffee shop processing $50,000 monthly:

• Traditional processor cost: $1,450 to $1,750

• Larecoin cost: $1,350

• Monthly savings: $100 to $400

• Annual savings: $1,200 to $4,800

• Automatic charity contribution: $750/month

Mid-size retailer processing $100,000 monthly:

• Traditional processor cost: $2,900 to $3,500

• Larecoin cost: $2,700

• Monthly savings: $200 to $800

• Annual savings: $2,400 to $9,600

• Automatic charity contribution: $1,500/month

You're keeping more revenue. Charities are getting funded. Customers are part of something bigger.

A $100 transaction under Larecoin nets you $97.30 with $1.50 going to charity. Traditional processors net you $96.80 with zero charitable output.

You literally make more money while doing more good.

NFT Receipts Change Everything for Tax Season

Every transaction generates an immutable NFT receipt on LareBlocks.

That receipt contains:

• Exact transaction amount

• Timestamp

• Charity contribution breakdown

• Tax jurisdiction data

• Wallet addresses

• Smart contract execution record

This creates IRS-compliant documentation with a permanent blockchain record.

The 1.5% charitable contribution qualifies as a legitimate business charitable deduction. Same tax treatment as stock donations. Your accountant will love you.

No more digging through folders for receipts. No more reconciliation headaches. Everything lives on-chain, permanently verifiable, instantly accessible.

Traditional processors give you a CSV file and a prayer. Larecoin gives you blockchain-verified proof.

Transparency That Traditional Processors Can't Match

Every charitable allocation is publicly verifiable on LareChain's open ledger.

You can audit:

• Total charitable funds distributed

• Specific organizations receiving grants

• Dollar amounts down to the cent

• Transaction timestamps

• Smart contract execution records

Zero trust required. Everything's on-chain.

Community governance determines which verified charitable organizations receive allocations. Larecoin holders vote. Decentralized decision-making replaces centralized control.

Want to verify where your contributions went? Check LareScan. Want to see this month's charitable distribution? It's all there.

Traditional processors operate in black boxes. Larecoin operates in transparent ecosystems.

How We Stack Up Against the Competition

NOWPayments:

• Fees: 0.5% to 1% + network fees + withdrawal fees

• Real total: 2% to 3%

• Charity impact: Zero

• NFT receipts: No

• Layer 1 infrastructure: No

CoinPayments:

• Fees: 0.5% + withdrawal fees ranging from $0.50 to $10+

• Real total: 1.5% to 3%

• Charity impact: Zero

• NFT receipts: No

• Layer 1 infrastructure: No

Triple-A:

• Fees: 0.8% to 1% + settlement fees

• Real total: 2% to 3.5%

• Charity impact: Zero

• NFT receipts: No

• Layer 1 infrastructure: No

Larecoin:

• Fees: 2.7% total (1.2% validator + 1.5% charity)

• Withdrawal fees: Zero

• Charity impact: $1.50 per $100 transaction

• NFT receipts: Yes

• Layer 1 infrastructure: LareBlocks

• LUSD stablecoin: Built-in

• Push-to-Card: Integrated

Lower fees. Higher impact. Better infrastructure.

The CLARITY Act Advantage

The CLARITY Act (H.R. 3633) provides regulatory clarity for crypto payments.

Larecoin operates within this framework, giving merchants:

• Clear tax treatment guidelines

• Reduced regulatory uncertainty

• Defined compliance pathways

• Protection from arbitrary enforcement

Traditional payment processors navigate murky waters. Larecoin benefits from legislative clarity designed specifically for digital asset transactions.

Your business gets predictability. Your accountant gets clear guidance. Your compliance team gets peace of mind.

Master/Sub-Wallet Architecture for Complex Operations

Multi-location businesses need sophisticated tools.

Larecoin's Master/Sub-wallet system lets you:

• Track revenue by location

• Manage multiple storefronts from one dashboard

• Allocate charitable contributions by region

• Generate location-specific NFT receipt archives

• Maintain separate accounting streams

Your flagship store and pop-up location both process through Larecoin. You get granular analytics. Everything rolls up to your master account.

Sub-wallets operate independently while maintaining centralized oversight. Perfect for franchises, multi-location retailers, or businesses with complex operational structures.

LUSD Stablecoin and Push-to-Card Integration

Price volatility kills merchant adoption.

LUSD stablecoin solves that. Peg to USD. Zero volatility. Accept crypto. Get stable value.

Push-to-Card services let you instantly convert crypto payments to fiat and deposit directly to your bank card. Real-time settlement. No waiting periods.

Accept Larecoin, LUSD, or any supported crypto. Convert to fiat instantly. Fund operations immediately.

Traditional processors make you wait 2-5 business days for settlements. Larecoin settles in minutes.

The Metaverse Shopping Layer

Larecoin isn't just about processing payments.

The B2B2C metaverse platform creates immersive shopping experiences your competitors can't match. Virtual storefronts. AI-powered product recommendations. NFT-gated exclusive drops.

Your customers shop in-store, online, or in the metaverse. Same payment infrastructure. Same charitable impact. Same NFT receipts.

Check out the 15 metaverse shopping features transforming retail.

Getting Started Takes Minutes

Sign up at larecoin.com/merchants.

Connect your existing point-of-sale system. Start processing payments. Automatically fund charities.

No complex integration. No lengthy onboarding. No surprise fees.

Deploy your payment infrastructure on LareBlocks Layer 1. Generate NFT receipts from day one. Track charitable contributions in real-time.

Your customers pay. Charities receive funding. You save money. Everyone wins.

The Bottom Line

Payment processing shouldn't be extractive.

Merchants shouldn't choose between profitability and social impact. Customers shouldn't feel disconnected from the businesses they support.

Larecoin's 1.5% charity tax creates a system where everyone benefits. Lower fees for merchants. Automatic funding for charities. Transparent tracking for customers. Tax-deductible contributions for everyone.

Traditional processors take your money and give you nothing back. Larecoin gives you lower fees, blockchain infrastructure, NFT receipts, and global charitable impact.

The choice is pretty obvious.

Start processing payments that actually matter at larecoin.com.