How LareBlocks Layer 1 Slashes Enterprise Payment Fees By 50% (While Funding Global Charities)

Enterprise payment fees are killing margins.

Visa and Mastercard charge 2.5% to 3.5% per transaction. Add interchange fees. Processing fees. Chargeback costs. You're hemorrhaging capital on every sale.

LareBlocks Layer 1 flips the script. Less than 1.5% total fees. That's a 50% reduction minimum compared to legacy card networks.

And here's the kicker: your transactions simultaneously fund vetted global charities. Zero extra cost.

The Fee Problem Traditional Rails Can't Solve

Traditional payment processors are middlemen stacking fees.

Issuing bank takes a cut. Card network takes a cut. Acquiring bank takes a cut. Payment gateway takes a cut.

Enterprise merchants processing $10M annually? You're paying $250K-$350K in fees. Just to move money.

Cross-border transactions? Add 3-5% more. Currency conversion fees. International processing surcharges. Wire transfer costs.

SMBs and enterprises alike need infrastructure that doesn't bleed revenue.

LareBlocks Layer 1: Built Different

LareBlocks operates as a purpose-built Layer 1 blockchain. Not a sidechain. Not a Layer 2 solution piggybacking on Ethereum gas fees.

True decentralization from the ground up.

Transaction validation happens through a distributed network of nodes. No central authority controlling fee structures. No single point of failure.

Smart contracts execute automatically. Payment routing happens in milliseconds. Settlement is final in seconds, not days.

The LareScan explorer provides full transparency. Every transaction. Every fee. Every charity allocation. Publicly auditable in real-time.

Enterprises get institutional-grade infrastructure without institutional-grade costs.

Master and Sub-Wallet Architecture for Scale

Enterprise payment flows are complex.

Multi-location retailers need departmental budgets. Franchise operations require isolated accounting per location. International subsidiaries demand local currency management.

LareBlocks delivers through hierarchical wallet architecture:

Master Wallet Control

• Centralized treasury oversight

• Real-time fund allocation across sub-wallets

• Automated compliance reporting

• Role-based access controls

Sub-Wallet Flexibility

• Department-specific payment channels

• Location-based transaction tracking

• Individual employee spending limits

• Instant internal transfers with zero fees

Set up 100 sub-wallets or 10,000. The infrastructure scales without breaking.

No need for reconciliation between multiple payment processors. One unified system. One dashboard. Complete visibility.

LUSD Stablecoin: Volatility Elimination

Crypto volatility scares enterprises. Rightfully so.

Accepting Bitcoin today doesn't help when the price drops 10% tomorrow. Holding Larecoin for payments creates balance sheet uncertainty.

LUSD stablecoin solves this.

Pegged 1:1 to USD. Price stability for accounting. No conversion guesswork for CFOs.

Enterprises can:

• Accept LUSD directly from customers

• Hold treasury reserves in LUSD

• Pay suppliers in LUSD

• Convert to fiat on-demand via push-to-card

All the benefits of blockchain settlement. None of the price swing anxiety.

Exchange Larecoin to LUSD instantly through built-in liquidity pools. Or accept both: customer choice drives adoption.

NFT Receipts: The Future of Transaction Records

Every LareBlocks payment generates an NFT receipt.

Not a gimmick. A fundamental upgrade to transaction records.

Traditional receipts are garbage:

• Paper fades

• Emails get deleted

• PDFs are forgeable

• No resale verification

NFT receipts are permanent:

• Immutable transaction proof

• Ownership transfer capability

• Warranty tracking built-in

• Secondary market authentication

Sold a $5,000 laptop? The NFT receipt transfers to the buyer. They sell it used? New owner gets verified purchase history.

Returns and warranties become frictionless. Fraud becomes nearly impossible. Accounting becomes automated.

Your CPA will thank you.

The Charity Integration That Actually Works

Most corporate charity programs are performative.

Annual donations for tax writeoffs. PR campaigns with minimal impact. "Percentage of profits" promises that disappear during tough quarters.

LareBlocks bakes social impact into every transaction.

Here's how it works:

0.25% of every enterprise transaction goes to the charity pool. Automatically. Not optional. Hardcoded into the protocol.

Enterprises choose which verified charities receive their allocation:

• Clean water infrastructure

• Educational programs

• Disaster relief

• Climate initiatives

Charities receive LUSD instantly. No wire delays. No intermediary NGOs taking administrative cuts.

Complete transparency through LareScan. See exactly where funds go. Track impact in real-time.

Your customers see it too. Every checkout includes charity attribution. Build brand loyalty through verifiable social impact.

Real Cost Comparison: Traditional vs LareBlocks

Let's do the math for a mid-sized e-commerce business processing $5M annually:

Traditional Payment Processor:

• Card processing fees (2.9%): $145,000

• Chargeback fees (~$50/dispute, 100 disputes): $5,000

• International fees (additional 1.5% on 20% of volume): $15,000

• Total Annual Cost: $165,000

LareBlocks Layer 1:

• Network transaction fees (1.2%): $60,000

• Charity contribution (0.25%): $12,500

• Sub-wallet management: $0

• Cross-chain swaps (as needed): ~$500

• Total Annual Cost: $73,000

Savings: $92,000 per year

That's not including reduced fraud, eliminated chargeback overhead, and faster settlement improving cash flow.

Scale that to $50M in annual processing? You're saving nearly $1M annually while funding meaningful charitable work.

Gift Card Integration: Onboarding Made Simple

Crypto adoption has a UX problem.

Asking customers to set up wallets, buy crypto on exchanges, and manage seed phrases? Non-starter for mainstream adoption.

LareBlocks solves this through gift card crypto purchases.

How it works:

• Customer buys gift card with credit card or cash

• Gift card value loads as LUSD in a Larecoin wallet

• Customer spends immediately with merchants accepting LareBlocks

• Zero crypto knowledge required

Merchants can sell branded gift cards loaded with LUSD. Create loyalty programs. Offer promotional bonuses.

The on-ramp problem disappears. Adoption becomes frictionless.

Enterprise Features That Matter

AI-Driven Shopping Integration

• Smart contract-based product recommendations

• Automated inventory matching across suppliers

• Price optimization based on real-time market data

• Predictive restocking through machine learning

Community Social Hubs

• Built-in customer forums tied to wallet identity

• Reputation systems for buyers and sellers

• Dispute resolution through decentralized arbitration

• Brand communities without platform dependency

Decentralized Infrastructure Benefits

• No single point of failure

• 99.99% uptime guarantee through distributed nodes

• Censorship resistance for global operations

• Geographic restrictions eliminated

Explore merchant solutions to see the full platform capabilities.

LareScan: Your Window Into Every Transaction

Transparency builds trust. Especially in Web3.

LareScan provides enterprise-grade blockchain exploration:

• Transaction history with millisecond timestamps

• Wallet balance tracking across master and sub-wallets

• Smart contract execution verification

• Charity fund distribution records

• Gas fee analysis and optimization recommendations

Your finance team gets real-time dashboards. Your auditors get immutable records. Your customers get proof of impact.

Everything on-chain. Everything verifiable. Everything transparent.

Migration Path for Existing Enterprises

Switching payment infrastructure sounds painful. It doesn't have to be.

LareBlocks offers parallel processing during transition:

• Accept both traditional cards AND crypto

• Gradual sub-wallet rollout across departments

• API integration with existing e-commerce platforms

• White-glove onboarding for enterprise accounts

Start with 5% of transactions. Scale to 50%. Eventually go full LareBlocks.

Or maintain hybrid forever. Your choice. Your timeline.

The crypto payments page walks through technical integration. Most enterprises are processing LareBlocks payments within 48 hours.

The 10-Year Vision

This isn't a short-term play.

LareBlocks is infrastructure for the next decade of commerce. As more enterprises adopt, fees decrease further through network effects.

More nodes mean faster processing. More liquidity means tighter spreads. More merchants mean broader acceptance.

The charity pool grows exponentially. $1M in donations becomes $100M becomes $1B.

And your enterprise captures 50%+ fee savings while building genuine social impact.

Check out how we're reducing merchant interchange fees for the complete breakdown.

Start Slashing Fees Today

Stop paying legacy rails to move your money.

LareBlocks Layer 1 is live. Processing transactions right now.

Set up your master wallet. Deploy sub-wallets across departments. Choose your charity partners.

Start saving 50% on payment fees while funding global social impact.

Visit larecoin.com to begin migration.

Your margins will thank you. So will the charities your transactions support.